Capital One® Platinum Credit Card


Capital One Platinum Credit Card

Consumer (Premium) Credit Card -- Capital One.


Basic Information

  • $0 intro annual fee for the first year; $19 after that
  • Image Card—personalize your card with an image of your choice
  • $0 Fraud Liability if your card is lost or stolen
  • Monitor your spending with free text message alerts

N/A* Intro APR

N/A*Intro APR Period

$19.00*Annual Fee

Limited*Credit Needed

25 days*Grace Period

Up to $35*Late Payment Fee

APR: 24.90%* Variable
Card Network:MasterCard®
Card Type:

Card Review

Capital One Platinum Card helps its members improve credit ranking. Those card members wise enough to pay off the card balance as at when due without exceeding their limit have increased chances of improving their credit in a short while.

It's a card charging competitive interest on purchases. A short term introductory APR period applied towards purchase help card members save for that dream purchase. Balance transfers are not charged a transfer fee.

There is no rewards program made available to card members. Purchases at the Capital One Saving Zone on Yahoo! Shopping receive special discounts. Platinum benefits offered are travel and car rental insurance, emergency card replacement, round the clock customer support and road assistance services. Card members incur zero liability for unauthorized card use.

Consumers and U.S. residents with average credit qualify to apply for this card. Online application provides a speedy response usually within 60 seconds.

Rewards & Benefits

Other Benefits:- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Extended warranty program
- Travel accident insurance
- Auto rental insurance—use your card to rent a car and you're covered for collision, damage and loss
- No foreign transaction fees

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: 24.90%* Variable
Annual Fee:$19.00*
Minimum Credit Line:$300
Maximum Credit Line:$3,000

Balance Transfers

Balance Transfer:No
Transfer Fee:0.00%

Cash Advances

APR on Cash Advances:24.90%
Cash Advance Fee:3.00%
Minimum Fee:$10.00

Other Fees

Additional Fees: Returned payment fee: $39.00
Return check fee: $35.00

Notes

The information provided for the Capital One Platinum Credit Card is considered to be accurate at the time of posting (Mar 8, 2012). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.


Application Security

Please note that all applications feature secure SSL technology for your online protection.



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