Card Offers for Bad Credit

Credit cards for bad credit are for individuals who have no credit, low credit scores or are trying to boost their credit score. Alas, these cards may have higher interest rates, low limits and not offer attractive introductory interest rates or generous rewards programs. Also, there may be a set-up and annual fee. In the case of bad credit cards, shopping around may pay off handsomely. More companies are beginning to offer some of the advantages you would expect with other types of credit cards, such as no annual fee, immediate approval and more competitive interest rates. If you are attempting to establish good credit or mend a poor credit score by making timely payments, be certain the bank you choose reports to the three major credit bureaus. After comparing the pros and cons of various cards, apply and manage your card online.




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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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AccountNow Gold Visa Prepaid Card
  • $0 Monthly Fee*
  • Higher Daily and Monthly Limits
  • 100% Guaranteed Approval*
  • $25 Cash Bonus When You Use Direct Deposit (See T&C)

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5


1st Platinum Plus
  • Enjoy a Credit Line up to $3,500!
  • NO Credit Checks & No Credit Turndowns!*
  • Reports to a Major Credit Bureau!
  • 0% Financing & No Finance Fees - EVER!
  • Merchandise Price Guarantee!
  • Rewards: Incredible Member Benefits! *See Terms and Conditions

0%*Intro APR

18 months*Intro Period

0*APR

N/A*Annual Fee

4.5


Med-A-Card Rewards Visa Prepaid Card

Med-A-Card Rewards Visa Prepaid Card
  • Guaranteed approval*
  • No Credit Check
  • Saves you up to 50% on healthcare
  • No waiting periods
  • No referrals or hassles
  • Use anywhere Visa Debit Cards are accepted

$15.00Opening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5


Upside Visa® Debt-Free Prepaid Card

Upside Visa Debt-Free Prepaid Card
  • The power of a bank account in a Visa prepaid card. Save up to $220 compared with other cards, the first year alone!
  • 100% approval with no credit check and no activation fee. $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
  • Free Direct Deposit from employers or government benefits providers.
  • Deposit cash at 50,000 retailers.
  • Write personal checks online: easy to pay rent or other bills.
  • Earn 1,500 cash back reward points for you first direct deposit load.
  • Optional companion card available, as if you had a joint checking.

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

4.5


READYdebit® Platinum Visa® Prepaid Card

READYdebit Platinum Visa Prepaid Card
  • Free 24/7 great customer service
  • Free Mobile Banking and Text Alerts - New
  • Free Score Tracker credit score service
  • No Credit Check, no Overdraft Fees or Balance Minimums
  • Free Unlimited Purchase Transactions
  • Free Direct Deposit - paycheck, benefits, tax refunds
  • Free Online Bill Payment & Check Writing
  • Credit Builder – For Free
  • Reloadable up to $10,000 Max Balance Exclusive Platinum card design

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.5


Vision Silver(SM) Prepaid MasterCard
  • Perfect Card for Government/Benefits Checks Recipients
  • $0 Activation with Rebate*
  • 100% Guaranteed Approval*/No Credit Check
  • Free Direct Deposit of Your Pay or Government Check
  • Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
  • No Overdraft Fees or Minimum Balances
  • Online Checking - Electronic or Paper Checks

$10.00Opening Min

$9.95*App Fee

$0.00*Annual Fee

N/AATM Fee

4.0


First Vineyard MasterCard Debit Card
  • Receive cash back from your own & anyones else in your compensation tree spendings
  • Reload your card directly from your payroll or bank account
  • Live debt free & Powerful Online Account Management
  • Online Bill Payment service included

$10.00Opening Min

$39.95*App Fee

$0.00*Annual Fee

N/AATM Fee

4.0


AccountNow Prepaid MasterCard
  • 100% guaranteed credit approval
  • No Credit check
  • No overdraft fee
  • No bounced checks
  • No minimum balance
  • No CheckSystem's verification
  • Now with iAdvance line of Credit

$10.00Opening Min

$19.95*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.0


BuyRIGHT Prepaid MasterCard
  • Click-N-Pay bill payment
  • Eliminate payday hassles with free direct deposit
  • Get On-line money management tools
  • No credit checks
  • No employment verification
  • No monthly or annual fees

$10.00Opening Min

$29.95*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.0


Next Millennium Black MasterCard
  • When you need credit, Next Millennium is here. Apply Now!
  • No credit check*
  • Approved regardless of credit history
  • Secured credit limit of up to $5000.00
  • Get cash at over 740,000 ATMs
  • Accepted wherever Master Card is accepted

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

4.0


Orchard Bank Classic MasterCard
  • An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns

N/A*Intro APR

N/A*Intro Period

7.90% - 28.90%*APR

N/A*Annual Fee

4.0


Obopay Family Prepaid MasterCard
  • Parent-controlled, reloadable payment card designed to help parents provide spending money for teens over 13 years old.
  • Parental controls included: 24/7 access to your teen's balance and transaction history.
  • Great way to teach your teens financial responsibility and allowances.
  • No bank account required. No credit checks. No interest charge.
  • 100% Approved MasterCard. No overdraft fees. Free Sign up.
  • Free unlimited purchase transaction anywhere MasterCard is accepted including online merchants.
  • No long term commitments. You can cancel at anytime.

$5.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.0


Centennial One Platinum Card

Centennial One Platinum Card
  • $9,000 unsecured line of credit
  • No Credit Check
  • No Deposit Required
  • No Employment Verification
  • Guaranteed Approval
  • 0% Interest for 12 Months
  • Boost Your Credit

0%*Intro APR

12 months*Intro Period

7.90%*APR

N/A*Annual Fee

4.0


AccountNow Prepaid Visa Card
  • 100% guaranteed credit approval
  • No Credit check
  • No overdraft fee
  • No bounced checks
  • No minimum balance
  • No CheckSystem's verification
  • Now with iAdvance line of Credit

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.0


American DreamCard Platinum MasterCard
  • Over $1.1 Million Awarded to Date!
  • Large Monthly Cash Jackpots!
  • Earn Entries From Everyday Shopping!
  • Get 1,000 Entries Just for Applying!
  • A New Cash Winner Every Month
  • Issued by HSBC Bank Nevada, N.A.

0%*Intro APR

5 months*Intro Period

21.99% V or 14.99%*APR

$39.00*Annual Fee

4.0


NetSpend VISA Prepaid Debit Card
  • 100% approval - no credit check required
  • Short-term iAdvance Line of Credit - now available!
  • No overdraft fees or minimum balances
  • Online bill pay - easily send a check to anyone

$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.0


ACE Visa Prepaid Debit Card
  • No application fee and no obligation
  • No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
  • Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
  • No overdraft fees or minimum balances
  • Free direct deposit of your paycheck or government check Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
  • Earning your trust since 1968

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.0


Merit Platinum Card
  • $500.00 Unsecured credit line
  • Guaranteed Approval
  • 0% Interest
  • No Credit Check
  • No Employment Check
  • Reports to Major Credit Bureau

N/A*Intro APR

N/A*Intro Period

0*APR

N/A*Annual Fee

4.0


Diamond Platinum Shopping Card
  • *Guaranteed Online Approval
  • $7,500 Unsecured credit line
  • No Credit Checks or Credit Turndowns
  • No Employment Verifications!
  • Credit Limit Increases Available!
  • Establish Credit By Reporting to Major Credit Bureau

N/A*Intro APR

N/A*Intro Period

0*APR

N/A*Annual Fee

4.0


nFinanSe Discover Network Reloadable Prepaid Card
  • FREE Card – no shipping or application fees
  • FREE $5.00 added to card with first value load of $50 or more
  • FREE employer direct deposit
  • FREE PIN and signature transactions, bank-to-card transfer
  • FREE 24/7 bilingual customer service
  • FREE purchase and balance notifications sent to cell phone or email address after each use
  • Low monthly and reload fees of only $2.95
  • Get cash at participating ATMs
  • Add money at over 80,000 nationwide locations
  • Use at millions of merchant locations nationwide, including online

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

4.0


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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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