Cash Back Credit Card Offers

Cash back reward cards offer discounts, cashback and incentives based on how much you spend and on what purchases. This is 'the more you spend the more you get' principle. You may get less back with a cash back program than you would with credit rewards in merchandise, but you don’t have to keep up with points. Since cash back credit cards normally do not charge an annual fee, the free 'stuff' is pretty nice. A number of banks offer the cash back reward plan and some financial institutions offer more than one cash back card. Some plans even offer an annual bonus based on your cash back. There is a lot of fine print into which you must delve, take your time and chose the card that meets your financial needs. You must have good to excellent credit to qualify.

Discover® Student Open Road℠ Card

Double Cashback Bonus® at any gas station and any restaurant (yes, even on those infamous 1 AM burritos.)
Hello 5% to 20% Cashback Bonus at our exclusive online mall; goodbye mall-walkers.
Up to 1% unlimited Cashback Bonus on everything else you buy along the way, automatically.
Turn your Cashback Bonus into even bigger rewards by redeeming for gift cards or eCertificates from more than 100 brand-name retailers.

0%*Intro APR

See T&C*Intro Period

as low as 13.99%*APR

$0.00*Annual Fee

3.5

First Vineyard MasterCard® Debit Card

Receive cash back from your own & anyones else in your compensation tree spendings
Reload your card directly from your payroll or bank account
Live debt free & Powerful Online Account Management
Online Bill Payment service included

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$10.00Opening Min

$39.95*App Fee

$0.00*Annual Fee

N/AATM Fee

4.0

iBankUP Prepaid Visa Card

The power of a bank account in a Visa prepaid card
100% approval with no credit check
No activation fee
Save $220 compared with prepaid cards or checking accounts
$0.99 monthly fee if $500 is loaded each month, $2.99 otherwise
Free Direct Deposit from employers or deposit cash at 50,000 retailers
Write personal checks online: easy to pay rent or other bills
Earn 1,500 cash back reward points for you first direct deposit load Optional companion card available, as if you had a joint checking

$25.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$1.70ATM Fee

5.0

IberiaBank Visa® Gold Cash Back Rewards Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information

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1.99%*Intro APR

6 months*Intro Period

up to 15.25% from 9.25%*APR

$0.00*Annual Fee

5.0

Ink Cash℠ Business Card

3% cash back on fuel, home improvement, dining and office supply purchases
Unlimited 1% cash back on all other purchases
No limit to the number of points you can earn
Up to 10 points for $1 spent when you shop online through Chase Rewards Plus
Free additional cards for employees
No Annual Fee

0%*Intro APR

6 months*Intro Period

as low as 11.24%*APR

$0.00*Annual Fee

5.0

PenFed Visa Platinum Gas / Cash Rewards Card

13.99% APR – Lower than most rewards cards!
Earn 2.00% Cash Back on Supermarket Purchases*
Earn 5.00% Cash Back from Gas Purchases Paid at the Pump*
Earn 1.00% Cash Back from All Purchases** You Make with the Card During Each Billing Cycle
No Balance Transfer Fees
Up to $50,000 Limit
No Annual Fee
Cash Rewards Credited Each Month
No Special Restrictions to Earn Your Cash Rewards
You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.

4.99%*Intro APR

24 months*Intro Period

13.99%*APR

$0.00*Annual Fee

5.0

The Business Platinum Card® from American Express OPEN

Complimentary airport club access, including American Airlines Admirals Club® lounges
Concierge service to assist with your business needs from gift giving to dinner reservations
Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club®, Avis Preferred®, and Emerald club from National® Car Rental
The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide
Enrollment in the Membership Rewards First® program
No pre-set spending limit*

0%*Intro APR

N/A*Intro Period

N/A*APR

$0.00*Annual Fee

4.5

TrueEarnings® Card from Costco and American Express

Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
No Limit on the Cash Back earned

0%*Intro APR

6 months on Purchases*Intro Period

15.24%*APR

$0.00*Annual Fee

4.5

Upromise® World MasterCard® with Gas & Grocery Rewards

10% extra college savings on thousands of eligible grocery and drugstore items
2% extra college savings on eligible gas purchases at Exxon and Mobil locations
1% college savings on every purchase
Get $25 college savings bonus after the first qualified use of your account
No annual fee

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0%*Intro APR

7 - 10 months*Intro Period

20.99 - 12.99%*APR

$0.00*Annual Fee

5.0

Upside Visa® Debt-Free Prepaid Card

The power of a bank account in a Visa prepaid card. Save up to $220 compared with other cards, the first year alone!
100% approval with no credit check and no activation fee. $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
Free Direct Deposit from employers or government benefits providers.
Deposit cash at 50,000 retailers.
Write personal checks online: easy to pay rent or other bills.
Earn 1,500 cash back reward points for you first direct deposit load.
Optional companion card available, as if you had a joint checking.

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$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

4.5

Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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