Card Offers for Bad Credit

Credit cards for bad credit are for individuals who have no credit, low credit scores or are trying to boost their credit score. Alas, these cards may have higher interest rates, low limits and not offer attractive introductory interest rates or generous rewards programs. Also, there may be a set-up and annual fee. In the case of bad credit cards, shopping around may pay off handsomely. More companies are beginning to offer some of the advantages you would expect with other types of credit cards, such as no annual fee, immediate approval and more competitive interest rates. If you are attempting to establish good credit or mend a poor credit score by making timely payments, be certain the bank you choose reports to the three major credit bureaus. After comparing the pros and cons of various cards, apply and manage your card online.




Fingerhut Credit

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
More: | 1 | 2 | 3 | 4 | 5 |

 
AccountNow Gold Visa Prepaid Card
  • $0 Monthly Fee*
  • Higher Daily and Monthly Limits
  • 100% Guaranteed Card Approval (subject to ID verification)*
  • $25 Cash Bonus When You Use Direct Deposit (See T&C)

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5


NetSpend Visa Prepaid Debit Card
  • 100% Approval - No credit check required*
  • Free Direct Deposit - Get paid up to 2 days faster**
  • Free Online Cardholder-to-Cardholder Transfers
  • Optional Savings Account with a 5.00% APY**

$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.0


Fingerhut Credit
  • No down payments, no layaway and no surprises
  • Get respond in 60 seconds
  • No annual fee
  • Name brand products at affordable monthly payments
  • We often say "YES!" when others say "No"
  • See website for complete Terms & Conditions
  • Meta Bank Fingerhut Credit

N/A* Intro APR

N/A*Intro Period

24.90%*APR

N/A*Annual Fee

4.5


MiCash Prepaid MasterCard
  • No Credit Check or Security Deposit Needed for Approval
  • No Overdraft Fees, No Minimum Balance, No Late Fees
  • 100% Approval*
  • Earn a $20 Rebate When You Set Up Direct Deposit

$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$1.75ATM Fee

4.5


Urban Trust Success Prepaid Visa Card
  • VISA Zero Liability
  • No Credit Check
  • No Overdraft Fees
  • No Minimum Balance
  • No Hidden Fees
  • Elastic Line of Credit (up to $500.00)

N/AOpening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5


Nationwide Platinum Shopping Card
  • Guaranteed approval
  • No Credit Check
  • $7500 Unsecured Nationwide Platinum Shopping Card used exclusively for all kinds of merchandise at the USA Credit Shopping Club
  • Credit line increase available
  • 0% APR fixed forever
  • Sign up today and receive USA Live Well Plan

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

3.0


ACE Elite Visa Prepaid Card
  • A card with benefits that matter to you
  • No credit check, No application fee, No obligation
  • No-Fee Cash Withdrawals at ACE locations*
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*
  • Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
  • Free Anytime Alerts - Get your balance and transactions via text or email
  • Free Savings Account - Receive 5.00% APY*
  • Secure: Card funds are FDIC insured, backed by Visa Zero Liability*

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5


Pink ACE Elite Visa  Prepaid Card
  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
  • No credit check, No application fee, No obligation*
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

5.0


Mango(TM) MasterCard Prepaid Card
  • FREE MasterCard Prepaid Card Signup & FREE Shipping
  • FREE Direct Deposit + Get $20 Signup Bonus
  • Earn High Savings Interest Rate!
  • No fee Domestic Purchase/Signature Transactions
  • Pay your Bills in minutes from your online account
  • Instant Virtual Card Shop Online Today
  • No Fee to Check Your Balance With a Text Message
  • Wireless Alerts when your card is swiped
  • Send and Receive Money Securely With Any Mobile Phone
  • FREE Mango iPhone App (Download from iTunes Store)
  • $0 Activation Fee. $0 First Monthly Fee - Try it For FREE!
  • $5 Monthly Fee - WAIVED When You Load at Least $500 Per Month
  • No Hidden Fees / No Overdraft Fees
  • FDIC Insured up to $250,000
  • No Credit Check/ No Bank Account Required
  • FREE Account Management - Over The Phone or Internet
  • Refer friends and family and make money

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.00ATM Fee

5.0


Merit Platinum Card
  • $500.00 Unsecured credit line
  • Guaranteed Approval
  • 0% Interest
  • No Credit Check
  • No Employment Check
  • Reports to Major Credit Bureau

N/A* Intro APR

N/A*Intro Period

0*APR

N/A*Annual Fee

4.0


Diamond Platinum Shopping Card
  • *Guaranteed Online Approval
  • $7,500 Unsecured credit line
  • No Credit Checks or Credit Turndowns
  • No Employment Verifications!
  • Credit Limit Increases Available!
  • Establish Credit By Reporting to Major Credit Bureau

N/A* Intro APR

N/A*Intro Period

0*APR

N/A*Annual Fee

4.0


nFinanSe Discover Network Reloadable Prepaid Card
  • FREE Card – no shipping or application fees
  • FREE $5.00 added to card with first value load of $50 or more
  • FREE employer direct deposit
  • FREE PIN and signature transactions, bank-to-card transfer
  • FREE 24/7 bilingual customer service
  • FREE purchase and balance notifications sent to cell phone or email address after each use
  • Low monthly and reload fees of only $2.95
  • Get cash at participating ATMs
  • Add money at over 80,000 nationwide locations
  • Use at millions of merchant locations nationwide, including online

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

4.0


nFinanSe Visa Reloadable Prepaid Debit Card
  • FREE Card – no shipping or application fees
  • FREE $5.00 added to card with first value load of $50 or more
  • FREE employer direct deposit
  • FREE PIN and signature transactions
  • FREE 24/7 bilingual customer service
  • FREE bank-to-card transfer
  • FREE purchase and balance notifications sent to cell phone or email address after each use
  • Low monthly and reload fees of only $2.95
  • Get cash at participating ATMs
  • Add money at over 80,000 nationwide locations
  • Use at millions of merchant locations nationwide, including online

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

4.0


Facecard Prepaid MasterCard for College Students
  • Instant Guaranteed Approval* No Credit Check, No Security Deposit
  • FREE Direct Deposit - Easy and Immediate Access to Your Paycheck
  • FREE Money Transfers to Other Facecard Members - No More Wire Transfers
  • Pay Bills Online - No More Late Payments, No Stamps Required
  • Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card

$10.00Opening Min

$5.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

3.5


Orchard Bank Visa Cards
  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
  • Acceptance at millions of locations including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date

N/A* Intro APR

N/A*Intro Period

14.90%-19.90%, or 7.90% (V)*APR

See terms*Annual Fee

4.0


YAP MasterCard Prepaid Card
  • Send and Receive Money Securely With Your Mobile Phone
  • FREE MasterCard Prepaid Card & FREE Shipping
  • FREE Instant Virtual Card – Shop Online Today!
  • FREE Direct Deposit
  • FREE Unlimited Purchase/ Signature Transactions
  • FREE Check Your Balance With a Text Message
  • $0 Activation Fee
  • $0 First Monthly Fee – Try it For FREE
  • $0 Monthly Fee When You Load at Least $500 Per Month (Otherwise Only $5!)
  • No Hidden Fees / No Overdraft Fees
  • Fully FDIC Insured
  • No Credit Check/ No Bank Account Required
  • FREE Account Management – Over the phone, online, with iPhone Yapplet, WAP site or text messages.

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.00ATM Fee

5.0


Green Dot Gold Prepaid Visa / MasterCard
  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass ATM's
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases (see site for details)
  • Reload for free with direct deposit
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required

$0.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.50ATM Fee

4.5


American Octane Onyx Unsecured Card
  • 0% APR on all purchases for life
  • Unsecured Line of Credit
  • 100% Approval*
  • 24 hour Approval Process
  • No hidden fees
  • Monthly reporting to major credit bureaus

N/AOpening Min

N/A*App Fee

$0.00*Annual Fee

N/AATM Fee

3.5


Patriot Savings & Trust Visa Card
  • Open a New Savings Account and get an AMAZING SAVINGS RATE*
  • Get Your Very Own Visa Guaranteed Card
  • Secured Line of Credit up to $5,000
  • 6% APY for 90 days*
  • Your savings account is FDIC Insured!

N/A* Intro APR

3 months*Intro Period

19.50%*APR

$59.00*Annual Fee

4.0


READYdebit Platinum Visa Prepaid Card
  • Free Direct Deposit — paycheck, benefits, tax refunds
  • Free Credit Score Tracker
  • Free Online Bill Payment & Check Writing
  • No Credit Check, no Overdraft Fees or Balance Minimums

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.5


More: | 1 | 2 | 3 | 4 | 5 |


Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

Please note that all applications feature secure SSL technology for your online protection.


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