Balance Transfer Credit Card Offers
Most credit cards offer some form of balance transfer. The more attractive offers have low or 0 interest rate and no transfer fee. The transfer fee can be quite high on some cards. This is an important area to investigate. The advantages of balance transfer are having only one credit card to pay, decreasing your monthly payment and lowering the interest rate on balance transfers from higher interest cards. The later benefit can save a great deal of your hard earned cash.
- The new Discover it card is out to change the way people think about credit cards.
- Fair... No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late*
- Generous... 5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases*
- Plus a Cashback Concierge(SM) who guides a free, personalized online tour to help you get the most rewards for how you use your card
- Flexible... Choose your own due date and pay up to midnight ET online or by phone
- Human... talk to a real person any time with 100% U.S.-based service
- Safe... Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee
- 0% Intro APR* on purchases and balance transfer for 14 months. Then the variable purchase APR applies, currently 10.99%-22.99%. *Click apply for Terms & Conditions
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0%*Intro APR
14 months*Intro Period
10.99% - 22.99% (V)*APR
$0*Annual Fee
- Save an Additional $.25 a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers
- Earn free groceries faster at Kroger, King Soopers, Dillons Smith's, Fry's and QFC
- 3 points per $1 spent on Kroger family of brand products
- 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers)
- 1 point per $1 spent anywhere Visa Cards are accepted
- Every 1,000 points earned gets $5 in free groceries. Rewards sent automatically every quarter
- 0% intro APR* for first 9 billing cycles on purchases and balance transfers. After that, a variable APR currently 13.99%-23.99%
- $0 annual fee*
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0%*Intro APR
9 months*Intro Period
13.99% - 23.99% (V)*APR
$0*Annual Fee
- Start by earning 20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days from account opening. 20,000 bonus miles equates to $200 off your next trip!
- 0% introductory APR on purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
- Earn 2X miles on travel and dining purchases and 1X miles on all other purchases
- No mileage caps and no foreign transaction fees
- Get 10% miles back when you redeem for travel (e.g. redeem 25,000 miles for travel and get 2,500 miles back)
- Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
- Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
- Complimentary subscription to TripIt Pro mobile travel organizer - a $49 annual value!
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0%*Intro APR
12 months*Intro Period
14.99% or 18.99% (V)*APR
$0*Annual Fee
- The new Discover it card is out to change the way people think about credit cards.
- Fair... No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous... 5% cash back in categories that change throughout the year up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback Concierge(SM) who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible... Choose your own due date and pay up to midnight ET online or by phone.
- Human... talk to a real person any time with 100% U.S.-based service.
- Safe... Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 12.99% - 18.99%. *Click apply for Terms & Conditions.
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See Terms*Intro APR
See terms*Intro Period
12.99% - 18.99% (V)*APR
$0*Annual Fee
- 0% Intro APR* for 15 billing cycles on purchases and balance transfers
- Earn 3% cash rewards on cellular, gas and purchases made at office supply stores and 1% on all other purchases
- 25% annual bonus of your prior year's cash rewards up to $250
- No cap on the cash rewards you can earn and they never expire
- $0* annual fee if you make one purchase per year, otherwise $25*
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0%*Intro APR
15 months*Intro Period
11.99% - 17.99% (V)*APR
$0*Annual Fee
- Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or redemption fees
- Earn one FlexPoint for every $1 of eligible net purchases charged to your card
- Earn two FlexPoints for every $1 spent on gas, office supplies or airline purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses
- Earn Triple FlexPoints for your charitable donations
- Earn 5,000 FlexPoints when you refer a friend who acquires and uses the card
- Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
- $0 Annual Fee* the first year, and every year your company spends $24,000 on card; otherwise $55*
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0%*Intro APR
12 months*Intro Period
11.99% - 17.99% (V)*APR
$0*Annual Fee
- The new Discover it card is out to change the way people think about credit cards.
- Fair... No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous... 5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback Concierge(SM) who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible... Choose your own due date and pay up to midnight ET online or by phone.
- Human... talk to a real person any time with 100% U.S.-based service.
- 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
- 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
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0%*Intro APR
18 months*Intro Period
10.99% - 22.99% (V)*APR
$0*Annual Fee
- Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days
- Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or redemption fees
- Earn one FlexPoint for every $1 of eligible net purchases charged to your card
- Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses
- Earn Triple FlexPoints for your charitable donations
- Earn 5,000 FlexPoints when you refer a friend who acquires and uses the card
- $0 Annual Fee* the first year, after that $49*
- Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases. You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel or many other rewards
- Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
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0%*Intro APR
12 months*Intro Period
13.99% - 22.99% (V)*APR
$0*Annual Fee
- Earn 40,000 bonus miles if you make $1,000 or more in purchases in the first 90 days from account opening. 40,000 bonus miles equates to $400 off your next trip!
- 0% introductory APR on purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
- Earn 2X miles on all purchases
- No mileage caps and no foreign transaction fees
- Get 10% miles back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
- Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
- Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
- Complimentary subscription to TripIt Pro mobile travel organizer - a $49 annual value!
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0%*Intro APR
12 months*Intro Period
14.99% or 18.99% (V)*APR
$89*Annual Fee
- Earn up to 2.25% cash back on gas and grocery purchases.
- Earn up to 1.25% cash back on all other purchases.
- No caps on amount earned.
- The more you use your card, the greater your cash rebate.
- Your cash rebate is awarded every January for the purchases made the previous 12 months.
- No annual fee and zero liability for unauthorized transactions.
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N/A*Intro APR
N/A*Intro Period
as low as 9.90% (V)*APR
$0*Annual Fee
- Earn 5,000 points, equal to a $50 statement credit, after your first purchase or balance transfer
- 0% Introductory APR for 12 months on purchases and balance transfers
- No annual fee
- Earn 2 points per $1 on gas, grocery, and utility purchases
- Earn 1 points per $1 everywhere else
- Use the points you earn like cash to pay for almost any purchases you've made.
- No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
- This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts.
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0%*Intro APR
12 months*Intro Period
14.99% - 24.99% (V)*APR
$0*Annual Fee
- Earn up to 40,000 bonus miles on qualifying transactions
- EXCLUSIVE: Redeem flights for 5,000 fewer miles
- Zone 2 boarding on every flight
- Enjoy 2 miles per $1 spent on US Airways purchases
- Earn 1 mile per $1 spent everywhere else
- Annual companion certificate good for round-trip travel for up to 2 companions at $99 each, plus taxes and fees
- First Class check-in
- Please see terms and conditions for complete details
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0%*Intro APR
15 months*Intro Period
24.99% or 15.99% (V)*APR
$89*Annual Fee
- Earn 20,000 award miles after your first purchase
- Earn an additional 30,000 award miles when you spend $5,000 on purchases in the first 90 days
- Cardholders receive a companion ticket annually.
- Enjoy 2 award miles per $1 on Miles & More integrated airline ticket purchases
- Earn 1 award mile per $1 spent everywhere else
- No mileage expiration with monthly qualifying purchases
- 0% Intro APR on purchases and balance transfers for the first 12 months after account opening, after that a variable APR currently 15.99% to 24.99% depending upon your creditworthiness.
- Please see terms and conditions for complete details
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0%*Intro APR
12 months*Intro Period
24.99% or 15.99% (V)*APR
$79*Annual Fee
- Receive a $10 Harley Chrome® Cash Certificate
- Earn 3 points for every $1 spent at Harley-Davidson® dealerships
- Earn 2 points for every $1 spent at gas stations, restaurants, bars, and lodging merchants
- Earn 1 point for every $1 everywhere else, redeem points for Harley Chrome® Cash
- No limit to how much Harley Chrome® Cash you can earn
- Chances to win a new Harley-Davidson® motorcycle every month
- No Pre-Set Spending Limit
- No Annual Fee
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N/A*Intro APR
N/A*Intro Period
13.99% - 22.99% (V)*APR
$0*Annual Fee
- All 32 teams and NFL Shield card available
- 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness
- One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit
- Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases
- No cap on points earned and points never expire
- Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits
- 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
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0%*Intro APR
12 months*Intro Period
13.74% to 22.74% (V)*APR
$0*Annual Fee
- Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
- Intro APR on Balance Transfers of 1.99% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online access to credit card account information
- Low Annual Fee of $35.00
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1.99%*Intro APR
12 months*Intro Period
7.50%, 9.50% or 11.50% (V)*APR
$35*Annual Fee
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- 1 bonus point for every $1 in qualifying net retail purchases
- Up to 18,000 bonus points in the first year of account ownership
- Earn Bonus Points - 2X, 3X, 4X or more at participating retailers and in-store
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
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1.99%*Intro APR
6 months*Intro Period
15.25% - 9.25% (V)*APR
$0*Annual Fee
- No annual fee
- Get the lowest APR -- Variable rates starting at 6.9% on purchases, balance transfers and cash advances. It's the same low rate for all transactions.
- Special benefits for Military service members
- Free Travel and Retail Benefits: Get benefits like Rental Car Collision Damage Coverage and Extended Warranty coverage on your purchases.
- Making your busy life simpler: Our online and mobile tools help you manage your account anytime, anywhere.
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N/A*Intro APR
N/A*Intro Period
as low as 6.90% (V)*APR
N/A*Annual Fee
- Earn 2 points per $1 on gas, grocery, and utility purchases
- Earn 1 points per $1 everywhere else
- No balance transfer fee
- Use the points you earn like cash to pay for almost any purchases you've made.
- No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
- Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
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N/A*Intro APR
N/A*Intro Period
24.99% (V)*APR
$0*Annual Fee
- Earn 2X points on gas and grocery purchases all the time.
- Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
- Earn 2,500 Bonus Points after your first purchase.
- No caps or limits on the amount you can earn.
- Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
- Redeem your points anytime on USAA website or from your mobile device - with no redemption fee.
- No annual fee and no minimum finance charge
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N/A*Intro APR
N/A*Intro Period
as low as 9.90% (V)*APR
$0*Annual Fee
Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.
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