American Octane Onyx Unsecured Card


There is no online application for this card

Consumer (Shopping) Credit Card -- Other Issuers.


Basic Information

  • 0% APR on all purchases for life
  • Unsecured Line of Credit
  • 100% Approval*
  • 24 hour Approval Process
  • No hidden fees
  • Monthly reporting to major credit bureaus

N/A* Intro APR

N/A*Intro APR Period

$0.00*Annual Fee

Bad Credit OK*Credit Needed

30 days*Grace Period

$10.00*Late Payment Fee

APR: 0* Fixed
Card Network:Other Networks
Card Type:- Card for Bad Credit
- Co-Branded Credit Card
- Guaranteed Approval
- Shopping Card
- Reward Card

Card Review

The American Octane Onyx Card is a unique card that offers card features that are nearly non-existent in the credit card market. With the most outstanding feature being the 0% APR for the lifetime of the shopping card, users do not have to worry about accumulating interest and debt.

This card also has no hidden fees and has a simple fee plan that does not pride itself on expensive fees that are set in stone. Instead of cardholders being slapped with an automatic large fee for being late on a payment, cardholders are given a grace period. If the cardholder has not made a payment after the grace period is passed, only then is a small fee charged.

Cardholders do not have to worry about paying an annual fee. All cardholders have to worry about is the small monthly fee to keep their account open and active and the minimum monthly payment.

Benefits

Other Benefits:- Fraud Protection Easy
- Online Bill Pay
- Zero Liability for Unauthorized Purchases
100% Guarantee Approval:Yes
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: 0* Fixed
Annual Fee:$0.00*
Minimum Credit Line:$2,500

Balance Transfers

Balance Transfer:No

Other Fees

Additional Fees: Account setup fee (one time): $99.00
Annual Percentage Rate for Purchases: 0.00%
Cancellation Fee: None
Fee for returned checks or debits: $25.00
Late Payment (After 30 days): $10.00
Membership fee (monthly): $9.95
NSF Check Fee: $25.00
Outlet Store Residential Delivery: $10.00
Penalties for prepayment: None
Processing Fees: Varies

Notes

The information provided for the American Octane Onyx Unsecured Card is considered to be accurate at the time of posting (Oct 11, 2011). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.


Application Security

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