Card Offers for Bad Credit

Credit cards for bad credit are for individuals who have no credit, low credit scores or are trying to boost their credit score. Alas, these cards may have higher interest rates, low limits and not offer attractive introductory interest rates or generous rewards programs. Also, there may be a set-up and annual fee. In the case of bad credit cards, shopping around may pay off handsomely. More companies are beginning to offer some of the advantages you would expect with other types of credit cards, such as no annual fee, immediate approval and more competitive interest rates. If you are attempting to establish good credit or mend a poor credit score by making timely payments, be certain the bank you choose reports to the three major credit bureaus. After comparing the pros and cons of various cards, apply and manage your card online.

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Continental Finance Master Card

Continental Finance Master Card

Get Your Application Results in Seconds
Monthly reporting to the Major Credit Bureaus
Free Online Access
Excellent Online Tools for Managing Your Finances
Semi-annual credit limit increases*
No Minimum Monthly Income Requirements
Unsecured Master Card Accepted at Millions Locations

N/A*Intro APR

N/A*Intro Period

19.92%*APR

$50.00*Annual Fee

2.0

Rewards 660 Visa® Card

Rewards 660 Visa Card

Initial payment of $40 required before account can be used
Proof of minimum $1,000 gross monthly income required
$300 Starting Credit Limit
No Fee Credit Limit Increases ($75 Increments; As Often as Every 3 Months; Automatically Granted Upon Qualification; Maximum $2,000 Credit Limit after Increases)
Monthly Reporting to Major Credit Bureaus

N/A*Intro APR

N/A*Intro Period

19.92%*APR

$48.00*Annual Fee

2.5

Total Visa® Card

Total Visa Card

Instant On-Line Decision
Free 24 hour Online Account Access
Monthly Reporting to All Major Credit Bureaus
Fraud Protection
Outstanding Customer Service

N/A*Intro APR

N/A*Intro Period

19.92%*APR

$48.00*Annual Fee

3.5

Capital One® Standard Platinum Student Card

Capital One Standard Platinum Student Card

0% APR on purchases until February 2009. After that, variable APR, currently 19.80%
No annual fee or balance transfer fees
A manageable credit line to help control your finances
$0 fraud liability if your card gets lost or stolen
Online account services

0%*Intro APR

February 2009*Intro Period

19.80% (V)*APR

$0.00*Annual Fee

3.0

New Millennium Bank Secured Gold Mastercard®

New Millennium Bank Secured Gold Mastercard

100% Approval with Master Card benefits*
$10,000 Credit limit (with Visa and Master card)
Reports to all 3 bureaus
Special high introductory savings rate
$100,000 Travel Accident Insurance & much more benefits**

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

2.5

New Millennium Bank Secured Platinum Mastercard®

New Millennium Bank Secured Platinum Mastercard

100% Approval with Master Card benefits*
$10,000 Credit limit (with both Visa and Master Card)
Reports to all 3 bureaus
Special high introductory savings rate
$100,000 Travel Accident Insurance
Plus much more benefits**

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

2.0

New Millennium Bank Secured Gold Visa® Card

New Millennium Bank Secured Gold Visa Card

100% Approval with Visa® benefits*
$10,000 Credit limit (with Visa and Master card)
Reports to all 3 bureaus
Special high introductory savings rate
$100,000 Travel Accident Insurance & much more benefits**

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

2.5

New Millennium Bank Secured Platinum Visa® Card

New Millennium Bank Secured Platinum Visa Card

100% Approval with VISA benefits*
$10,000 Credit limit
Reports to all 3 bureaus
Special high introductory savings rate
$100,000 Travel Accident Insurance
Plus much more benefits**

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

2.0

Tribute® Gold MasterCard® Credit Card

Tribute Gold MasterCard Credit Card

Unsecured Gold MasterCard® Credit Card
Reports to the Major Credit Bureaus
MasterCard® cards are accepted at over 25 million locations worldwide
Quick Online Decision

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$150.00*Annual Fee

3.5

New Millennium Bank Secured Black Diamond Visa®

New Millennium Bank Secured Black Diamond Visa

Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
No credit check
Accepts all applications

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

3.5

New Millennium Bank Secured Black Diamond Mastercard®

New Millennium Bank Secured Black Diamond Mastercard

Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
No credit check and No employment verification
Master card platinum Diamond benefits**
Accepts all applications

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

3.5

Capital One® Platinum Max - Average Credit

Capital One Platinum Max - Average Credit

16.9% fixed on purchases for 3 years
Fixed rate won’t increase for three years—no matter what
No cash advance fee
Exclusive savings: up to 40% off featured deals and 10% savings on everything else

Terms & Conditions |
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N/A*Intro APR

N/A*Intro Period

16.90%*APR

$19.00*Annual Fee

3.5

Discover® Student Card

Discover Student Card

Make your money worth MoreSM*
Unlimited cash rewards, automatically
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
Customer Service in less than a minute, anytime you want

0%*Intro APR

6 months*Intro Period

14.99%*APR

$0.00*Annual Fee

3.0

Citi® Driver's Edge® Card for Student

Citi Driver's Edge Card for Student

0% APR* for 6 months on purchases, cash advances, and balance transfers
Earn rebates towards any car, new or used*
No minimum income or co-signer required
Build your credit history
$0 liability on unauthorized purchases
No annual fee

0%*Intro APR

6 months*Intro Period

14.99%*APR

$0.00*Annual Fee

3.5

Ultra VX Visa Credit Card

Ultra VX Visa Credit Card

$25,000 credit line a Credit-On Demand™ feature
Instant Approval
No credit check, no minimum income or bank account required
Reports to major credit bureaus
Clear Rewards®: American Airlines, Southwest, jetBlue, Marriot, and more with no restrictions!

N/A*Intro APR

N/A*Intro Period

14.90%*APR

$0.00*Annual Fee

3.0

Capital One® Classic Platinum - Master Card

Capital One Classic Platinum - Master Card

0% on purchases until February 2009. After that, variable APR, currently 14.90%
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance

Terms & Conditions |
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0%*Intro APR

February 2009*Intro Period

14.90% (V)*APR

$19.00*Annual Fee

3.5

Orchard Bank Classic MasterCard®

Orchard Bank Classic MasterCard

Great credit card to strengthen your credit
Reports to all 3 credit bureaus monthly
Helps to improve your credit score
Free Online 24-hour Account Access and Bill Pay
Periodic credit limit increases

Terms & Conditions |
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N/A*Intro APR

N/A*Intro Period

14.74%*APR

$49.00*Annual Fee

2.5

Citi® mtvU Platinum Select Visa Card for Student

Citi mtvU Platinum Select Visa Card for Student

5 ThankYou Points for every $1 you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores
1 Thank You Point for every other $1 you spend
25 Thank You Points for paying on time
250-2000 ThankYou points twice a year for maintaining a good GPA*
Redeem points for gift cards, MTV events, airline tickets
No minimum income or co-signer required

0%*Intro APR

6 months*Intro Period

13.99%*APR

$0.00*Annual Fee

3.5

Citi® Platinum Select® Card for College Student

Citi Platinum Select Card for College Student

0% APR* for 6 months on purchases, cash advances and balance transfers
$0 liability on unauthorized purchases
FREE Online Account Management
No minimum income or cosigner required
No annual fee

0%*Intro APR

6 months*Intro Period

12.99%*APR

$0.00*Annual Fee

3.5

Applied Bank Secured Visa Card

Applied Bank Secured Visa Card

9.99% Low Fixed APR - Rate Won't Change Even If You're Late!
Choose your credit limit up to $5,000*
$0 Fraud Liability
No credit requirements
No income requirements
CREDIT Bureau Reporting * Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.

N/A*Intro APR

N/A*Intro Period

9.99%*APR

$50.00*Annual Fee

3.5

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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