Card Offers for Bad Credit

Credit cards for bad credit are for individuals who have no credit, low credit scores or are trying to boost their credit score. Alas, these cards may have higher interest rates, low limits and not offer attractive introductory interest rates or generous rewards programs. Also, there may be a set-up and annual fee. In the case of bad credit cards, shopping around may pay off handsomely. More companies are beginning to offer some of the advantages you would expect with other types of credit cards, such as no annual fee, immediate approval and more competitive interest rates. If you are attempting to establish good credit or mend a poor credit score by making timely payments, be certain the bank you choose reports to the three major credit bureaus. After comparing the pros and cons of various cards, apply and manage your card online.




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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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Merit Platinum Card
  • $500.00 Unsecured credit line
  • Guaranteed Approval
  • 0% Interest
  • No Credit Check
  • No Employment Check
  • Reports to Major Credit Bureau

N/A*Intro APR

N/A*Intro Period

0*APR

N/A*Annual Fee

4.0


Diamond Platinum Shopping Card
  • *Guaranteed Online Approval
  • $7,500 Unsecured credit line
  • No Credit Checks or Credit Turndowns
  • No Employment Verifications!
  • Credit Limit Increases Available!
  • Establish Credit By Reporting to Major Credit Bureau

N/A*Intro APR

N/A*Intro Period

0*APR

N/A*Annual Fee

4.0


American Octane Onyx Unsecured Card
  • 0% APR on all purchases for life
  • Unsecured Line of Credit
  • 100% Approval*
  • 24 hour Approval Process
  • No hidden fees

N/AOpening Min

N/A*App Fee

$0.00*Annual Fee

N/AATM Fee

3.5


1st Platinum Plus
  • Enjoy a Credit Line up to $3,500!
  • NO Credit Checks & No Credit Turndowns!*
  • Reports to a Major Credit Bureau!
  • 0% Financing & No Finance Fees - EVER!
  • Merchandise Price Guarantee!
  • Rewards: Incredible Member Benefits! *See Terms and Conditions

0%*Intro APR

18 months*Intro Period

0*APR

N/A*Annual Fee

4.5


Upside Visa Debt-Free Prepaid Card
  • The power of a bank account in a Visa prepaid card. Save up to $220 compared with other cards, the first year alone!
  • 100% approval with no credit check and no activation fee. $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
  • Free Direct Deposit from employers or government benefits providers.
  • Deposit cash at 50,000 retailers.
  • Write personal checks online: easy to pay rent or other bills.
  • Earn 1,500 cash back reward points for you first direct deposit load.
  • Optional companion card available, as if you had a joint checking.

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

4.5


Vision Silver(SM) Prepaid MasterCard
  • Perfect Card for Government/Benefits Checks Recipients
  • $0 Activation with Rebate*
  • 100% Guaranteed Approval*/No Credit Check
  • Free Direct Deposit of Your Pay or Government Check
  • Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
  • No Overdraft Fees or Minimum Balances
  • Online Checking - Electronic or Paper Checks

$10.00Opening Min

$9.95*App Fee

$0.00*Annual Fee

N/AATM Fee

4.0


First Vineyard MasterCard Debit Card
  • Receive cash back from your own & anyones else in your compensation tree spendings
  • Reload your card directly from your payroll or bank account
  • Live debt free & Powerful Online Account Management
  • Online Bill Payment service included

$10.00Opening Min

$39.95*App Fee

$0.00*Annual Fee

N/AATM Fee

4.0


AccountNow Prepaid MasterCard
  • 100% guaranteed credit approval
  • No Credit check
  • No overdraft fee
  • No bounced checks
  • No minimum balance
  • No CheckSystem's verification
  • Now with iAdvance line of Credit

$10.00Opening Min

$19.95*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.0


BuyRIGHT Prepaid MasterCard
  • Click-N-Pay bill payment
  • Eliminate payday hassles with free direct deposit
  • Get On-line money management tools
  • No credit checks
  • No employment verification
  • No monthly or annual fees

$10.00Opening Min

$29.95*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.0


Horizon Gold Credit Card
  • Guaranteed approval for unsecured credit line
  • Reports to a Major Credit Bureau
  • Bad Credit accepted
  • No employment check
  • Comprehensive Legal Assistance Plan

$10.00Opening Min

$29.95*App Fee

N/A*Annual Fee

N/AATM Fee

3.5


Baby Phat Prepaid Visa RushCard
  • Free credit builder with RushPath to Credit
  • Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
  • Free direct deposit of tax refunds, anticipation loans, and paychecks
  • Free 24x7 customer service
  • Use anywhere Visa debit cards are accepted - in stores on the Internet, and over the phone
  • Simple and reasonable - no monthly, annual, or hidden fees
  • Everyone is eligible — no credit check or employment verification
  • Helps control debt - you can't overspend!

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


Prepaid Visa RushCard
  • Free credit builder with RushPath to Credit
  • Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
  • Free direct deposit of tax refunds, anticipation loans, and paychecks
  • Free 24x7 customer service
  • Use anywhere Visa debit cards are accepted - in stores on the Internet, and over the phone
  • Simple and reasonable - no monthly, annual, or hidden fees
  • Everyone is eligible — no credit check or employment verification
  • Helps control debt - you can't overspend!

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


Vision Premier Prepaid Visa Card
  • No Credit Check, No Debt, No Interest, No Overdraft Fees
  • Free Unlimited Purchases - Signature and PIN
  • Free Customer Service
  • Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
  • Free PayFit Credit Builder - Pay Bills and Build Credit for Free
  • Free Text and Email Alerts and Online Access to Access to Track Spending
  • Safer Than Cash If Lost of Stolen
  • Accepted Everywhere Visa Debit Cards are Accepted

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


READYdebit Visa Prepaid Card
  • Visa® Debit Card Accepted Worldwide
  • Access to a Million ATMs Around the World
  • Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
  • Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
  • 24x7 Customer Support — Online and Phone
  • FDIC Insurance & Visa®'s Zero Liability Protection Against Fraudulent Use * Subject to I.D. Verification.

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.25ATM Fee

4.5


Pr1macard Elite Prepaid MasterCard
  • 100% Guaranteed Approval* - No Credit Checks and No Employment Requirements
  • No Interest Charges or Account Balance Minimums
  • FREE Unlimited Purchase Transactions
  • FREE Direct Deposit - No More Check Cashing Fees
  • Stay Out of Debt, You Only Spend What's on Your Card Balance
  • $5,000.00 Maximum Card Balance
  • Cash Back Capabilities At Supermarkets and Large Retailers

$20.00Opening Min

$12.95*App Fee

N/A*Annual Fee

$1.75ATM Fee

3.0


Pr1macard Prepaid MasterCard
  • 100% Guaranteed Approval*
  • No Credit Checks and No Employment Requirements
  • No Interest Charges or Account Balance Minimums
  • FREE Unlimited Purchase Transactions
  • FREE Direct Deposit - No More Check Cashing Fees
  • $500.00 Maximum Card Balance
  • Cash Back Capabilities At Supermarkets and Large Retailers

$20.00Opening Min

$12.95*App Fee

N/A*Annual Fee

$1.75ATM Fee

3.0


Facecard Prepaid MasterCard®
  • Instant Guaranteed Approval* No Credit Check, No Security Deposit
  • FREE Direct Deposit - Easy and Immediate Access to Your Paycheck
  • FREE Money Transfers to Other Facecard Members - No More Wire Transfers
  • Pay Bills Online - No More Late Payments, No Stamps Required
  • Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card

$10.00Opening Min

$5.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

4.5


Green Dot Prepaid MasterCard
  • FREE $0 Activation Online – with NO credit check!
  • FREE Cash withdrawals at over 15,000 participating ATMs
  • FREE Online Bill Pay & Direct Deposit
  • NO Monthly fee for any month with at least 30 purchases
  • NO Transaction fees on US purchases

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.50ATM Fee

3.0


Obopay Family Prepaid MasterCard
  • Parent-controlled, reloadable payment card designed to help parents provide spending money for teens over 13 years old.
  • Parental controls included: 24/7 access to your teen's balance and transaction history.
  • Great way to teach your teens financial responsibility and allowances.
  • No bank account required. No credit checks. No interest charge.
  • 100% Approved MasterCard. No overdraft fees. Free Sign up.
  • Free unlimited purchase transaction anywhere MasterCard is accepted including online merchants.
  • No long term commitments. You can cancel at anytime.

$5.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.0


Prepaid Visa Black Diamond RushCard
  • Monthly Plan Card
  • Black for Man
  • Free credit builder with RushPath to Credit
  • Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
  • Free direct deposit of tax refunds, anticipation loans, and paychecks
  • Free 24x7 customer service * Read Terms and Conditions for other Benefits.

$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5


More: | 1 | 2 | 3 |


Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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