Cash Back Credit Card Offers

Cash back reward cards offer discounts, cashback and incentives based on how much you spend and on what purchases. This is 'the more you spend the more you get' principle. You may get less back with a cash back program than you would with credit rewards in merchandise, but you don’t have to keep up with points. Since cash back credit cards normally do not charge an annual fee, the free 'stuff' is pretty nice. A number of banks offer the cash back reward plan and some financial institutions offer more than one cash back card. Some plans even offer an annual bonus based on your cash back. There is a lot of fine print into which you must delve, take your time and chose the card that meets your financial needs. You must have good to excellent credit to qualify.




Fingerhut Credit

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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Western Union MoneyWise Prepaid MasterCard
  • FREE: Monthly Maintenance
  • FREE: Online Activation & Statements
  • FREE: Customer Service (Online and Phone)
  • FREE: $10 With Your First Qualifying Direct Deposit.
  • FOUR Convenient Ways to Add Money to Your Account.
  • Protected Funds through MasterCard's Zero Liability Policy.

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.95ATM Fee

5.0


Walmart MoneyCard Visa Prepaid Card
  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs

$5.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.00ATM Fee

5.0


Walmart MoneyCard MasterCard Prepaid Card
  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs

$5.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.5


Upside Visa Debt-Free Prepaid Card
  • Similar to a checking account with a Visa prepaid card Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

4.5


Univision Prepaid MasterCard (Español Application)
  • No Social Security number needed and no credit check
  • FREE card opening
  • FREE transactions
  • FREE ATM Withdrawals at all Target and other participating locations
  • FREE direct deposit
  • FREE additional cards
  • Double Tax Refund*
  • Optional Spanish application form
  • Spanish application form

$5.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$0.00ATM Fee

4.5


Univision Prepaid MasterCard
  • No Social Security number needed and no credit check
  • FREE card opening
  • FREE transactions
  • FREE ATM Withdrawals at all Target and other participating locations
  • FREE direct deposit
  • FREE additional cards
  • Double Tax Refund*
  • Optional Spanish application form
  • Spanish & English application forms

$5.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$0.00ATM Fee

4.5


TrueEarnings Card from Costco and American Express
  • American Express Card and Costco Membership Card in one — with no annual fee for Costco members
  • Cash back on the things you buy: 3% on restaurants and gasoline up to $3,000 annually, 2% for travel, and 1% almost everywhere else
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings Cardmembers from Costco and American Express Get approved in 60-seconds.

0%* Intro APR

6 months on Purchases*Intro Period

15.24% (V)*APR

$0.00*Annual Fee

4.5


The Business Platinum Card from American Express OPEN
  • FOR A LIMITED TIME: Earn 25,000 Membership Rewards points by spending $5,000 in the first 3 months.
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.*
  • 20% Travel Bonus when redeeming with Membership Rewards Pay with Points
  • Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants
  • Complimentary airport club access to 600+ partner lounges, a $950/yr value
  • By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public
  • No pre-set spending limit

0%* Intro APR

N/A*Intro Period

N/A*APR

$450.00*Annual Fee

4.5


SimplyCash Business Card from American Express OPEN
  • Get 5% cash back on wireless services and office supply purchases*
  • Get 3% cash back on automobile gasoline*
  • Get 1% cash back on other purchases*
  • No limit to the amount of cash back you can earn
  • Cash back on purchases is automatically credited to your statement each month
  • Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
  • No annual membership fee

0%* Intro APR

for 6, 9, or 12 months*Intro Period

12.24% - 19.24% (V)*APR

$0.00*Annual Fee

5.0


RewardsRunnerTM Visa Prepaid Card
  • Free Direct Deposit
  • No Overdraft Fees or interest charges
  • No credit check. Guaranteed Approval*
  • Email & SMS account alerts
  • Cash back rewards & discounts at hundreds of online retailers
  • Load cash at more than 100,000 retail locations
  • FREE unlimited purchase transactions
  • Pay and manage your bills

N/A* Intro APR

N/A*Intro Period

N/A*APR

N/A*Annual Fee

4.0


PenFed Visa Platinum Gas / Cash Rewards Card
  • 13.99% APR -- lower than most rewards cards!
  • Earn 5.00% cash back from gas purchases paid at the pump*
  • Earn 1.00% cash back from all purchases** you make with the card during each billing cycle
  • Up to $50,000 limit
  • No Annual Fee
  • Cash Rewards credited each month
  • No special restrictions to earn your cash rewards
  • Limited Time Only – Low Balance Transfer Rates†
  • You must be a Pentagon Federal Credit Union member to apply.

4.99%* Intro APR

24 months*Intro Period

13.99%*APR

$0.00*Annual Fee

5.0


Modern Cash Prepaid MasterCard
  • $10 credit each month that you Direct Deposit at least $2,000 to your card
  • Optional Overdraft Protection Product
  • Free Unlimited US Purchase Transactions
  • Free Direct Deposit - paycheck, benefits, tax refunds

$10.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.50ATM Fee

4.5


Journey Student Rewards from Capital One
  • Designed to help students build good credit with responsible use
  • Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
  • Customizable text and e-mail alerts to help keep you on track
  • Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen

N/A* Intro APR

N/A*Intro Period

APR: 19.80% Variable on Purchases and BT

$0.00*Annual Fee

4.0


Insight MasterCard Prepaid Card
  • Get $50 bonus on your first direct deposit of $200
  • Monthly Fee and Pay-as-you-go plans
  • Get Paid 1-3 Days Earlier
  • Optional Overdraft Protection – because mistakes can happen
  • Always Know on the Go – Text Alerts update you in real-time
  • FREE Direct Deposit and FREE sign-up
  • No credit check and No bank account required
  • $0 activation fee

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

5.0


Ink Plus with Ultimate Rewards - $100 Bonus Cash Back
  • Earn up to 35,000 bonus points in your first year $100 cash back after first purchase that's 10,000 bonus points*
  • Complimentary airport lounge access
  • Premium travel benefits
  • No limit to the number of points you can earn – and points never expire
  • Points are 25% more valuable than American Express Membership Rewards points when you book travel through Ultimate Rewards*
  • 0% Introductory APR*
  • First year free ($60 value)*

0%* Intro APR

6 months*Intro Period

13.24% - 19.24% (V)*APR

$60.00*Annual Fee

5.0


Ink Cash Business Card
  • Up to $250 cash back bonus - $100 cash back bonus after your first purchase, plus an additional $150 after you spend $5,000 within 3 months!
  • 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2% cash back on the first $25,000 spent annually at gas stations and restaurants
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • Cash back rewards do not expire
  • 0% Introductory APR for 12 months
  • No Annual Fee

0%* Intro APR

12 months*Intro Period

10.24% (V)*APR

$0.00*Annual Fee

5.0


IberiaBank Visa Gold Cash Back Rewards Card
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information

1.99%* Intro APR

6 months*Intro Period

15.25% - 9.25% (V)*APR

$0.00*Annual Fee

5.0


iBankUP Prepaid Visa Card
  • The power of a checking account in one card, even if you have bad credit
  • Write personal checks online, we mail them for you
  • $0.99 monthly fee with total load of $500 or more
  • Free Direct Deposit from employers or load cash at 50,000 retailers

$25.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$1.70ATM Fee

5.0


Household Bank Rewards MasterCard
  • Points redeembable for 2% Cash Back for every dollar spent with this card
  • 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter
  • 24/7 Online Account access for easy and self-management of your account
  • The ability to set up email and text messages notifying you of your account status
  • Free online bill pay

0%* Intro APR

9 months*Intro Period

19.90% (V)*APR

See terms*Annual Fee

4.5


First Vineyard MasterCard Debit Card
  • Receive cash back from your own & anyones else in your compensation tree spendings
  • Reload your card directly from your payroll or bank account
  • Live debt free & Powerful Online Account Management
  • Online Bill Payment service included

$10.00Opening Min

$39.95*App Fee

$0.00*Annual Fee

N/AATM Fee

4.0


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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

Please note that all applications feature secure SSL technology for your online protection.


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