Cash Back Credit Card Offers

Cash back reward cards offer discounts, cashback and incentives based on how much you spend and on what purchases. This is 'the more you spend the more you get' principle. You may get less back with a cash back program than you would with credit rewards in merchandise, but you don’t have to keep up with points. Since cash back credit cards normally do not charge an annual fee, the free 'stuff' is pretty nice. A number of banks offer the cash back reward plan and some financial institutions offer more than one cash back card. Some plans even offer an annual bonus based on your cash back. There is a lot of fine print into which you must delve, take your time and chose the card that meets your financial needs. You must have good to excellent credit to qualify.




Fingerhut Credit

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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First Vineyard MasterCard Debit Card
  • Receive cash back from your own & anyones else in your compensation tree spendings
  • Reload your card directly from your payroll or bank account
  • Live debt free & Powerful Online Account Management
  • Online Bill Payment service included

$10.00Opening Min

$39.95*App Fee

$0.00*Annual Fee

N/AATM Fee

4.0


Western Union MoneyWise Prepaid MasterCard
  • Free Activation
  • Fee-Friendly prepaid card with nothing to hide!
  • Add money to your account 4 convenient ways
  • Spend only the money you have on your Card
  • Enroll in direct deposit and receive a free $10 bonus
  • Your funds are protected by MasterCard's Zero Liability Policy

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.95ATM Fee

5.0


Capital One Spark Classic for Business
  • Enjoy no annual fee
  • Build business credit with eligibility for an automatic credit line increase
  • Earn 1% cash back on every purchase, every day
  • Separate business expenses from personal expenses
  • $0 Fraud Liability if your card is ever lost or stolen
  • Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service

N/A* Intro APR

N/A*Intro Period

APR: 22.90% Variable on Purchases and BT

$0.00*Annual Fee

3.5


RewardsRunnerTM Visa Prepaid Card
  • Free Direct Deposit
  • No Overdraft Fees or interest charges
  • No credit check. Guaranteed Approval*
  • Email & SMS account alerts
  • Cash back rewards & discounts at hundreds of online retailers
  • Load cash at more than 100,000 retail locations
  • FREE unlimited purchase transactions
  • Pay and manage your bills

N/A* Intro APR

N/A*Intro Period

N/A*APR

N/A*Annual Fee

4.0


Upside Visa Debt-Free Prepaid Card
  • The power of a bank account in a Visa prepaid card. Save up to $220 compared with other cards, the first year alone!
  • 100% approval with no credit check and no activation fee. $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
  • Free Direct Deposit from employers or government benefits providers.
  • Deposit cash at 50,000 retailers.
  • Write personal checks online: easy to pay rent or other bills.
  • Earn 1,500 cash back reward points for you first direct deposit load.
  • Optional companion card available, as if you had a joint checking.

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

4.5


iBankUP Prepaid Visa Card
  • The power of a checking account in one card, even if you have bad credit
  • Write personal checks online, we mail them for you
  • $0.99 monthly fee with total load of $500 or more
  • Free Direct Deposit from employers or load cash at 50,000 retailers

$25.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$1.70ATM Fee

5.0


Journey Student Rewards from Capital One
  • Designed to help students build good credit with responsible use
  • Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
  • Customizable text and e-mail alerts to help keep you on track
  • Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen

N/A* Intro APR

N/A*Intro Period

APR: 19.80% Variable on Purchases and BT

$0.00*Annual Fee

4.0


Capital One Cash Rewards for Newcomers
  • A card designed to help those new to the U.S. establish credit and earn cash back
  • Build credit with automatic reporting to the three major credit bureaus
  • Get 2% cash back on travel purchases
  • Earn 1% cash back on all other purchases
  • No foreign transaction fees
  • No annual fee

N/A* Intro APR

N/A*Intro Period

APR: 24.90% Variable on Purchases and BT

N/A*Annual Fee

4.0


Univision Prepaid MasterCard
  • No Social Security number needed and no credit check
  • FREE card opening
  • FREE transactions
  • FREE ATM Withdrawals at all Target and other participating locations
  • FREE direct deposit
  • FREE additional cards
  • Double Tax Refund*
  • Optional Spanish application form
  • Spanish & English application forms

$5.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$0.00ATM Fee

4.5


Walmart MoneyCard Visa Prepaid Card
  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs

$5.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.00ATM Fee

5.0


Insight MasterCard Prepaid Card
  • Get $50 bonus on your first direct deposit of $200
  • Monthly Fee and Pay-as-you-go plans
  • Get Paid 1-3 Days Earlier
  • Optional Overdraft Protection – because mistakes can happen
  • Always Know on the Go – Text Alerts update you in real-time
  • FREE Direct Deposit and FREE sign-up
  • No credit check and No bank account required
  • $0 activation fee

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

5.0


Chase Freedom Visa - $200 Bonus Cash Back
  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

N/A* Intro APR

N/A*Intro Period

15.99% - 22.99% (V)*APR

$0.00*Annual Fee

5.0


Univision Prepaid MasterCard (Español Application)
  • No Social Security number needed and no credit check
  • FREE card opening
  • FREE transactions
  • FREE ATM Withdrawals at all Target and other participating locations
  • FREE direct deposit
  • FREE additional cards
  • Double Tax Refund*
  • Optional Spanish application form
  • Spanish application form

$5.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$0.00ATM Fee

4.5


Walmart MoneyCard MasterCard Prepaid Card
  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs

$5.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.00ATM Fee

5.0


Capital One Spark Cash for Business
  • Earn 2% cash back on every purchase, every day
  • Get a $100 cash bonus - just spend $1,000 within the first 3 months
  • Receive a $50 cash bonus by signing up for one or more employee cards
  • Enjoy award-winning small business customer service
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire

N/A* Intro APR

N/A*Intro Period

APR: 13.90% Variable on Purchases and BT

$59.00*Annual Fee

4.0


Chase Freedom MasterCard - $200 Bonus Cash Back
  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

N/A* Intro APR

N/A*Intro Period

15.99% - 22.99% (V)*APR

$0.00*Annual Fee

5.0


Modern Cash Prepaid MasterCard
  • $10 credit each month that you Direct Deposit at least $2,000 to your card
  • Optional Overdraft Protection Product
  • Free Unlimited US Purchase Transactions
  • Free Direct Deposit - paycheck, benefits, tax refunds

$10.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.50ATM Fee

4.5


Capital One Rewards No Hassle Cash Credit Card
  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • BONUS: Get up to 15% more cash back when you shop online at select merchants through Perk Central
  • No limit on the cash you can earn and cash won't expire
  • Redeem cash rewards any time for any amount, even set up automatic redemption
  • 0% intro APR on purchases until November 2012
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own

0%* on purchasesIntro APR

until November 2012*Intro Period

APR: 17.9% - 22.90% Variable on Purchases and BT

$39.00*Annual Fee

4.5


Discover Student Open Road Card
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • Double Cashback Bonus®* at gas stations and restaurants.
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

9 months*Intro Period

13.99% - 20.99% (V)*APR

$0.00*Annual Fee

3.5


Discover Motiva Card
  • Earn Cashback Bonus for your good credit management
  • 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular retailers when you shop through Discover.com
  • Ranked #1 in customer loyalty -- 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

15 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

5.0


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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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