Balance Transfer Credit Card Offers

Most credit cards offer some form of balance transfer. The more attractive offers have low or 0 interest rate and no transfer fee. The transfer fee can be quite high on some cards. This is an important area to investigate. The advantages of balance transfer are having only one credit card to pay, decreasing your monthly payment and lowering the interest rate on balance transfers from higher interest cards. The later benefit can save a great deal of your hard earned cash.





Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
 

 
USAA Rate Advantage Platinum Visa credit card
  • Enjoy our lowest rate card.
  • Pay no annual, penalty APR or foreign transaction fees - Get travel and retail benefits
  • No annual fee
  • Variable rates are 7.40% to 24.40% APR on purchases, balance transfers and cash advances.

N/A*Intro APR

N/A*Intro Period

7.40% to 24.40% (V)*APR

N/A*Annual Fee

5.0


USAA Rewards Visa Signature credit card
  • 10.40% to 26.40% based on your creditworthiness and other factors. This APRAnnual Percentage Rate will vary with the market based on the Prime Rate.
  • No annual fee.
  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • Earn points without a cap or expiration.Redeem your points for cash, merchandise, gift cards, travel or donate to your favorite military affiliate group.
  • Redeem for cash on your mobile device - it's easy!
  • Enjoy no foreign transaction fees when you travel outside of the United States.
  • Membership eligibility and product restrictions apply and are subject to change.

N/A*Intro APR

N/A*Intro Period

10.40% to 26.40% (V)*APR

$0*Annual Fee

4.5


USAA Military Affiliate Cards
  • Show your military pride while supporting the affiliate group of your choice.
  • 0% Intro APR for 12 months on balance transfers and convenience checks that post within the first three months. After 12 months, the 11.40% to 26.40% variable regular APR will apply.
  • No annual fee or membership fee.
  • 2,500 bonus points credited to your account with your first purchase.
  • Earn one point for every dollar in purchases.
  • Earn points without a cap or expiration.
  • Redeem your points for cash, merchandise, gift cards or travel.
  • Redeem for cash on your mobile device.

0%*Intro APR

12 months on BT*Intro Period

11.40% to 26.40% (V)*APR

$0*Annual Fee

4.8


USAA Cash Rewards Visa Signature Credit Card
  • Earn up to 1.25% cash back on your everyday purchases.
  • There's no limit on the amount you can earn.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • Enjoy no foreign transaction fees when you travel outside of the United States.

N/A*Intro APR

N/A*Intro Period

10.40% to 26.40% (V)*APR

$0*Annual Fee

4.0


USAA Cash Rewards American Express Credit Card
  • 10.40% to 26.40% APR (Same Rate on Purchases, Cash and Transfers) based on your creditworthiness and other factors. This APRAnnual Percentage Rate will vary with the market based on the Prime Rate.
  • No annual fee and no minimum finance charge.
  • Earn up to 2.25% cash back on gas and grocery purchases.
  • Earn rebates up to 1.25% on your everyday purchases.
  • There's no limit to the amount you can earn.
  • Enjoy no foreign transaction fees when you travel outside of the United States.

N/A*Intro APR

N/A*Intro Period

10.40% to 26.40% (V)*APR

$0*Annual Fee

4.0


USAA Rewards American Express credit card
  • 10.40% to 26.40% based on your creditworthiness and other factors. This APRAnnual Percentage Rate will vary with the market based on the Prime Rate.
  • No annual fee.
  • Earn 2X points per dollar spent on gas and groceries with no caps.
  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • There's no expiration date or caps on any points earned.
  • Redeem your points for cash, merchandise, gift cards or travel or donate to your favorite military affiliate group.
  • Enjoy no foreign transaction fees when you travel outside of the United States.
  • Membership eligibility and product restrictions apply and are subject to change.

N/A*Intro APR

N/A*Intro Period

10.40% to 26.40% (V)*APR

$0*Annual Fee

4.0


Simmons Bank Visa Platinum
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.50% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee

N/A*Intro APR

N/A*Intro Period

7.50% (V)*APR

$0*Annual Fee

5.0


Priceline Rewards Visa Credit Card
  • Earn 5,000 bonus points after your first purchase
  • Earn 5X points on Priceline purchases
  • Earn 1 point on everything else
  • Plus, earn an additional 5,000 bonus points after spending $1,000 on qualifying transactions in the first 90 days of account opening
  • Your points can act like cash - Redeem points for statement credits against purchases made on your account
  • No limit to the number of points you can earn
  • Please see terms and conditions for complete details

See Terms*Intro APR

See Terms*Intro Period

14.99% or 21.99% (V)*APR

$0*Annual Fee

4.0


Tampa Bay Buccaneers Extra Points Credit Card
  • Perfect credit card for Tampa Bay Buccaneers fans
  • No annual fee
  • 0% intro APR for 15 months on Balance Transfers (must be completed within first 45 days of account opening)
  • Earn 2 points per $1 on NFL or team purchases - game tickets, in-stadium and at team Pro Shops
  • Earn 1 point per $1 on all other purchases
  • Special Financing on all ticket purchases of $500 or more
  • 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
  • Redeem points for cash back statement beginning at 2,500 points, VIP NFL experiences, game tickets and more *We do not offer application for this card at the moment.

See Terms*Intro APR

See Terms*Intro Period

See Terms *APR

See Terms*Annual Fee

4.0


Simmons Bank Visa Platinum Rewards
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 9.50% variable standard purchase APR and platinum benefits No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee

N/A*Intro APR

N/A*Intro Period

9.50% (V)*APR

$0*Annual Fee

5.0


Discover it chrome Credit Card - 18 months intro
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed*. 1% cash back on all your other purchases.
  • No annual fee, no overlimit fee, no late fee on your first late payment and no foreign transaction fee*.
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • 100 % U.S. based customer service - anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply".

0%*Intro APR

18 months on BT*Intro Period

10.99% - 20.99% (V)*APR

$0*Annual Fee

5.0


Tennessee Titans Extra Points Credit Card
  • Perfect credit card for Tennessee Titans fans
  • No annual fee
  • 0% intro APR for 15 months on Balance Transfers (must be completed within first 45 days of account opening)
  • Earn 2 points per $1 on NFL or team purchases - game tickets, in-stadium and at team Pro Shops
  • Earn 1 point per $1 on all other purchases
  • Special Financing on all ticket purchases of $500 or more
  • 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
  • Redeem points for cash back statement beginning at 2,500 points, VIP NFL experiences, game tickets and more *We do not offer application for this card at the moment.

See Terms*Intro APR

See Terms*Intro Period

See Terms *APR

See Terms*Annual Fee

4.0


Buffalo Bills Extra Points Credit Card
  • Perfect credit card for Buffalo Bills fans
  • No annual fee
  • 0% intro APR for 15 months on Balance Transfers (must be completed within first 45 days of account opening)
  • Earn 2 points per $1 on NFL or team purchases - game tickets, in-stadium and at team Pro Shops
  • Earn 1 point per $1 on all other purchases
  • Special Financing on all ticket purchases of $500 or more
  • 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
  • Redeem points for cash back statement beginning at 2,500 points, VIP NFL experiences, game tickets and more

See Terms*Intro APR

See Terms*Intro Period

See Terms *APR

See Terms*Annual Fee

4.0


UNITY Visa - The Comeback Card
  • Limited Time Offer: New cardmembers get a $25 rebate* - To be eligible, applications must be submitted between now through 12/31/16 and accounts must be in good standing for 90 days after opening.
  • Apply online in less than 5 minutes, and you could be approved today!
  • No Minimum Credit Score required; low interest rate of 17.99% Fully refundable FDIC security deposit* required at time of application; if you have a min of $250 to deposit immediately, you can start now!
  • No application fee or penalty rate
  • Build your credit with monthly reporting to all 3 major credit bureaus
  • 24/7 online access to your account
  • *See the Cardholder Agreement for more details.

9.95%*Intro APR

6 months on BT*Intro Period

17.99% *APR

$39*Annual Fee

4.0


Rainbow Visa Prepaid Card
  • The Pride - Rainbow prepaid debit card
  • Now order up to 3 cards with different designs; 1000s to choose from
  • Deposit your paycheck directly onto your card
  • Free Android & iOS app download to manage your account
  • Access to 24,000 MoneyPass in-network ATMs
  • Use everywhere Visa debit cards are accepted
  • No cost to apply and no minimum balance
  • Share funds between eligible cards
  • Load checks right from your smartphone
  • *This is not a credit card

See TermsOpening Min

See Terms*App Fee

Up-to $9.95 monthly*Annual Fee

See TermsATM Fee

4.0


Sesame Street Visa Prepaid Card
  • Sesame Street fans prepaid card
  • Deposit your paycheck directly onto your card
  • Now order up to 3 cards with different designs; 1000s to choose from
  • Free Android & iOS app download to manage your account
  • Access to 24,000 MoneyPass in-network ATMs
  • Use everywhere Visa debit cards are accepted
  • No cost to apply and no minimum balance
  • Share funds between eligible cards
  • Load checks right from your smartphone *This is not a credit card

See TermsOpening Min

See Terms*App Fee

Up-to $9.95 monthly*Annual Fee

See TermsATM Fee

4.0


FREE SPIRIT Onyx World MasterCard
  • Annual fee waived for the first year
  • Priority boarding and domestic priority check-in
  • 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
  • Your miles never expire and more

N/A*Intro APR

N/A*Intro Period

See Terms *APR

See Terms*Annual Fee

4.5


PenFed Promise Credit Card
  • You must be a PenFed member to apply. Not yet a member? It's easy to join!
  • You may be eligible through your employment, association membership, and volunteerism, or by becoming a member of one of our nonprofit partner organizations.
  • Absolutely no fees - no annual fee, no foreign transaction fee, no balance transfer fee, no cash advance fee, no late fee, no over credit limit fee, and no penalty fee.
  • 7.49% introductory purchase APR for the first 36 months. After that, the APR will vary with the market based on the Prime Rate, and is currently 9.99% APR.
  • 4.99% APR promotional balance transfer rate for life of balance on transfers made between October 1, 2012, and December 31, 2012.
  • After December 31, the APR for any new balance transfers will vary with the market based on the Prime Rate, and is currently 9.99%.
  • No-fee cash advances carry a 9.99% variable APR.

7.49%*Intro APR

36 months*Intro Period

9.99% (V)*APR

$0*Annual Fee

5.0


PenFed Premium Travel Rewards American Express Card
  • You must be a PenFed member to apply. Not yet a member? It's easy to join!
  • You may be eligible through your employment, association membership, and volunteerism, or by becoming a member of one of our nonprofit partner organizations.
  • Earn 5 points on airfare purchases, and 1 point on all other purchases.
  • Earn 20,000 bonus points when you spend $650 within the first 3 months of opening the Card account - that's worth $200 toward your next round-trip airline ticket.
  • Free LOUNGE CLUB(TM) membership which provides worldwide airport lounge access (upon spending $15,000 on the Card within a calendar year).
  • Ability to redeem points for a wide-range of rich rewards, including travel, brand-named merchandise, and gift cards at PenFed Premium Rewards site.

N/A*Intro APR

N/A*Intro Period

9.99% (V)*APR

$0*Annual Fee

5.0


PenFed Visa Platinum Cash Rewards Card
  • You must be a PenFed member to apply. Not yet a member? It's easy to join!
  • You may be eligible through your employment, association membership, and volunteerism, or by becoming a member of one of our nonprofit partner organizations.
  • Earn 5% cash back on gas purchases paid at the pump and .025% on all other purchases.
  • Cash rewards automatically awarded to your account every month with no caps.

N/A*Intro APR

N/A*Intro Period

9.99% (V)*APR

$0*Annual Fee

5.0


 


Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

Please note that all applications feature secure SSL technology for your online protection.


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