Card Offers for Bad Credit

Credit cards for bad credit are for individuals who have no credit, low credit scores or are trying to boost their credit score. Alas, these cards may have higher interest rates, low limits and not offer attractive introductory interest rates or generous rewards programs. Also, there may be a set-up and annual fee. In the case of bad credit cards, shopping around may pay off handsomely. More companies are beginning to offer some of the advantages you would expect with other types of credit cards, such as no annual fee, immediate approval and more competitive interest rates. If you are attempting to establish good credit or mend a poor credit score by making timely payments, be certain the bank you choose reports to the three major credit bureaus. After comparing the pros and cons of various cards, apply and manage your card online.


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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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AccountNow Prepaid MasterCard
  • 100% guaranteed credit approval
  • No Credit check
  • No overdraft fee
  • No bounced checks
  • No minimum balance
  • No CheckSystem's verification
  • Now with iAdvance line of Credit

$10.00Opening Min

$19.95*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.0


AccountNow Prepaid Visa Card
  • 100% guaranteed credit approval
  • No Credit check
  • No overdraft fee
  • No bounced checks
  • No minimum balance
  • No CheckSystem's verification
  • Now with iAdvance line of Credit

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.0


ACE Pink Visa Prepaid Debit Card
  • Portion of your purchase goes to charities supporting breast cancer research and awareness
  • No application fee and no obligation
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
  • Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
  • No overdraft fees or minimum balances
  • Free direct deposit of your paycheck or government check
  • Protection from unauthorized transactions if card is reported lost or stolen.
  • FDIC Insured

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

5.0


ACE Visa Prepaid Debit Card
  • No application fee and no obligation
  • Withdraw cash at 1,600+ ACE Cash Express locations
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
  • Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
  • No overdraft fees or minimum balances
  • Free direct deposit of your paycheck or government check
  • Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
  • Earning your trust since 1968

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.0


American DreamCard Platinum MasterCard
  • Over $1.1 Million Awarded to Date!
  • Large Monthly Cash Jackpots!
  • Earn Entries From Everyday Shopping!
  • Get 1,000 Entries Just for Applying!
  • A New Cash Winner Every Month
  • Issued by HSBC Bank Nevada, N.A.

0%*Intro APR

5 months*Intro Period

14.99%*APR

$39.00*Annual Fee

4.0


Baby Phat Prepaid Visa RushCard
  • Free credit builder with RushPath to Credit
  • Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
  • Free direct deposit of tax refunds, anticipation loans, and paychecks
  • Free 24x7 customer service
  • Use anywhere Visa debit cards are accepted - in stores on the Internet, and over the phone
  • Simple and reasonable - no monthly, annual, or hidden fees
  • Everyone is eligible — no credit check or employment verification
  • Helps control debt - you can't overspend!

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


BuyRIGHT Prepaid MasterCard
  • Click-N-Pay bill payment
  • Eliminate payday hassles with free direct deposit
  • Get On-line money management tools
  • No credit checks
  • No employment verification
  • No monthly or annual fees

$10.00Opening Min

$29.95*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.0


Centennial One Platinum Card

Centennial One Platinum Card
  • $9,000 unsecured line of credit
  • No Credit Check
  • No Deposit Required
  • No Employment Verification
  • Guaranteed Approval
  • 0% Interest for 12 Months
  • Boost Your Credit

0%*Intro APR

12 months*Intro Period

7.90%*APR

N/A*Annual Fee

4.0


Current by Discover - Teen Prepaid Debit Card
  • Debit Card for Teens with Built-In Parental Controls; Set Daily, Weekly, and Monthly Spending Limits
  • Restrict Teen Card Use in Unwanted Shopping Categories (e.g. Liquor Stores, Tobacco Stores, Hotels, etc.)
  • Free Direct Deposit for Parents and Teens; Free Deposits from Any Credit Card of Bank Account
  • $0 Fraud Liability Guarantee
  • Withdraw Cash at ATMs
  • Get Exclusive Discounts at Teen's Favorite Merchants
  • Free E-Mail and Text Message Activity Alerts
  • No Minimum Balances, Loading Fees or Credit Check
  • Special Offer: First month of membership free, a $5 value - Code BT709 (offer expires 5/30/10)

$50.00Opening Min

$0.00*App Fee

$50.00*Annual Fee

$0.50ATM Fee

5.0


Diamond Platinum Shopping Card
  • *Guaranteed Online Approval
  • $7,500 Unsecured credit line
  • No Credit Checks or Credit Turndowns
  • No Employment Verifications!
  • Credit Limit Increases Available!
  • Establish Credit By Reporting to Major Credit Bureau

N/A*Intro APR

N/A*Intro Period

0*APR

N/A*Annual Fee

4.0


Discover Student Card
  • Make your money worth MoreSM*
  • Unlimited cash rewards, automatically
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
  • Customer Service in less than a minute, anytime you want

0%*Intro APR

6 months*Intro Period

14.99%*APR

$0.00*Annual Fee

3.0


eElite Plus Shopping Card

eElite Plus Shopping Card
  • 0% APR with No Annual Fee
  • Receive up to a $12,500 immediately*
  • No Credit Check
  • Unsecured Shopping Credit Line
  • Credit Line is Reported to Major Credit Bureau

N/AOpening Min

N/A*App Fee

$0.00*Annual Fee

N/AATM Fee

4.5


Eufora Prepaid MasterCard with Credit Builder - Elite Level
  • BUILDS CREDIT! Reports to Credit Bureaus
  • 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
  • FREE Direct Deposit and FREE Point of Sale Transactions
  • FREE 24/7 Online Access and FREE Live Customer Support
  • Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
  • Safer than Cash
  • Cash Reward Program *See terms and conditions

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.5


Facecard Prepaid MasterCard for College Students
  • A safe alternative to credit card debt.
  • Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
  • Instant and convenient access to funds and allowances.
  • Have funds deposited directly onto your card-easier access to your paycheck.
  • Safe and easy way to have funds when studying and travelling abroad.
  • Receive Prewards, which are like coupons, put directly on your card.

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

3.5


Facecard Prepaid MasterCard®
  • Instant Guaranteed Approval* No Credit Check, No Security Deposit
  • Free Direct Deposit Easy Access to your Funds
  • Free Online Bill Pay - No More Mailing Costly Money Orders
  • Free Money Transfers to Other Facecard Members - No More Spending Money on Wire Transfers
  • Ability to Use Anywhere MasterCard Debit Cards are Accepted, Including ATMs
  • Receive Prewards, Which are Like Coupons, Put Directly on Your Card

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

4.5


Fingerhut Credit
  • No down payments, no layaway and no surprises
  • Get respond in 60 seconds
  • No annual fee
  • Name brand products at affordable monthly payments
  • We often say "YES!" when others say "No"
  • See website for complete Terms & Conditions

N/A*Intro APR

N/A*Intro Period

Prime Rate + 16.65%*APR

N/A*Annual Fee

4.5


First Freedom Platinum Card
  • No Credit Checks!
  • No Employment Verification!
  • All Applications Approved
  • 0% Interest
  • NO Finance Charges

N/A*Intro APR

N/A*Intro Period

0*APR

N/A*Annual Fee

3.5


First Option MasterCard
  • No Credit Check
  • Approved Regardless of Credit History*
  • Credit limits up to $5,000.00
  • Reports to All 3 Bureaus
  • Special High introductory savings rate

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

3.5


First Option Visa Card
  • Get a real VISA Credit Card
  • Up to $5,000.00 Secured Line of Credit
  • Be Approved Regardless of Credit History or Income*
  • Guaranteed approval VISA credit card
  • No credit check

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

3.5


First Platinum Plus
  • Guaranteed $7,500 Credit Line
  • 0% Interest for 12 months
  • Reports to a national credit bureau
  • Great chance to improve your credit
  • Waived application fee

0%*Intro APR

12 months*Intro Period

7.90%*APR

N/A*Annual Fee

4.5


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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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