Capital One® Spark℠ Classic for Business


Capital One Spark Classic for Business

Business (Regular) Credit Card -- Capital One.


Basic Information

  • Enjoy no annual fee
  • Build business credit with eligibility for an automatic credit line increase
  • Earn 1% cash back on every purchase, every day
  • Separate business expenses from personal expenses
  • $0 Fraud Liability if your card is ever lost or stolen
  • Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service

N/A* Intro APR

N/A*Intro APR Period

$0.00*Annual Fee

Average*Credit Needed

25 Days*Grace Period

Up to $39*Late Payment Fee

APR: 22.90%* Variable
Card Network:VISA®
Card Type:- Instant Decision Card
- Reward Card

Card Review

There are many credit cards that offer cash rewards, but this one is designed to help you also build your business. Along with earning rebates with every purchase, this card tracks your responsible spending and offers you credit increases every so often. Obviously, this is something that could be very lucrative for your business as you expand your operations. Since there is no annual fee, though, you will know that more of your money actually goes towards supporting your business.

This Capital One credit card comes to you with very low rates too. It also has a host of other features that will benefit you whether you use your card to travel or just to buy the things you need on a daily basis. More so, you will also get Visa business benefits like hotel and dining discounts as well as basic Visa benefits that will give you everything you need as you travel all over the world.

Rewards & Benefits

Reward Types:- Cash Back Reward Cards
- Universal Reward Cards
Rewards:- 1% cash back on every purchase that you make, every day.
Other Benefits:*See Terms and Conditions for Other Benefits

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: 22.90%* Variable
Annual Fee:$0.00*

Balance Transfers

Balance Transfer:Yes

Cash Advances

APR on Cash Advances:24.90%
Cash Advance Fee:3.00%
Minimum Fee:$10.00

Other Fees

Additional Fees: Returned Payment: $39.00

Notes

The information provided for the Capital One Spark Classic for Business is considered to be accurate at the time of posting (Dec 7, 2011). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.


Application Security

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