Card Offers for Bad Credit

Credit cards for bad credit are for individuals who have no credit, low credit scores or are trying to boost their credit score. Alas, these cards may have higher interest rates, low limits and not offer attractive introductory interest rates or generous rewards programs. Also, there may be a set-up and annual fee. In the case of bad credit cards, shopping around may pay off handsomely. More companies are beginning to offer some of the advantages you would expect with other types of credit cards, such as no annual fee, immediate approval and more competitive interest rates. If you are attempting to establish good credit or mend a poor credit score by making timely payments, be certain the bank you choose reports to the three major credit bureaus. After comparing the pros and cons of various cards, apply and manage your card online.




Fingerhut Credit

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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Onyx The New Black Visa Credit Card
  • Full privilege *guaranteed approval secured Visa® credit card
  • Get 2 free Airline Tickets with resort stay thought the US and Mexico. Plus get free Long Distance service.
  • Get free Ipod after your third month of membership
  • Enrollment in a Discount Savings program membership
  • Reports to all credit bureaus (TransUnion, Experian, Equifax)

N/A* Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

2.5


Rewards 660 Visa Card
    This Card is NOT Available anymore
  • Initial payment of $40 required before account can be used
  • Proof of minimum $1,000 gross monthly income required
  • $300 Starting Credit Limit
  • No Fee Credit Limit Increases ($75 Increments; As Often as Every 3 Months; Automatically Granted Upon Qualification; Maximum $2,000 Credit Limit after Increases)
  • Monthly Reporting to Major Credit Bureaus

N/A* Intro APR

N/A*Intro Period

19.92%*APR

$48.00*Annual Fee

2.5


Pr1macard Elite Prepaid MasterCard
  • 100% Guaranteed Approval* - No Credit Checks and No Employment Requirements
  • No Interest Charges or Account Balance Minimums
  • FREE Unlimited Purchase Transactions
  • FREE Direct Deposit - No More Check Cashing Fees
  • Stay Out of Debt, You Only Spend What's on Your Card Balance
  • $5,000.00 Maximum Card Balance
  • Cash Back Capabilities At Supermarkets and Large Retailers

$20.00Opening Min

$12.95*App Fee

N/A*Annual Fee

$1.75ATM Fee

3.0


Pr1macard Prepaid MasterCard
  • 100% Guaranteed Approval*
  • No Credit Checks and No Employment Requirements
  • No Interest Charges or Account Balance Minimums
  • FREE Unlimited Purchase Transactions
  • FREE Direct Deposit - No More Check Cashing Fees
  • $500.00 Maximum Card Balance
  • Cash Back Capabilities At Supermarkets and Large Retailers

$20.00Opening Min

$12.95*App Fee

N/A*Annual Fee

$1.75ATM Fee

3.0


Nationwide Platinum Shopping Card
  • Guaranteed approval
  • No Credit Check
  • $7500 Unsecured Nationwide Platinum Shopping Card used exclusively for all kinds of merchandise at the USA Credit Shopping Club
  • Credit line increase available
  • 0% APR fixed forever
  • Sign up today and receive USA Live Well Plan

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

3.0


First PREMIER Bank Classic Credit Card
  • Must have checking account to qualify
  • A credit card offer for those with less than perfect credit!
  • Just click it! Responses in 60 seconds
  • Don't be fooled by debit and prepaid offers - this is a real credit card offer

N/A* Intro APR

N/A*Intro Period

36.00% (V)*APR

$75.00*Annual Fee

3.0


Horizon Gold Credit Card
  • Guaranteed approval for unsecured credit line
  • Reports to a Major Credit Bureau
  • Bad Credit accepted
  • No employment check
  • Comprehensive Legal Assistance Plan

$10.00Opening Min

$29.95*App Fee

N/A*Annual Fee

N/AATM Fee

3.5


First Option MasterCard
  • No Credit Check
  • Approved Regardless of Credit History*
  • Credit limits up to $5,000.00
  • Reports to All 3 Bureaus
  • Special High introductory savings rate

N/A* Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

3.5


Preferred Trust Gold Shopping Card
  • 0% APR
  • No Annual Fee
  • $7500 Shopping Credit
  • Low Minimum Monthly Payments
  • Credit Limit Increases Available
  • Unlimited Credit Report monitoring

N/A* Intro APR

N/A*Intro Period

0*APR

$0.00*Annual Fee

3.5


First Option Visa Card
  • Get a real VISA Credit Card
  • Up to $5,000.00 Secured Line of Credit
  • Be Approved Regardless of Credit History or Income*
  • Guaranteed approval VISA credit card
  • No credit check

N/A* Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

3.5


First Freedom Platinum Card
  • No Credit Checks!
  • No Employment Verification!
  • All Applications Approved
  • 0% Interest
  • NO Finance Charges

N/A* Intro APR

N/A*Intro Period

0*APR

N/A*Annual Fee

3.5


Facecard Prepaid MasterCard for College Students
  • Instant Guaranteed Approval* No Credit Check, No Security Deposit
  • FREE Direct Deposit - Easy and Immediate Access to Your Paycheck
  • FREE Money Transfers to Other Facecard Members - No More Wire Transfers
  • Pay Bills Online - No More Late Payments, No Stamps Required
  • Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card

$10.00Opening Min

$5.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

3.5


American Octane Onyx Unsecured Card
  • 0% APR on all purchases for life
  • Unsecured Line of Credit
  • 100% Approval*
  • 24 hour Approval Process
  • No hidden fees
  • Monthly reporting to major credit bureaus

N/AOpening Min

N/A*App Fee

$0.00*Annual Fee

N/AATM Fee

3.5


REACH Prepaid Visa Card
  • Pay bills and shop online
  • No credit check
  • FREE customer service
  • FREE direct deposit
  • FREE online account
  • FREE text and email alert

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

3.5


American DreamCard Platinum MasterCard
  • Over $1.1 Million Awarded to Date!
  • Large Monthly Cash Jackpots!
  • Earn Entries From Everyday Shopping!
  • Get 1,000 Entries Just for Applying!
  • A New Cash Winner Every Month
  • Issued by HSBC Bank Nevada, N.A.

0%* Intro APR

5 months*Intro Period

21.99% V or 14.99% (V)*APR

See terms*Annual Fee

4.0


BuyRIGHT Prepaid MasterCard
  • Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More!
  • Special Reload Offer! Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.**
  • FREE Direct Deposit, Online bill pay, Earn rewards.
  • No credit check, 100% approved!*
  • No bounced check fees or overdraft fees, EVER!
  • Travel, Rent Cars, Reserve Hotels, Shop online safely!
  • Unbelievable Customer Service!

$10.00Opening Min

$9.95*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.0


AccountNow Prepaid MasterCard
  • 100% Guaranteed Approval*
  • No Credit Check
  • $0 Activation Fee
  • Free Direct Deposit and $25 cash back
  • Cash Back on Everyday Purchases

$10.00Opening Min

$19.95*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.0


First Vineyard MasterCard Debit Card
  • Receive cash back from your own & anyones else in your compensation tree spendings
  • Reload your card directly from your payroll or bank account
  • Live debt free & Powerful Online Account Management
  • Online Bill Payment service included

$10.00Opening Min

$39.95*App Fee

$0.00*Annual Fee

N/AATM Fee

4.0


Discover Student Card
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

9 months*Intro Period

13.99% - 20.99% (V)*APR

$0.00*Annual Fee

4.0


NetSpend MasterCard Prepaid Debit Card
  • 100% Approval - No credit check required*
  • Free Direct Deposit - Get paid up to 2 days faster
  • Free Online Cardholder-to-Cardholder Transfers
  • Optional Savings Account with a 5.00% APY

$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.0


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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

Please note that all applications feature secure SSL technology for your online protection.


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