Card Offers for Bad Credit

Credit cards for bad credit are for individuals who have no credit, low credit scores or are trying to boost their credit score. Alas, these cards may have higher interest rates, low limits and not offer attractive introductory interest rates or generous rewards programs. Also, there may be a set-up and annual fee. In the case of bad credit cards, shopping around may pay off handsomely. More companies are beginning to offer some of the advantages you would expect with other types of credit cards, such as no annual fee, immediate approval and more competitive interest rates. If you are attempting to establish good credit or mend a poor credit score by making timely payments, be certain the bank you choose reports to the three major credit bureaus. After comparing the pros and cons of various cards, apply and manage your card online.


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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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READYdebit Visa Prepaid Card
  • Visa® Debit Card Accepted Worldwide
  • Access to a Million ATMs Around the World
  • Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
  • Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
  • 24x7 Customer Support — Online and Phone
  • FDIC Insurance & Visa®'s Zero Liability Protection Against Fraudulent Use * Subject to I.D. Verification.

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.25ATM Fee

4.5


Next Millennium Black MasterCard
  • When you need credit, Next Millennium is here. Apply Now!
  • No credit check*
  • Approved regardless of credit history
  • Secured credit limit of up to $5000.00
  • Get cash at over 740,000 ATMs
  • Accepted wherever Master Card is accepted

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

4.0


Current by Discover - Teen Prepaid Debit Card
  • Debit Card for Teens with Built-In Parental Controls; Set Daily, Weekly, and Monthly Spending Limits
  • Restrict Teen Card Use in Unwanted Shopping Categories (e.g. Liquor Stores, Tobacco Stores, Hotels, etc.)
  • Free Direct Deposit for Parents and Teens; Free Deposits from Any Credit Card of Bank Account
  • $0 Fraud Liability Guarantee
  • Withdraw Cash at ATMs
  • Get Exclusive Discounts at Teen's Favorite Merchants
  • Free E-Mail and Text Message Activity Alerts
  • No Minimum Balances, Loading Fees or Credit Check
  • Special Offer: First month of membership free, a $5 value - Code BT709 (offer expires 5/30/10)

$50.00Opening Min

$0.00*App Fee

$50.00*Annual Fee

$0.50ATM Fee

5.0


Facecard Prepaid MasterCard®
  • Instant Guaranteed Approval* No Credit Check, No Security Deposit
  • Free Direct Deposit Easy Access to your Funds
  • Free Online Bill Pay - No More Mailing Costly Money Orders
  • Free Money Transfers to Other Facecard Members - No More Spending Money on Wire Transfers
  • Ability to Use Anywhere MasterCard Debit Cards are Accepted, Including ATMs
  • Receive Prewards, Which are Like Coupons, Put Directly on Your Card

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

4.5


Urban Trust Success Prepaid Visa Card
  • VISA Zero Liability
  • No Credit Check
  • No Overdraft Fees
  • No Minimum Balance
  • No Hidden Fees
  • Elastic Line of Credit (up to $500.00)

N/AOpening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5


Preferred Trust Gold Shopping Card
  • 0% APR
  • No Annual Fee
  • $7500 Shopping Credit
  • Low Minimum Monthly Payments
  • Credit Limit Increases Available
  • Unlimited Credit Report monitoring

N/A*Intro APR

N/A*Intro Period

0*APR

$0.00*Annual Fee

3.5


Public Savings Bank Secured Black Card
  • 0% APR for 6 months on purchases
  • No annual fee
  • We report to all 3 credit bureaus
  • No minimum credit score, no income/employment verifications
  • 20 day grace period
  • Use the card everywhere you see the VISA logo
  • Lifetime credit limits up to $10,000

0%*Intro APR

6 months*Intro Period

Prime + 7.99%*APR

$0.00*Annual Fee

4.5


Ultra VX Visa Credit Card
  • UltraVX makes it easy to manage your finances
  • Automatic minimum payments
  • Reports to all 3 major credit bureaus
  • No credit check, no bank account required
  • Instant online approval
  • Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)

N/A*Intro APR

N/A*Intro Period

18.90%*APR

$0.00*Annual Fee

4.5


Prepaid Visa RushCard
  • Free credit builder with RushPath to Credit
  • Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
  • Free direct deposit of tax refunds, anticipation loans, and paychecks
  • Free 24x7 customer service
  • Use anywhere Visa debit cards are accepted - in stores on the Internet, and over the phone
  • Simple and reasonable - no monthly, annual, or hidden fees
  • Everyone is eligible — no credit check or employment verification
  • Helps control debt - you can't overspend!

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


AccountNow Prepaid MasterCard
  • 100% guaranteed credit approval
  • No Credit check
  • No overdraft fee
  • No bounced checks
  • No minimum balance
  • No CheckSystem's verification
  • Now with iAdvance line of Credit

$10.00Opening Min

$19.95*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.0


Fingerhut Credit
  • No down payments, no layaway and no surprises
  • Get respond in 60 seconds
  • No annual fee
  • Name brand products at affordable monthly payments
  • We often say "YES!" when others say "No"
  • See website for complete Terms & Conditions

N/A*Intro APR

N/A*Intro Period

Prime Rate + 16.65%*APR

N/A*Annual Fee

4.5


Baby Phat Prepaid Visa RushCard
  • Free credit builder with RushPath to Credit
  • Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
  • Free direct deposit of tax refunds, anticipation loans, and paychecks
  • Free 24x7 customer service
  • Use anywhere Visa debit cards are accepted - in stores on the Internet, and over the phone
  • Simple and reasonable - no monthly, annual, or hidden fees
  • Everyone is eligible — no credit check or employment verification
  • Helps control debt - you can't overspend!

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


Vision Premier Prepaid Visa Card
  • No Credit Check, No Debt, No Interest, No Overdraft Fees
  • Free Unlimited Purchases - Signature and PIN
  • Free Customer Service
  • Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
  • Free PayFit Credit Builder - Pay Bills and Build Credit for Free
  • Free Text and Email Alerts and Online Access to Access to Track Spending
  • Safer Than Cash If Lost of Stolen
  • Accepted Everywhere Visa Debit Cards are Accepted

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


Vision Silver(SM) Prepaid MasterCard
  • Perfect Card for Government/Benefits Checks Recipients
  • $0 Activation with Rebate*
  • 100% Guaranteed Approval*/No Credit Check
  • Free Direct Deposit of Your Pay or Government Check
  • Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
  • No Overdraft Fees or Minimum Balances
  • Online Checking - Electronic or Paper Checks

$10.00Opening Min

$9.95*App Fee

$0.00*Annual Fee

N/AATM Fee

4.0


Prepaid Visa Purple Diamond RushCard
  • Monthly Plan Card
  • Purple for Woman
  • Free credit builder with RushPath to Credit
  • Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
  • Free direct deposit of tax refunds, anticipation loans, and paychecks
  • Free 24x7 customer service * Read Terms and Conditions for other Benefits.

$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5


Horizon Gold Credit Card
  • Guaranteed approval for unsecured credit line
  • Reports to a Major Credit Bureau
  • Bad Credit accepted
  • No employment check
  • Comprehensive Legal Assistance Plan

$10.00Opening Min

$29.95*App Fee

N/A*Annual Fee

N/AATM Fee

3.5


Nationwide Platinum Shopping Card
  • Guaranteed approval
  • No Credit Check
  • $7500 Unsecured Nationwide Platinum Shopping Card used exclusively for all kinds of merchandise at the USA Credit Shopping Club
  • Credit line increase available
  • 0% APR fixed forever
  • Sign up today and receive USA Live Well Plan

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

3.0


ACE Pink Visa Prepaid Debit Card
  • Portion of your purchase goes to charities supporting breast cancer research and awareness
  • No application fee and no obligation
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
  • Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
  • No overdraft fees or minimum balances
  • Free direct deposit of your paycheck or government check
  • Protection from unauthorized transactions if card is reported lost or stolen.
  • FDIC Insured

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

5.0


Mango(TM) MasterCard Prepaid Card
  • FREE Prepaid MasterCard
  • $0 Activation Fee
  • FREE Direct Deposit
  • FREE unlimited purchase / signature transactions
  • FREE account management online or with your mobile phone
  • FREE to check your balance with your mobile phone
  • No monthly fee when you load $500/month
  • Send money with your mobile phone
  • Load cash at tens of thousands of retailers nationwide
  • No credit check, no bank account needed, no overdraft fees

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.00ATM Fee

5.0


Prepaid Visa Black Diamond RushCard
  • Monthly Plan Card
  • Black for Man
  • Free credit builder with RushPath to Credit
  • Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
  • Free direct deposit of tax refunds, anticipation loans, and paychecks
  • Free 24x7 customer service * Read Terms and Conditions for other Benefits.

$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5


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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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