Consumer Credit Card Offers

Consumer credit is a general term, which means in legalese, '...finance transactions without having to pay the full cost of the merchandise at the time of the transaction. A common form of consumer credit is a credit card account issued by a financial institution...' Therefore, consumer credit cards are any credit card you choose. You will want to investigate advantages: low annual interest rate, low or 0 introductory interest rates, generous awards program, attractive balance transfers, fraud protection and Internet resources. Once you have completed your homework assignment, apply with confidence on line and wait 6 seconds for an answer.




Fingerhut Credit

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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IberiaBank Visa® Gold Cash Back Rewards Card

IberiaBank Visa Gold Cash Back Rewards Card
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information

1.99%* Intro APR

6 months*Intro Period

15.25% - 9.25% (V)*APR

$0.00*Annual Fee

5.0


Discover® Motiva℠ Card

Discover Motiva Card
  • Earn Cashback Bonus for your good credit management
  • 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular retailers when you shop through Discover.com
  • Ranked #1 in customer loyalty -- 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

15 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

5.0


Chase Freedom® Visa - $150 Bonus Cash Back Card

Chase Freedom Visa - $150 Bonus Cash Back Card
  • Earn $150 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent on dining, department stores, movie theaters and charitable organizations from 10/1/11 - 12/31/11
  • You'll enjoy new 5% categories every 3 months like supermarkets, gas, drugstores and even home improvement stores. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases without limits on what you can earn
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

0%* Intro APR

See T&C*Intro Period

as low as 11.99% (V)*APR

$0.00*Annual Fee

5.0


USA Optimum Gold Merchandise Credit Card

USA Optimum Gold Merchandise Credit Card
  • Guaranteed Instant Online Approval!
  • $5000 Unsecured Gold Merchandise Credit Line!
  • NO Credit Checks or Credit Turndowns!
  • NO Employment Verifications!
  • Upon request, credit limits increases are available to those that qualify.
  • Establish Credit by Reporting to Major Credit Bureau!
  • Receive a *Free $50 Gift Card!
  • After enrolling you'll receive a $300 Grocery Coupon Card

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

5.0


Western Union® MoneyWise™ Prepaid MasterCard®

Western Union MoneyWise Prepaid MasterCard
  • Free Activation
  • Fee-Friendly prepaid card with nothing to hide!
  • Add money to your account 4 convenient ways
  • Spend only the money you have on your Card
  • Enroll in direct deposit and receive a free $10 bonus
  • Your funds are protected by MasterCard's Zero Liability Policy

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.95ATM Fee

5.0


Applied Bank® Secured Visa® Gold Credit Card

Applied Bank Secured Visa Gold Credit Card
  • Guaranteed Approval Regardless of Your Past Credit History
  • 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late
  • Choose Your Credit Limit - From $200 to $5,000
  • Highest Ratings for Financial Strength and Security in the Country

N/A* Intro APR

N/A*Intro Period

9.99%*APR

$50.00*Annual Fee

5.0


Rob Dyrdek Prepaid MasterCard®

Rob Dyrdek Prepaid MasterCard
  • Teen debit card benefits
  • 12 different card design to choose from
  • No credit checks and No credit risk
  • Instantly Lock and Unlock the card
  • Safer than cash with lost card protection
  • Strict spending limits and easy monitoring
  • Lower fees than bank cards
  • Use at millions of locations worldwide
  • Family and friends can load it

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

5.0


Blue Sky℠ Preferred from American Express

Blue Sky Preferred from American Express
  • 7,500 bonus points. Redeemable for a $100 statement credit
  • 2X points on all dining, hotel, and car rental purchases, and 1 point per dollar for all other eligible purchases
  • $100 annual Airline Allowance to cover baggage fees and other incidental in-flight purchases
  • The points you earn are good for any airline, hotel, cruise, or car rental, anytime - no blackout dates, no travel restrictions
  • Flexibility to pay over time

0%* Intro APR

12 months*Intro Period

17.24% - 21.24% (V)*APR

$75.00*Annual Fee

5.0


Vision Premier® Prepaid Visa® Card

Vision Premier Prepaid Visa Card
  • No Credit Check – Complete the form and we’ll mail your card
  • Free Roadside Assistance
  • 1% Cash Back on Gas Purchases
  • Free Savings Account with 5.65% APY
  • Free Unlimited Purchases - Signature and PIN
  • Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
  • No Debt, No Interest Charges and No Overdraft Fees

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

5.0


The Platinum Card® from American Express

The Platinum Card from American Express
  • 25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership
  • GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
  • Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fees
  • Complimentary Companion Airfare with purchase of qualifying First- or Business-Class international ticket
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide

N/A* Intro APR

N/A*Intro Period

N/A*APR

$450.00*Annual Fee

5.0


American Express Gift Card for Consumer

American Express Gift Card for Consumer
  • Now through December 5, 2010 consumer Gift Cards - Free Standard Shipping ($5.95 value)
  • Accepted at Over a Million Places
  • Gift Cards can be used virtually everywhere in the U.S. that welcomes American Express Cards.*
  • Available in a variety of prepaid amounts
  • Gift Card denomination values range from $25-$500.
  • Replaceable
  • If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.*

$25.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

5.0


Visa® Black Card™

Visa Black Card
  • Limited Membership
  • 24-Hour Concierge Service
  • Exclusive Rewards Program
  • Luxury Gifts
  • Travel Lounge Priority Pass (unlimited visits)
  • 1% Cash Back
  • Travel with No Blackouts or Restrictions
  • Patent Pending Carbon Card

0%* Intro APR

15 months*Intro Period

14.99% (V)*APR

$495.00*Annual Fee

5.0


Simmons First Visa® Platinum

Simmons First Visa® Platinum
  • Low 7.25% standard purchase APR
  • Platinum card benefits
  • Excellent credit required - applicants that do not have excellent credit will not be approved
  • No balance transfer fee for balances transferred in response to this online offer
  • No annual fee

N/A* Intro APR

N/A*Intro Period

7.25%*APR

$0.00*Annual Fee

5.0


Simmons First Visa® Platinum Rewards

Simmons First Visa® Platinum Rewards
  • Excellent credit required - applicants that do not have excellent credit will not be approved
  • Low 9.25% standard purchase APR and platinum benefits
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants

N/A* Intro APR

N/A*Intro Period

9.25%*APR

$0.00*Annual Fee

5.0


American Express e-Gift Card

American Express e-Gift Card
  • Delivered in Minutes via email
  • Value between $25 - $200
  • Pay with AMEX Membership Rewards points
  • Flexibility of cash, backed by the trust of American Express
  • Bundled with exclusive savings
  • Custom message on card

$25.00Opening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

5.0


Green Starburst Prepaid MasterCard®

Green Starburst Prepaid MasterCard
  • Teen debit card benefits
  • 14 different design to choose from
  • No credit checks and No credit risk
  • Instantly Lock and Unlock the card
  • Strict spending limits and easy monitoring
  • Safer than cash with lost card protection
  • Use at millions of locations worldwide
  • Lower fees than bank cards
  • Family and friends can load it

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

5.0


Pink ACE Elite™ Visa® Prepaid Card

Pink ACE Elite Visa Prepaid Card
  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
  • No credit check, No application fee, No obligation*
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

5.0


Mango(TM) MasterCard® Prepaid Card

Mango(TM) MasterCard Prepaid Card
  • FREE MasterCard Prepaid Card Signup & FREE Shipping
  • FREE Direct Deposit + Get $20 Signup Bonus
  • Earn High Savings Interest Rate!
  • No fee Domestic Purchase/Signature Transactions
  • Pay your Bills in minutes from your online account
  • Instant Virtual Card Shop Online Today
  • No Fee to Check Your Balance With a Text Message
  • Wireless Alerts when your card is swiped
  • Send and Receive Money Securely With Any Mobile Phone
  • FREE Mango iPhone App (Download from iTunes Store)
  • $0 Activation Fee. $0 First Monthly Fee - Try it For FREE!
  • $5 Monthly Fee - WAIVED When You Load at Least $500 Per Month
  • No Hidden Fees / No Overdraft Fees
  • FDIC Insured up to $250,000
  • No Credit Check/ No Bank Account Required
  • FREE Account Management - Over The Phone or Internet
  • Refer friends and family and make money

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.00ATM Fee

5.0


Discover® More® Card - $150 Cashback Bonus®

Discover More Card - $150 Cashback Bonus
  • $150 Cashback Bonus when you spend $1,000 in the first 90 days*
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus in categories that change like gas, groceries, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

6 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

5.0


YAP™ MasterCard Prepaid Card

YAP MasterCard Prepaid Card
  • Send and Receive Money Securely With Your Mobile Phone
  • FREE MasterCard Prepaid Card & FREE Shipping
  • FREE Instant Virtual Card – Shop Online Today!
  • FREE Direct Deposit
  • FREE Unlimited Purchase/ Signature Transactions
  • FREE Check Your Balance With a Text Message
  • $0 Activation Fee
  • $0 First Monthly Fee – Try it For FREE
  • $0 Monthly Fee When You Load at Least $500 Per Month (Otherwise Only $5!)
  • No Hidden Fees / No Overdraft Fees
  • Fully FDIC Insured
  • No Credit Check/ No Bank Account Required
  • FREE Account Management – Over the phone, online, with iPhone Yapplet, WAP site or text messages.

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.00ATM Fee

5.0


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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

Please note that all applications feature secure SSL technology for your online protection.


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