TrueEarnings® Card from Costco and American Express

TrueEarnings Card from Costco and American Express

Consumer (Regular) Credit Card -- American Express Credit Card Offers.


Basic Information

  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned

0%*Intro APR

6 months*Intro APR Period

$0.00*Annual Fee

Good*Credit Needed

N/A*Grace Period

N/A*Late Payment Fee

APR: 15.24%* (Variable)
Card Network:American Express® Cards
Card Type:- Co-Branded Credit Card Offers
- Reward Card

Card Review

TrueEarnings Card from Costco and American Express is designed for consumers having good or excellent credit. It's a credit card made available to Costco members only. An introductory APR period lasts on the short term during which no interest is incurred on balance transfers and purchases.

On the rewards program, card members earn 2% cash back for travel, and 3% cash back on gas and restaurant purchases. Other eligible purchases reward 1% cash back. Members may redeem cash earned for a check made payable to the card member. There's no yearly restriction on cash earnable which also do not expire.

There is no annual fee.

Online account management provides round the clock access to the card account. Members are protected against incurring liability through a zero fraud liability policy applicable on internet transactions. Extended warranty on purchases, purchase protection, and travel accident insurance are extended card benefits.

Rewards & Benefits

Reward Types:- Cash Back Credit Card Offers
- Gas / Auto Rewards Credit Card Offers
- Travel Rewards Credit Card Offers
Rewards:- Earn 3% for gasoline
- Earn 3% for restaurants
- Earn 2% for travel
- Earn 1% everywhere else, including Costco
Other Benefits:- Card can be used as a Costco membership card
- Internet account related services
- Travel and emergency assistance services
- Auto rental insurance
- $100,000 in travel accident insurance
- Zero liability for unauthorized Internet transactions
- Discounts at participating retailers and merchants
- Extended warranty for purchases
- Purchase protection
- Emergency card replacement

Card Finance & Rates

Introductory APR:0%*
Applied Towards:Purchases, Balance Transfer
Introductory Period:6 months*
APR on Purchases:15.24%* (variable)
Annual Fee:$0.00*

Balance Transfers

Balance Transfer:Yes

Cash Advances

APR on Cash Advances:23.99%
Cash Advance Fee:3.00%
Minimum Fee:$5.00

Notes

The information provided for the TrueEarnings Card from Costco and American Express is considered to be accurate at the time of posting (Feb 22, 2010). However, we strongly advise site visitors to check the terms and conditions provided applicable to the product on the card issuers application page prior to completing an application.


Application Security

Please note that all applications feature secure SSL technology for your online protection.



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