Card Offers for Bad Credit

Credit cards for bad credit are for individuals who have no credit, low credit scores or are trying to boost their credit score. Alas, these cards may have higher interest rates, low limits and not offer attractive introductory interest rates or generous rewards programs. Also, there may be a set-up and annual fee. In the case of bad credit cards, shopping around may pay off handsomely. More companies are beginning to offer some of the advantages you would expect with other types of credit cards, such as no annual fee, immediate approval and more competitive interest rates. If you are attempting to establish good credit or mend a poor credit score by making timely payments, be certain the bank you choose reports to the three major credit bureaus. After comparing the pros and cons of various cards, apply and manage your card online.


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All-Access® Visa® Prepaid Card

All-Access Visa Prepaid Card
  • 100% Approved. No credit check, bad credit is okay
  • No credit check
  • No upfront costs
  • Load up to $10,000 & get Extra cards
  • Free Savings Accounts & Free Instant Transfers
  • Free direct deposit

$10.00Opening Min

N/A*App Fee

$0.00*Annual Fee

$2.00ATM Fee

5.0


All-Access® Prepaid MasterCard®

All-Access Prepaid MasterCard
  • No monthly fee (ideal for occasional use)
  • 100% approved with no credit check
  • No upfront payment and no minimum balance
  • $10,000 reload capacity nationwide
  • No bounced checks or overdraft fees
  • No bank account required
  • Free Account Alerts

$10.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.00ATM Fee

5.0


Eufora™ Prepaid MasterCard®

Eufora Prepaid MasterCard
  • 100% Guaranteed Approval*
  • No Credit Check
  • $5,000 Maximum Card Value*
  • Cash Reward: Get $20-$90 for each card holder you refer*
  • Safer than Cash
  • Cash Reward Program
  • ZERO UP FRONT ($99.95 Advanced Deposit WAIVED)

$10.00Opening Min

$9.95*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.5


Baby Phat Prepaid Visa® RushCard

Baby Phat Prepaid Visa RushCard
  • Show your style with the Baby Phat RushCard
  • No annual, monthly, or customer service fees
  • No employment verification
  • Easy application

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


Prepaid Visa® RushCard

Prepaid Visa RushCard
  • No monthly, annual, or hidden fees
  • Created by philanthropist and entrepreneur Russell Simmons
  • Easy load options
  • No interest rates
  • Guaranteed* approval card

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


Vision Premier Prepaid Visa® Card

Vision Premier Prepaid Visa Card
  • 100% approval with no credit check
  • Free unlimited purchase transactions
  • Free Direct Deposit – no more check cashing fees
  • Free Account Alerts – email and/or SMS text messages
  • Load cash at over 100,000 participating retail locations
  • Low Weekly Fee – less than a dollar a week ($.95) – or, FREE with Direct Deposit!

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


First Vineyard MasterCard® Debit Card

First Vineyard MasterCard Debit Card
  • Receive cash back from your own & anyones else in your compensation tree spendings
  • Reload your card directly from your payroll or bank account
  • Live debt free & Powerful Online Account Management
  • Online Bill Payment service included

$10.00Opening Min

$39.95*App Fee

$0.00*Annual Fee

N/AATM Fee

4.0


Continental Finance Gold Master Card

Continental Finance Gold Master Card
  • Rates as low as 9.75% APR*
  • Unsecured Master Card Accepted at Millions Locations
  • Monthly reporting to the Major Credit Bureaus
  • Free Online Access
  • Excellent Online Tools for Managing Your Finances
  • Semi-annual credit limit increases*
  • Prestige of carrying a Gold card

N/A*Intro APR

N/A*Intro Period

9.75%*APR

$25.00*Annual Fee

4.0


BuyRIGHT Prepaid MasterCard®

BuyRIGHT Prepaid MasterCard
  • Click-N-Pay bill payment
  • Eliminate payday hassles with free direct deposit
  • Get On-line money management tools
  • No credit checks
  • No employment verification
  • No monthly or annual fees

$10.00Opening Min

$29.95*App Fee

$54.90*Annual Fee

$2.00ATM Fee

4.0


READY Debit Visa Prepaid Card

READY Debit Visa Prepaid Card
  • Visa debit card — accepted worldwide
  • Access to a million ATMs around the world
  • Online bill-payment and check-writing service
  • Free direct deposit
  • 24x7 customer support—online and phone
  • FDIC insurance
  • Visa’s Zero Liability protection against fraudulent use

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.0


Applied Bank Secured Visa Gold Credit Card

Applied Bank Secured Visa Gold Credit Card
  • 9.99% Low Fixed APR. Rate Won't Change Even If You're Late!
  • CHOOSE Your Credit Limit Up To $5000*
  • $0 Fraud Liability
  • NO Credit and NO Income Requirements
  • CREDIT Bureau Reporting *Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.

N/A*Intro APR

N/A*Intro Period

9.99%*APR

$50.00*Annual Fee

4.0


Tribute® Gold MasterCard® Credit Card

Tribute Gold MasterCard Credit Card
  • Unsecured Gold MasterCard® Credit Card
  • Reports to the Major Credit Bureaus
  • MasterCard® cards are accepted at over 25 million locations worldwide
  • Quick Online Decision

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$150.00*Annual Fee

3.5


Horizon Gold Credit Card

Horizon Gold Credit Card
  • Guaranteed approval for unsecured credit line
  • Reports to a Major Credit Bureau
  • Bad Credit accepted
  • No employment check
  • Comprehensive Legal Assistance Plan

$10.00Opening Min

$29.95*App Fee

N/A*Annual Fee

N/AATM Fee

3.5


Citi® Platinum Select® Card for College Student

Citi Platinum Select Card for College Student
  • 0% APR* for 6 months on purchases, cash advances and balance transfers
  • $0 liability on unauthorized purchases
  • FREE Online Account Management
  • No minimum income or cosigner required
  • No annual fee

0%*Intro APR

6 months*Intro Period

12.99%*APR

$0.00*Annual Fee

3.5


New Millennium Bank Secured Black Diamond Visa®

New Millennium Bank Secured Black Diamond Visa
  • Approved regardless of credit history
  • Credit limits up to $10,000*
  • Reports to all 3 bureaus
  • No credit check
  • Accepts all applications

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

3.5


New Millennium Bank Secured Black Diamond Mastercard®

New Millennium Bank Secured Black Diamond Mastercard
  • Approved regardless of credit history
  • Credit limits up to $10,000*
  • Reports to all 3 bureaus
  • No credit check and No employment verification
  • Master card platinum Diamond benefits**
  • Accepts all applications

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

3.5


Total Visa® Card

Total Visa Card
  • Instant On-Line Decision
  • Free 24 hour Online Account Access
  • Monthly Reporting to All Major Credit Bureaus
  • Fraud Protection
  • Outstanding Customer Service

N/A*Intro APR

N/A*Intro Period

19.92%*APR

$48.00*Annual Fee

3.5


Citi® Driver's Edge® Card for Student

Citi Driver's Edge Card for Student
  • 0% APR* for 6 months on purchases, cash advances, and balance transfers
  • Earn rebates towards any car, new or used*
  • No minimum income or co-signer required
  • Build your credit history
  • $0 liability on unauthorized purchases
  • No annual fee

0%*Intro APR

6 months*Intro Period

14.99%*APR

$0.00*Annual Fee

3.5


Citi® mtvU Platinum Select Visa Card for Student

Citi mtvU Platinum Select Visa Card for Student
  • 5 ThankYou Points for every $1 you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores
  • 1 Thank You Point for every other $1 you spend
  • 25 Thank You Points for paying on time
  • 250-2000 ThankYou points twice a year for maintaining a good GPA*
  • Redeem points for gift cards, MTV events, airline tickets
  • No minimum income or co-signer required

0%*Intro APR

6 months*Intro Period

13.99%*APR

$0.00*Annual Fee

3.5


Capital One® Platinum Max - Average Credit

Capital One Platinum Max - Average Credit
  • 16.9% fixed on purchases for 3 years
  • Fixed rate won’t increase for three years—no matter what
  • No cash advance fee
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else

N/A*Intro APR

N/A*Intro Period

16.90%*APR

$19.00*Annual Fee

3.5


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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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