Consumer Credit Card Offers

Consumer credit is a general term, which means in legalese, '...finance transactions without having to pay the full cost of the merchandise at the time of the transaction. A common form of consumer credit is a credit card account issued by a financial institution...' Therefore, consumer credit cards are any credit card you choose. You will want to investigate advantages: low annual interest rate, low or 0 introductory interest rates, generous awards program, attractive balance transfers, fraud protection and Internet resources. Once you have completed your homework assignment, apply with confidence on line and wait 6 seconds for an answer.

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READYdebit Visa® Prepaid Card

Visa® Debit Card Accepted Worldwide
Access to a Million ATMs Around the World
Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
24x7 Customer Support — Online and Phone
FDIC Insurance & Visa®'s Zero Liability Protection Against Fraudulent Use * Subject to I.D. Verification.

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.25ATM Fee

4.5

Chase Sapphire(SM) Preferred Card

Earn a FREE FLIGHT - that's 25,000 bonus points after you spend $3,000 in the first 3 months!
2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire. Points are worth 25% more when you redeem for travel through Ultimate Rewards
7% annual points dividend - earn bonus points on your points
1:1 points transfer to leading airline and hotel programs
24/7 Dedicated expert service advisors (No voice recording)
No Annual Fee for your first year - An $85 value

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N/A*Intro APR

N/A*Intro Period

12.24%*APR

$85.00*Annual Fee

4.5

PenFed Premium Travel Rewards American Express® Card

5 Points for Every $1 Spent on Airfare!
3 Points on Hotels and Dining (through December 31, 2010)
No Balance Transfer Fees
Automatic enrollment in PenFed Premium Rewards Program Access to 600+ Luxury VIP Global Airport Lounge Access with $15,000 Annual Spend
24/7 Premium Concierge Service
Exclusive Travel Upgrades and Offers
Redeem on any Airline; no black-out dates or restrictions Spend $650 in the First Three Months and Receive 20,000 bonus points
No Foreign Transaction Fees!
You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.

N/A*Intro APR

N/A*Intro Period

13.24%*APR

$50.00*Annual Fee

4.5

READYdebit® Platinum Visa® Prepaid Card

Free 24/7 great customer service
Free Mobile Banking and Text Alerts - New
Free Score Tracker credit score service
No Credit Check, no Overdraft Fees or Balance Minimums
Free Unlimited Purchase Transactions
Free Direct Deposit - paycheck, benefits, tax refunds
Free Online Bill Payment & Check Writing
Credit Builder – For Free
Reloadable up to $10,000 Max Balance Exclusive Platinum card design

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.5

PenFed Visa Platinum Gas / Cash Rewards Card

13.99% APR – Lower than most rewards cards!
Earn 2.00% Cash Back on Supermarket Purchases*
Earn 5.00% Cash Back from Gas Purchases Paid at the Pump*
Earn 1.00% Cash Back from All Purchases** You Make with the Card During Each Billing Cycle
No Balance Transfer Fees
Up to $50,000 Limit
No Annual Fee
Cash Rewards Credited Each Month
No Special Restrictions to Earn Your Cash Rewards
You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.

4.99%*Intro APR

24 months*Intro Period

13.99%*APR

$0.00*Annual Fee

5.0

PenFed Promise VISA Card

Absolutely No Fees!
Introductory Purchase Rate – 7.49% APR for the first 36 months. Afterwards, the APR will vary with the Prime Rate and is currently 9.99% APR.
No Balance Transfer Fees
No Foreign Transaction Fees!
Some restrictions apply.
You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.

7.49%*Intro APR

36 months*Intro Period

9.99%*APR

$0.00*Annual Fee

5.0

Chase Freedom℠ Visa Card - $50 Bonus Cash Back

Earn $50 Bonus Cash Back after first purchase
0% Intro APR and No Annual Fee
5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
Unlimited 1% Cash Back on all other purchases with no spending tiers
Up to an additional 10% cash back when you shop online at select merchants through Chase

0%*Intro APR

6 months*Intro Period

Prime +9.74%, +14.74%, or P+ 19.74%*APR

$0.00*Annual Fee

5.0

Bryant State Bank MasterCard

Low Interest Rate of 11.25%*
Introductory Balance Transfer Rate
No Balance Transfer Fee
$0 Fraud Liability
24/7 Online Account Access
Emergency Cash Advance & Card Replacement
Worldwide Acceptance

N/A*Intro APR

N/A*Intro Period

11.25%*APR

$20.00*Annual Fee

4.5

Chase Sapphire(SM) Card

Earn $100 in Rewards - that's 10,000 bonus points after your first purchase!
Redeem Points for Travel, Gift Cards, Merchandise, Cash Back and More
2X Points Earned on Airfare Booked through Ultimate Rewards & 1 point for Every Dollar Spent on All Other Purchases
Points Never Expire and There Are No Limits on How Many Points You Can Earn
24/7 Dedicated Service Advisor (No Voice Recording)
Premier Travel Protection Benefits
All of this for No Annual Fee!

N/A*Intro APR

N/A*Intro Period

12.24%*APR

$0.00*Annual Fee

4.5

Applied Bank® Secured Visa® Credit Card

12.99% Low Fixed APR - Rate Won't Change Even If You're Late!
Choose Your Credit Limit - From $200 up to $500
Monthly Credit Bureau Reporting
Genuine Visa Credit Card - Not a Pre Paid or Debit Card
Accepted Worldwide at Millions of Locations

N/A*Intro APR

N/A*Intro Period

12.99%*APR

$50.00*Annual Fee

3.5

Chase Freedom® Visa - $100 Bonus Cash Back

Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
No Annual Fee
5% cash back offers in popular categories like gas, home improvement and department stores
Full 1% Cash Back on everything else with no spending tiers
Your cash back rewards never expire

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0%*Intro APR

See T&C*Intro Period

12.99% - 22.99%*APR

$0.00*Annual Fee

5.0

Chase Continental Airlines OnePass® Plus Card

Pay No Annual Fee the first year. That's a savings of $85.
25,000 bonus miles after your first purchase. That's enough for a round-trip reward within the United States (excluding Hawaii)
Earn an additional 5,000 bonus miles after your first purchase and when you add an authorized user within 2 months of your account opening
10,000 bonus miles annually when you spend $25,000 on your Card
First Checked Bag Free - With the OnePass® Plus Card, you and your companions on the same reservation don't pay for your first checked bag when flying on Continental-operated flights. That can save a family of four up to $200 per round trip.
Earn two miles for every $1 spent when you purchase tickets from Continental Airlines on your Card
Earn one mile for every $1 in purchases charged on your Card
Redeem Miles for Car and Hotel Rewards exclusively as a Cardmember.

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N/A*Intro APR

N/A*Intro Period

14.24%*APR

$0.00*Annual Fee

4.5

AccountNow® Gold Visa® Prepaid Card

$0 Monthly Fee*
Higher Daily and Monthly Limits
100% Guaranteed Approval*
$25 Cash Bonus When You Use Direct Deposit (See T&C)

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$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5

Simmons First Visa® Platinum Rewards

Excellent credit required - applicants that do not have excellent credit will not be approved
Low 9.25% standard purchase APR and platinum benefits
Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants

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N/A*Intro APR

N/A*Intro Period

9.25%*APR

$0.00*Annual Fee

5.0

ZYNC from American Express(SM)

Earn 10,000 Membership Rewards® points after first purchase
Enjoy a low annual fee of just $25 for Basic Card
Pay no interest – that's because you pay in full each month
Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
Protect eligible purchases with Purchase Protection and Extended Warranty
Earn Membership Rewards® points with every eligible purchase – redeem points for travel, shopping, and great entertainment rewards

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N/A*Intro APR

N/A*Intro Period

N/A*APR

$25.00*Annual Fee

5.0

Chase Freedom℠ MasterCard - $100 Bonus Cash Back

Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
Unlimited 1% Cash Back on all other purchases with no spending tiers
Up to an additional 10% cash back when you shop online at select merchants through Chase

N/A*Intro APR

N/A*Intro Period

22.99%, 17.99% or 12.99%*APR

$0.00*Annual Fee

5.0

Public Savings Bank Secured Card

0% APR on purchases for 6 months
10.99% APR for 6 months on Cash Advance.
No annual fee or monthly fees
Your credit is not a factor!
We report to all 3 major credit bureaus
Lifetime credit lines up to $2,000
25 day grace period
Free fraud protection against unauthorized use
No penalty APR
Use the card everywhere you see the Visa/Mastercard logo

0%*Intro APR

6 months*Intro Period

11.24%*APR

$0.00*Annual Fee

4.5

Preferred Trust Gold Shopping Card

0% APR
No Annual Fee
$7500 Shopping Credit
Low Minimum Monthly Payments
Credit Limit Increases Available
Unlimited Credit Report monitoring

N/A*Intro APR

N/A*Intro Period

0*APR

$0.00*Annual Fee

3.5

Fingerhut Credit

No down payments, no layaway and no surprises
Get respond in 60 seconds
No annual fee
Name brand products at affordable monthly payments
We often say "YES!" when others say "No"
See website for complete Terms & Conditions
Meta Bank Fingerhut Credit

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N/A*Intro APR

N/A*Intro Period

24.90%*APR

N/A*Annual Fee

4.5

Prepaid Visa® RushCard

Free credit builder with RushPath to Credit
Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
Free direct deposit of tax refunds, anticipation loans, and paychecks
Free 24x7 customer service
Use anywhere Visa debit cards are accepted - in stores on the Internet, and over the phone
Simple and reasonable - no monthly, annual, or hidden fees
Everyone is eligible — no credit check or employment verification
Helps control debt - you can't overspend!

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$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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