Card Offers for Bad Credit

Credit cards for bad credit are for individuals who have no credit, low credit scores or are trying to boost their credit score. Alas, these cards may have higher interest rates, low limits and not offer attractive introductory interest rates or generous rewards programs. Also, there may be a set-up and annual fee. In the case of bad credit cards, shopping around may pay off handsomely. More companies are beginning to offer some of the advantages you would expect with other types of credit cards, such as no annual fee, immediate approval and more competitive interest rates. If you are attempting to establish good credit or mend a poor credit score by making timely payments, be certain the bank you choose reports to the three major credit bureaus. After comparing the pros and cons of various cards, apply and manage your card online.

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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee

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Baby Phat Prepaid Visa® RushCard

Show your style with the Baby Phat RushCard
No annual, monthly, or customer service fees
No employment verification
Easy application

Terms & Conditions |
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$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5

Horizon Gold Credit Card

Guaranteed approval for unsecured credit line
Reports to a Major Credit Bureau
Bad Credit accepted
No employment check
Comprehensive Legal Assistance Plan

$10.00Opening Min

$20.00*App Fee

N/A*Annual Fee

N/AATM Fee

3.5

New Millennium Bank Secured Black Diamond Mastercard®

Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
No credit check and No employment verification
Master card platinum Diamond benefits**
Accepts all applications

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

3.5

Applied Bank Secured Visa Card

Choose your credit limit up to $1,000*
Low fixed 9.99% APR
No credit requirements
No income requirements
FDIC Insured

N/A*Intro APR

N/A*Intro Period

9.90%*APR

$50.00*Annual Fee

3.5

Access Visa® Card

Instant On-Line Decision
Fraud Protection
Outstanding Customer Service
Free 24 Hour Online Account Access
Reports to All Major Credit Bureaus

N/A*Intro APR

N/A*Intro Period

19.92%*APR

$48.00*Annual Fee

4.5

Total Visa® Card

Instant On-Line Decision
Free 24 hour Online Account Access
Monthly Reporting to All Major Credit Bureaus
Fraud Protection
Outstanding Customer Service

N/A*Intro APR

N/A*Intro Period

19.92%*APR

$48.00*Annual Fee

3.5

New Millennium Bank Secured Black Diamond Visa®

Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
No credit check
Accepts all applications

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

3.5

Citi® Driver's Edge® Card for Student

0% APR* for 6 months on purchases, cash advances, and balance transfers
Earn rebates towards any car, new or used*
No minimum income or co-signer required
Build your credit history
$0 liability on unauthorized purchases
No annual fee

0%*Intro APR

6 months*Intro Period

14.99%*APR

$0.00*Annual Fee

3.5

Rewards 660 Visa® Card

No Fee Credit Limit Increases* -- $75 Increments, As Often as Every 3 Months, Automatic Grant Upon Qualification
$300 Starting and $2,000 Maximum Credit Limit
Fast Online Response
Monthly Reporting to Major Credit Bureaus (TransUnion & Equifax)
FREE Online Account Access and FREE Online Payments

N/A*Intro APR

N/A*Intro Period

19.92%*APR

$48.00*Annual Fee

3.5

Ultra VX Visa Credit Card

$25,000 credit line a Credit-On Demand™ feature
Instant Approval
No credit check, no minimum income or bank account required
Reports to major credit bureaus
Clear Rewards®: American Airlines, Southwest, jetBlue, Marriot, and more with no restrictions!

N/A*Intro APR

N/A*Intro Period

14.90%*APR

$0.00*Annual Fee

3.0

Continental Finance Gold Master Card

Rates as low as 9.75% APR*
Unsecured Master Card Accepted at Millions Locations
Monthly reporting to the Major Credit Bureaus
Free Online Access
Excellent Online Tools for Managing Your Finances
Semi-annual credit limit increases
Prestige of carrying a Gold card

N/A*Intro APR

N/A*Intro Period

9.75%*APR

$25.00*Annual Fee

4.0

Tribute® Gold MasterCard® Credit Card

Unsecured Gold Master Credit Card
Reports to the Major Credit Bureaus
MasterCard® cards are accepted at over 25 million locations worldwide
Quick Online Decision

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$150.00*Annual Fee

3.5

All-Access® Visa® Prepaid Card

100% Approved. No credit check, bad credit is okay
No credit check
No upfront costs
Load up to $10,000 & get Extra cards
Free Savings Accounts & Free Instant Transfers
Free direct deposit

Terms & Conditions |
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$10.00Opening Min

N/A*App Fee

$0.00*Annual Fee

$2.00ATM Fee

5.0

New Millennium Bank Secured Platinum Mastercard®

100% Approval with Master Card benefits*
$10,000 Credit limit (with both Visa and Master Card)
Reports to all 3 bureaus
Special high introductory savings rate
$100,000 Travel Accident Insurance
Plus much more benefits**

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

2.0

Millennium Advantage Pre-Paid Mastercard

No credit check or income verification required
No Chexsystem check
No minimal balance required
Phone and On-line account access
Shop and pay bills on-line

$10.00Opening Min

$99.00*App Fee

N/A*Annual Fee

$1.95ATM Fee

2.5

Capital One® Platinum Max

16.9% fixed on purchases for 3 years
Fixed rate won't increase for 3 years no matter what
$19 annual fee
Platinum benefits
Exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One Saving Zone on Yahoo! Shopping

N/A*Intro APR

N/A*Intro Period

16.90%*APR

$19.00*Annual Fee

3.5

Citi® Platinum Select® Card for College Student

0% APR* for 6 months on purchases, cash advances and balance transfers
$0 liability on unauthorized purchases
FREE Online Account Management
No minimum income or cosigner required
No balance transfer fee with this offer
No annual fee

0%*Intro APR

6 months*Intro Period

10.99%*APR

$0.00*Annual Fee

3.5

Capital One® Standard Platinum Student Card

Manageable credit lines
0% APR on purchases until October 2008
$0 Fraud liability if your card gets lost or stolen
Customize your card design
Savings at Capital One Saving Zone on Yahoo! Shopping

0%*Intro APR

October 2008*Intro Period

17.80% (V)*APR

$0.00*Annual Fee

3.0

Vision Premier Prepaid Visa® Card

100% approval with no credit check
Free unlimited purchase transactions
Free Direct Deposit – no more check cashing fees
Free Account Alerts – email and/or SMS text messages
Load cash at over 100,000 participating retail locations
Low Weekly Fee – less than a dollar a week ($.95) – or, FREE with Direct Deposit!

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5

All-Access® Prepaid MasterCard®

No monthly fee (ideal for occasional use)
100% approved with no credit check
No upfront payment and no minimum balance
$10,000 reload capacity nationwide
No bounced checks or overdraft fees
No bank account required
Free Account Alerts

Terms & Conditions |
Compare

$10.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.00ATM Fee

5.0

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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