Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest Credit Card from American Express

Consumer (Regular) Credit Card -- American Express Credit Card Offers.


Basic Information

  • Earn up to 25,000 Starpoints ® - enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.

2.9%*Intro APR

6 months*Intro APR Period

$45.00*Annual Fee

Good*Credit Needed

N/A*Grace Period

N/A*Late Payment Fee

APR: 15.24%* (Variable)
Card Network:American Express® Cards
Card Type:- Affinity Credit Card Offers
- Co-Branded Credit Card Offers
- Instant Decision Card Offers
- Reward Card

Card Review

Starwood Preferred Guest Credit Card is designed for individuals having good credit and above. It's a credit card charging modest purchase interest. During its' mid term intro period, card members incur very low interest on purchase and balance transfer transactions.

Card members receive 10,000 bonus points on a first purchase. Purchasing items worth up to $15,000 during the first 6 months of membership qualifies to receive an additional 15,000 bonus points. Eligible purchases earn a single point while Starwood purchases earn double points. There's no yearly limit but card members lose points after a year of card inactivity.

Members benefit online account management and automatic bill payment at no extra cost. Purchasing from retailers under the Offer Zone comes with discounts and add-on benefits.

A travel and emergency assistance service helps to make things easier for traveling members. Travel accident insurance compensates up to $100,000, while auto rental insurance comes at no extra cost.

Rewards & Benefits

Reward Type:- Hotel Rewards Credit Card Offers
Rewards:- Earn up to 25,000 Starpoints — enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- 1 point for every Dollar spent
Other Benefits:- Access to the Offer Zone for various discounts at participating retailers and merchants
- Internet account related services
- Year-end financial statement
- Extended warranty for purchases
- Purchase protection
- Return protection
- Price protection service
- Auto rental insurance
- Emergency card & cash replacement
- Medical referral services
- Legal referral services
- Travel & emergency assistance services
- Up to $100,000 in travel accident insurance
- No liability for unauthorized Internet transactions

See website for additional benefits**

Card Finance & Rates

Introductory APR:2.9%*
Applied Towards:Purchases, Balance Transfer
Introductory Period:6 months*
APR on Purchases:15.24%* (variable)
Annual Fee:$45.00*
Maximum Credit Line:$100,000

Balance Transfers

Balance Transfer:Yes
APR on Balance Transfer:2.90%
Transfer Fee:0.00%

Cash Advances

APR on Cash Advances:19.99%
Cash Advance Fee:3.00%
Minimum Fee:$5.00

Notes

The information provided for the Starwood Preferred Guest Credit Card from American Express is considered to be accurate at the time of posting (Feb 22, 2010). However, we strongly advise site visitors to check the terms and conditions provided applicable to the product on the card issuers application page prior to completing an application.


Application Security

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