Build Your Credit With a Capital One® Card
Consumer (Regular) Credit Card -- Capital One.
Basic Information
- Build credit for your future with responsible use
- Monitor your spending with free e-mail and text message alerts
- Automatic reporting to the 3 major credit bureaus
- Access your account 24/7
- $0 Fraud Liability if your card is lost or stolen
- Image Card - personalize your card with an image of your choice
- Find pre-qualified card offers in 60 seconds without affecting your credit score
N/A* Intro APR
See Terms*Intro APR Period
N/A*Annual Fee
Limited*Credit Needed
25 days*Grace Period
See Terms*Late Payment Fee
Card Review
If you are new to credit but want to start building a credit history, it is quite likely that you will encounter a little opposition in terms of approval. This is because you often need to have credit in order to get credit, which is a bit of a catch-22. However, if you can find a credit card whose purpose is to help you build your credit history, then you will have a much easier time. Capital One has a few cards that can help you with this.
Credit-building credit cards are different from basic credits, despite offering similar benefits. They are similar to basic cards because they might offer you a simple rewards program or other consumer insurance features. However, they are different because they will actively report your credit activity to the three major credit bureaus. The better you are at managing your credit, the sooner you will be able to take advantage of better conditions and more benefits.
Card Finance & Rates
Notes
The information provided for the Build Your Credit With a Capital One Card is considered to be accurate at the time of posting (Mar 15, 2012). However, we strongly advise site visitors to check the terms and conditions provided applicable to the product on the card issuers application page prior to completing an application.
Application Security
Please note that all applications feature secure SSL technology for your online protection.
