Capital One® Spark℠ Cash for Business


Capital One Spark Cash for Business

Business (Regular) Credit Card -- Capital One.


Basic Information

  • Earn 2% cash back on every purchase, every day
  • Get a $100 cash bonus - just spend $1,000 within the first 3 months
  • Receive a $50 cash bonus by signing up for one or more employee cards
  • Enjoy award-winning small business customer service
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire

N/A* Intro APR

N/A*Intro APR Period

$59.00*Annual Fee

Excellent*Credit Needed

25 Days*Grace Period

Up to $39*Late Payment Fee

APR: 13.90%* Variable
Card Network:VISA®
Card Type:- Instant Decision Card
- Low Interest Credit Card
- Reward Card

Card Review

The Sparks family of business credit cards can help you address your business needs with a core group of key benefits that make it easier to manage your day to day operations. They vary, though, based on how you prefer to receive your rewards by offering a diverse program that targets your particular needs.

This card, for example, gives you more cash back than any other business card on the market right now. You will earn twice as much as most other cards, but without any limitations whatsoever. You can also earn a bonus after a few months of opening your account. Since your rebate points never expire and have no limit, you can hold onto them for as long as you wish.

Of course, in order to be truly competitive in today's market, it is important to get other benefits too. Thankfully, this credit card also offers many benefits that best serve business credit customers.

Rewards & Benefits

Reward Types:- Cash Back Reward Cards
- Universal Reward Cards
Rewards:- 2% cash back on every purchase, every day
- $100 cash bonus - just spend $1,000 within the first 3 months
- $50 cash bonus by signing up for one or more employee cards
- Earn unlimited cash rewards that don't expire
Other Benefits:See website for additional benefits.

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: 13.90%* Variable
Annual Fee:$59.00*

Balance Transfers

Balance Transfer:No

Cash Advances

APR on Cash Advances:24.90%
Cash Advance Fee:3.00%
Minimum Fee:$10.00

Notes

The information provided for the Capital One Spark Cash for Business is considered to be accurate at the time of posting (Jan 4, 2012). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.


Application Security

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