Cash Back Credit Card Offers

Cash back reward cards offer discounts, cashback and incentives based on how much you spend and on what purchases. This is 'the more you spend the more you get' principle. You may get less back with a cash back program than you would with credit rewards in merchandise, but you don’t have to keep up with points. Since cash back credit cards normally do not charge an annual fee, the free 'stuff' is pretty nice. A number of banks offer the cash back reward plan and some financial institutions offer more than one cash back card. Some plans even offer an annual bonus based on your cash back. There is a lot of fine print into which you must delve, take your time and chose the card that meets your financial needs. You must have good to excellent credit to qualify.




Fingerhut Credit

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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Chase Freedom MasterCard
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

0%* Intro APR

15 months*Intro Period

12.99% - 22.99% (V)*APR

$0.00*Annual Fee

5.0


Modern Cash Prepaid MasterCard
  • $10 credit each month that you Direct Deposit at least $2,000 to your card
  • Optional Overdraft Protection Product
  • Free Unlimited US Purchase Transactions
  • Free Direct Deposit - paycheck, benefits, tax refunds

$10.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.50ATM Fee

4.5


Ally Checking Debit MasterCard
  • No minimum deposit to open
  • No monthly maintenance fees
  • Earn money back with Ally Perks when you shop
  • Free balance alerts
  • Free Online Banking, Bill Pay, and Popmoney
  • Free checks and unlimited check writing
  • No ATM fees at any ATM nationwide
  • Make deposits from home with Ally eCheck Deposit

N/AOpening Min

$0.00*App Fee

$0.00*Annual Fee

$0.00ATM Fee

5.0


Household Bank Rewards MasterCard
  • Points redeembable for 2% Cash Back for every dollar spent with this card
  • 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter
  • 24/7 Online Account access for easy and self-management of your account
  • The ability to set up email and text messages notifying you of your account status
  • Free online bill pay

0%* Intro APR

9 months*Intro Period

19.90% (V)*APR

See terms*Annual Fee

4.5


Western Union MoneyWise Prepaid MasterCard
  • FREE: Monthly Maintenance
  • FREE: Online Activation & Statements
  • FREE: Customer Service (Online and Phone)
  • FREE: $10 With Your First Qualifying Direct Deposit.
  • FOUR Convenient Ways to Add Money to Your Account.
  • Protected Funds through MasterCard's Zero Liability Policy.

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.95ATM Fee

5.0


RewardsRunnerTM Visa Prepaid Card
  • Free Direct Deposit
  • No Overdraft Fees or interest charges
  • No credit check. Guaranteed Approval*
  • Email & SMS account alerts
  • Cash back rewards & discounts at hundreds of online retailers
  • Load cash at more than 100,000 retail locations
  • FREE unlimited purchase transactions
  • Pay and manage your bills

N/A* Intro APR

N/A*Intro Period

N/A*APR

N/A*Annual Fee

4.0


Upside Visa Debt-Free Prepaid Card
  • Similar to a checking account with a Visa prepaid card Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

4.5


Capital One Cash Rewards for Newcomers
  • A card designed to help those new to the U.S. establish credit and earn cash back
  • Build credit with automatic reporting to the three major credit bureaus
  • Get 2% cash back on travel purchases
  • Earn 1% cash back on all other purchases
  • No foreign transaction fees
  • No annual fee

N/A* Intro APR

N/A*Intro Period

APR: 24.90% Variable on Purchases and BT

N/A*Annual Fee

4.0


Capital One MasterCard
  • Get the credit you need with no processing fees or application fees
  • $0 Fraud Liability if your card is lost or stolen
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
  • Access your account 24/7
  • Monitor your spending with free e-mail and text message alerts
  • Automatic reporting to the 3 major credit bureaus
  • Find pre-qualified card offers in 60 seconds without affecting your credit score

0%* Intro APR

See Terms*Intro Period

APR: 10.9% - 24.90% Variable on Purchases and BT

N/A*Annual Fee

4.5


Insight MasterCard Prepaid Card
  • Get $50 bonus on your first direct deposit of $200
  • Monthly Fee and Pay-as-you-go plans
  • Get Paid 1-3 Days Earlier
  • Optional Overdraft Protection – because mistakes can happen
  • Always Know on the Go – Text Alerts update you in real-time
  • FREE Direct Deposit and FREE sign-up
  • No credit check and No bank account required
  • $0 activation fee

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

5.0


Walmart MoneyCard MasterCard Prepaid Card
  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs

$5.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.5


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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

Please note that all applications feature secure SSL technology for your online protection.


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