Cash Back Credit Card Offers

Cash back reward cards offer discounts, cashback and incentives based on how much you spend and on what purchases. This is 'the more you spend the more you get' principle. You may get less back with a cash back program than you would with credit rewards in merchandise, but you don’t have to keep up with points. Since cash back credit cards normally do not charge an annual fee, the free 'stuff' is pretty nice. A number of banks offer the cash back reward plan and some financial institutions offer more than one cash back card. Some plans even offer an annual bonus based on your cash back. There is a lot of fine print into which you must delve, take your time and chose the card that meets your financial needs. You must have good to excellent credit to qualify.

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PenFed Visa Platinum Gas / Cash Rewards Card

13.99% APR -- lower than most rewards cards!
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.00% cash back from all purchases** you make with the card during each billing cycle
Up to $50,000 limit
No Annual Fee
Cash Rewards credited each month
No special restrictions to earn your cash rewards
Limited Time Only – Low Balance Transfer Rates†
You must be a Pentagon Federal Credit Union member to apply.

4.99%* Intro APR

24 months*Intro Period

13.99%*APR

$0.00*Annual Fee

5.0

IberiaBank Visa® Gold Cash Back Rewards Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information

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1.99%* Intro APR

6 months*Intro Period

15.25% - 9.25% (V)*APR

$0.00*Annual Fee

5.0

Capital One® Rewards No Hassle Cash Credit Card

2% cash back on gas and groceries
1% cash back on all other purchases
BONUS: Get up to 15% more cash back when you shop online at select merchants through Perk Central
No limit on the cash you can earn and cash won't expire
Redeem cash rewards any time for any amount, even set up automatic redemption
0% intro APR on purchases until November 2012
Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own

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0%* on purchasesIntro APR

until November 2012*Intro Period

APR: 17.9% - 22.90% Variable on Purchases and BT

$39.00*Annual Fee

4.5

Discover® Student Open Road℠ Card

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
Double Cashback Bonus®* at gas stations and restaurants.
Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

9 months*Intro Period

13.99% - 20.99% (V)*APR

$0.00*Annual Fee

3.5

Discover® Motiva℠ Card

Earn Cashback Bonus for your good credit management
0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
Up to 20% Cashback Bonus at popular retailers when you shop through Discover.com
Ranked #1 in customer loyalty -- 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S. based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alerts
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

15 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

5.0

Chase Freedom® Visa - $150 Bonus Cash Back Card

Earn $150 Bonus Cash Back after you make $500 in purchases in your first 3 months
5% Cash Back on up to $1,500 spent on dining, department stores, movie theaters and charitable organizations from 10/1/11 - 12/31/11
You'll enjoy new 5% categories every 3 months like supermarkets, gas, drugstores and even home improvement stores. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases without limits on what you can earn
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire

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0%* Intro APR

See T&C*Intro Period

as low as 11.99% (V)*APR

$0.00*Annual Fee

5.0

Discover® Student Card - Monogram Collection

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

9 months*Intro Period

13.99% - 20.99% (V)*APR

$0.00*Annual Fee

3.0

American DreamCard™ Platinum MasterCard®

Over $1.1 Million Awarded to Date!
Large Monthly Cash Jackpots!
Earn Entries From Everyday Shopping!
Get 1,000 Entries Just for Applying!
A New Cash Winner Every Month
Issued by HSBC Bank Nevada, N.A.

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0%* Intro APR

5 months*Intro Period

21.99% V or 14.99% (V)*APR

See terms*Annual Fee

4.0

SimplyCash® Business Card from American Express OPEN

Get 5% cash back on wireless services and office supply purchases*
Get 3% cash back on automobile gasoline*
Get 1% cash back on other purchases*
No limit to the amount of cash back you can earn
Cash back on purchases is automatically credited to your statement each month
Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
No annual membership fee

0%* Intro APR

up to 12 months*Intro Period

12.24% - 19.24% (V)*APR

$0.00*Annual Fee

5.0

Household Bank Rewards MasterCard®

Points redeembable for 2% Cash Back for every dollar spent with this card
0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter
24/7 Online Account access for easy and self-management of your account
The ability to set up email and text messages notifying you of your account status
Free online bill pay

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0%* Intro APR

9 months*Intro Period

19.90% (V)*APR

See terms*Annual Fee

4.5

TrueEarnings® Card from Costco and American Express

American Express Card and Costco Membership Card in one — with no annual fee for Costco members
Cash back on the things you buy: 3% on restaurants and gasoline up to $3,000 annually, 2% for travel, and 1% almost everywhere else
Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings Cardmembers from Costco and American Express Get approved in 60-seconds.

0%* Intro APR

6 months on Purchases*Intro Period

15.24% (V)*APR

$0.00*Annual Fee

4.5

Discover® Student Card - Clear

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

9 months*Intro Period

13.99% - 20.99% (V)*APR

$0.00*Annual Fee

3.0

Discover® Student Card - Tropical Beach

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

9 months*Intro Period

13.99% - 20.99% (V)*APR

$0.00*Annual Fee

2.5

Blue Cash® Everyday(SM) from American Express

Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
No annual fee, flexibility to pay over time
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
NO spend minimum, NO enrollment, and NO rotating rewards categories
Get a $25 Referral Bonus for each friend or family member who is approved for the Card

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0%* Intro APR

12 months on Purchases*Intro Period

17.24% - 22.24% (V)*APR

$0.00*Annual Fee

4.5

Discover® Open Road® Card - $150 Restaurant.com Gift Certificate

Receive a $150 Restaurant.com Gift Certificate with first purchase
0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
2% automatically at gas stations and restaurants all year long*
Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

12 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

4.5

Discover® More® Card

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

15 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

4.5

The Business Platinum Card® from American Express OPEN

FOR A LIMITED TIME: Earn 25,000 Membership Rewards points by spending $5,000 in the first 3 months.
Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice
20% Travel Bonus when redeeming with Membership Rewards Pay with Points
Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants
Complimentary airport club access to 600+ partner lounges, a $950/yr value
By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public
No pre-set spending limit*

0%* Intro APR

N/A*Intro Period

N/A*APR

$450.00*Annual Fee

4.5

Discover® Student Card

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.
Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

9 months*Intro Period

13.99% - 20.99% (V)*APR

$0.00*Annual Fee

4.0

Visa® Black Card™

Limited Membership
24-Hour Concierge Service
Exclusive Rewards Program
Luxury Gifts
Travel Lounge Priority Pass (unlimited visits)
1% Cash Back
Travel with No Blackouts or Restrictions
Patent Pending Carbon Card

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0%* Intro APR

15 months*Intro Period

14.99% (V)*APR

$495.00*Annual Fee

5.0

Discover® More® Card - $150 Cashback Bonus®

$150 Cashback Bonus when you spend $1,000 in the first 90 days*
0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus in categories that change like gas, groceries, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

6 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

5.0

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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