Cash Back Credit Card Offers

Cash back reward cards offer discounts, cashback and incentives based on how much you spend and on what purchases. This is 'the more you spend the more you get' principle. You may get less back with a cash back program than you would with credit rewards in merchandise, but you don’t have to keep up with points. Since cash back credit cards normally do not charge an annual fee, the free 'stuff' is pretty nice. A number of banks offer the cash back reward plan and some financial institutions offer more than one cash back card. Some plans even offer an annual bonus based on your cash back. There is a lot of fine print into which you must delve, take your time and chose the card that meets your financial needs. You must have good to excellent credit to qualify.

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TrueEarnings® Card from Costco and American Express

Earn 3% cash back when you buy gas!
Earn 3% Cash Back for eating out, 2% for traveling, and 1% everywhere else, including at Costco
The flexibility to pay charges in full each month or over time
No Limit on the Cash Back earned
Doubles as your Costco Membership Card
Must be a Costco Member to apply for this card

0%*Intro APR

3 months*Intro Period

14.99%*APR

$0.00*Annual Fee

4.5

Discover® Student Card - Onyx Monogram

Personalized card (displays first and last initials)
0% Intro APR*
No annual fee
0$ Fraud Liability guarantee

0%*Intro APR

6 months*Intro Period

14.99%*APR

$0.00*Annual Fee

3.0

Discover® Student Card - Key Lime Monogram

Personalized card (displays first initial)
Build your credit history
0% Interest* on Purchases for 6 Months
No minimum income or cosigner required
Easy Online Account Management tools

0%*Intro APR

6 months*Intro Period

14.99%*APR

$0.00*Annual Fee

3.0

Chase Freedom℠ Credit Card

Receive $50 after you make your first purchase
3% Cash Back in your top 3 everyday spending categories
1% cash back for every $1 you spend on all other purchases
Receive an extra $50 each time you save and redeem $200 in rewards
15 Categories earn triple rewards at the types of places you spend the most.

N/A*Intro APR

N/A*Intro Period

14.99%*APR

$0.00*Annual Fee

2.5

Discover® Student Card - Clear

Easiest online account management options
0% Interest* on Purchases for 6 Months
5% Cashback Bonus® in categories that change four times a year
1% Cashback Bonus® on all other purchases

0%*Intro APR

6 months*Intro Period

14.99%*APR

$0.00*Annual Fee

3.0

BucksBack Platinum Edition® Visa® Card

Receive $50 the first time you use your card*
Earn cash back on every purchase*
Earn additional $25 reward check or rebate credit to your account* for every $2,500 in purchases on the card.
Online access to view transactions, pay your bill, view up to seven years of prior statements and more!

Terms & Conditions |
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N/A*Intro APR

N/A*Intro Period

14.99%*APR

$0.00*Annual Fee

3.5

Home Advantage™ World MasterCard with WorldPoints®

Earn Double Points on your purchases at home improvement stores including Lowe's, The Home Depot, and Best Buy for the first 12 months when you shop for your home
1 point for every $1 you spend
Every time you earn 5,000 Points, you can redeem them for cash which can be applied directly to your mortgage

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0%*Intro APR

12 Billing Cycles*Intro Period

9.99 / 15.99%*APR

$0.00*Annual Fee

4.5

Bank of America Visa Signature WorldPoints™ Rewards Card

Earn 1 Point for every $1 in Net Retail purchases
Redeem points for cash, merchandise, travel & more*
With 25,000 Points you get a round-trip airline ticket within the 48 continental U.S. states**
Online access account & Absolute fraud protection

Terms & Conditions |
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0%*Intro APR

12 Billing Cycles*Intro Period

9.99 / 15.99%*APR

$0.00*Annual Fee

5.0

Bank of America WorldPoints® Platinum Plus® Master Card

Earn 1 Point for every $1 in Net Retail purchases
Redeem points for cash, merchandise, travel & more*
Select rewards from cash back, travel, merchandise or personal services that are yours for the picking**
Online access account
Absolute fraud protection

0%*Intro APR

12 Billing Cycles*Intro Period

9.99 / 15.99%*APR

$0.00*Annual Fee

5.0

Boat U.S. Platinum Plus Visa® Card

1 point for every $1 spent and redeem your points for travel, merchandise, gift certificates, and cash
Bonus points for Marine, Marine Services and Supplies and Boat Rentals and Leases
Access to the MyConciergeSM service
Absolute fraud protection online and offline

0%*Intro APR

12 Billing Cycles*Intro Period

9.99 / 15.99%*APR

$0.00*Annual Fee

5.0

Major League Baseball™ Extra Bases™ Credit Card

Get the card that's a hit with baseball fans!
Get official MLB licensed jersey after first MLB Extra Bases card use
1 point for every $1 spent redeemable for MLB autographed memorabilia, once-in-a-lifetime MLB™ experiences, cash rewards and travel with no blackout dates

0%*Intro APR

12 Billing Cycles*Intro Period

9.99 / 15.99%*APR

$0.00*Annual Fee

5.0

Bank of America Cash Rewards Platinum Plus Credit Card

1% cash back on all purchases with no limit to how much you can earn and no fees to redeem your cash back credit
Receive a $50 statement credit for any purchase, balance transfer, or cash advance totaling $25 within 45 days**
No Annual Fee
0% Introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 months

Terms & Conditions |
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0%*Intro APR

12 Billing Cycles*Intro Period

9.99 / 15.99%*APR

$0.00*Annual Fee

4.5

Bank of America Accelerated Cash Rewards™ American Express® Card

1.25% Cash Back - Every Purchase, Every Time
0% Intro Annual Percentage Rate (APR)* on Balance Transfers and Cash Advance Checks 12 months
No Annual Fee and the Flexibility to Pay Over Time
Get Cash Back Your Way - Choose From a Check, Statement Credit, or Direct Deposit Into Your Checking or Savings Account
Access to Special Cardmember Offers On Shopping, Dining, Travel, Hotels, and Much More!

0%*Intro APR

12 Billing Cycles*Intro Period

9.99% / 15.99%*APR

$0.00*Annual Fee

5.0

Capital One® No Hassle Cash Rewards Card for Student

25% annual bonus on the cash you earn during the year
1% cash back on purchases you make from day one
No limit on cash back and rewards won't expire for the life of your account
0% APR on purchases until February 2009. After that, variable APR, currently 16.90%

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0%*Intro APR

February 2009*Intro Period

16.90% (V)*APR

$29.00*Annual Fee

4.0

Capital One® No Hassle Cash Rewards - Good Credit

0% APR on Purchases until October 2009
2% cash back on purchases at gas stations and major grocery and 1% cash back on all other purchases
No limit on cash back and rewards won’t expire for the life of your account
Request your cash back rewards whenever you want

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0%*Intro APR

October 2009*Intro Period

16.90% (V)*APR

$0.00*Annual Fee

3.5

Capital One® No Hassle Cash Rewards - Average Credit

25% annual bonus on the cash you earn
1% cash back on every purchase
0% APR on purchases until February 2009. After that, variable APR, currently 16.90%
No limit on cash back and rewards won't expire for the life of your account
Redeem cash whenever you want

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0%*Intro APR

February 2009*Intro Period

16.90% (V)*APR

$29.00*Annual Fee

4.5

HSBC Platinum MasterCard® with Cash Back Rewards

Unlimited 1% Cash Back Rewards On New Net Retail Purchases, Everywhere You Shop!
No Earnings Caps, Spending Categories, Tiers, or Point Expiration
Platinum Benefits Include Unlimited Purchases Protection, Extended Warranties, and Rental Car Insurance
0% Introductory APR On Card Purchases and Balance Transfers for 12 Months and No Annual Fee.*
Instant Decision In As Little As 60 Seconds

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0%*Intro APR

12 months*Intro Period

8.90% - 19.80%*APR

$0.00*Annual Fee

4.5

Bank of America World Master Card with World Points

Earn 1 Point for every $1 in Net Retail purchases
Redeem points for cash, merchandise, travel & more*
With 25,000 Points you get a round-trip airline ticket within the 48 continental U.S. states**
Online access account & Absolute fraud protection

0%*Intro APR

12 Billing Cycles*Intro Period

Between 9.99 and 19.99%*APR

$0.00*Annual Fee

5.0

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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