Capital One® Secured MasterCard®

Capital One Secured MasterCard

Consumer (Secured) Credit Card -- Capital One.


Basic Information

  • Get the credit you need with no processing fees or application fees
  • Automatic reporting to the 3 major credit bureaus
  • Track credit with access to your credit score and other tools
  • Your refundable security deposit can get you a line up to $3000
  • You may qualify for credit line increases with no further security deposit required
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide

N/A* Intro APR

N/A*Intro APR Period

$29.00*Annual Fee

Limited*Credit Needed

25 days*Grace Period

Up to $35*Late Payment Fee

APR: 22.90%* Variable
Card Network:MasterCard®
Card Type:- Card for Bad Credit

Card Review

Whether you have difficulty getting approval for credit or you don't like all the red tape, you do have another option. This would be something that is called a secured credit card. These cards act much like regular credit cards but they require that you make a security deposit before you can activate the account. The credit limit is small, but these cards are designed to help you begin establishing your credit history; however, if you want to increase your credit line all you have to do is add more to your security deposit.

The key to these credit cards is that your responsible management will be reported to the three major credit bureaus. The better you are at managing your money, the sooner you could be approved for a traditional credit card with a wider range of benefits. The best benefit, though, is starting your credit history the right way.

Rewards & Benefits

Other Benefits:*See website for additional benefits
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: 22.90%* Variable
Annual Fee:$29.00*
Minimum Credit Line:$200
Maximum Credit Line:$3,000

Balance Transfers

Balance Transfer:No
Transfer Fee:0.00%

Cash Advances

APR on Cash Advances:24.90%
Cash Advance Fee:3.00%
Minimum Fee:$10.00

Other Fees

Additional Fees: Return check fee: $35.00

Notes

The information provided for the Capital One Secured MasterCard is considered to be accurate at the time of posting (Mar 8, 2012). However, we strongly advise site visitors to check the terms and conditions provided applicable to the product on the card issuers application page prior to completing an application.


Application Security

Please note that all applications feature secure SSL technology for your online protection.



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