Charge Credit Card Offers
Charge card and credit card are not interchangeable credit resources. Though, they are frequently believed to be synonyms -- they are not. Charge credit cards are for purchases you wish to pay in full each month. There is no posted interest rate, because you do not incur finance charges. If you are uncertain if you can pay the balance in full when billed, then you may want to consider using a traditional credit card. A credit card, of course, bills you monthly, charges an interest rate and allows you to pay a minimum payment rather than the entire balance, if you wish. Charge cards are an excellent way to avoid ever escalating credit debt. The down side of a charge card is the annual fee and hefty late charges if the balance is not paid as agreed. Probably, the best known charge cards are the American Express card and Diners Club.
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Rating: 4.5 out of 5
Intro APR: N/A*
APR: 14.99%, 21.99% or 24.99%* (Variable)
Annual Fee: $0*
Rating: 4.0 out of 5
Intro APR: N/A*
APR: 0.00%* (Fixed)
Annual Fee: N/A*
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