Starwood Preferred Guest® Credit Card from American Express


Starwood Preferred Guest Credit Card from American Express

Consumer (Regular) Credit Card -- American Express.


Basic Information

  • Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5K within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
  • Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
  • 2011 SmarterTravel® Award for "Best Travel Rewards Card"
  • $0 introductory annual fee for the first year, then $65

N/A* Intro APR

N/A*Intro APR Period

$0.00*Annual Fee

Good*Credit Needed

N/A*Grace Period

N/A*Late Payment Fee

APR:15.24% - 19.24%* Variable
Card Network:American Express®
Card Type:- Affinity Card
- Co-Branded Credit Card
- Reward Card

Card Review

Starwood Preferred Guest Credit Card is designed for individuals having good credit and above. It's a credit card charging modest purchase interest. During its' mid term intro period, card members incur very low interest on purchase and balance transfer transactions.

Card members receive 10,000 bonus points on a first purchase. Purchasing items worth up to $15,000 during the first 6 months of membership qualifies to receive an additional 15,000 bonus points. Eligible purchases earn a single point while Starwood purchases earn double points. There's no yearly limit but card members lose points after a year of card inactivity.

Members benefit online account management and automatic bill payment at no extra cost. Purchasing from retailers under the Offer Zone comes with discounts and add-on benefits.

A travel and emergency assistance service helps to make things easier for traveling members. Travel accident insurance compensates up to $100,000, while auto rental insurance comes at no extra cost.

Rewards & Benefits

Reward Type:- Hotel Reward Cards
Rewards:- Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5K within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
- Free nights, free flights: Redeem Starpoints with over 350 airlines and more than 1,000 hotels and resorts worldwide. No blackout dates
- Earn at least 4 Starpoints per eligible dollar at participating hotels & resorts
- 1 point for every other Dollar spent
- Use Starpoints for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
Other Benefits:- Access to the Offer Zone for various discounts at participating retailers and merchants
- Internet account related services
- Year-end financial statement
- Extended warranty for purchases
- Purchase protection
- Return protection
- Price protection service
- Auto rental insurance
- Emergency card & cash replacement
- Medical referral services
- Legal referral services
- Travel & emergency assistance services
- Up to $100,000 in travel accident insurance
- No liability for unauthorized Internet transactions

See website for additional benefits**

Card Finance & Rates

Introductory APR:N/A*
Applied Towards:Purchases, Balance Transfer
Introductory Period:N/A*
APR on Purchases:15.24% - 19.24%* Variable
Annual Fee:$0.00*
Maximum Credit Line:$100,000

Balance Transfers

Balance Transfer:Yes
APR on Balance Transfer:2.90%
Transfer Fee:0.00%

Cash Advances

APR on Cash Advances:19.99%
Cash Advance Fee:3.00%
Minimum Fee:$5.00

Notes

The information provided for the Starwood Preferred Guest Credit Card from American Express is considered to be accurate at the time of posting (Jan 13, 2012). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.


Application Security

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