American Octane Onyx Unsecured Card

Consumer (Shopping) Credit Card -- Other Issuers.
Basic Information
- 0% APR on all purchases for life
- Unsecured Line of Credit
- 100% Approval*
- 24 hour Approval Process
- No hidden fees
- Monthly reporting to major credit bureaus
N/A* Intro APR
N/A*Intro APR Period
$0.00*Annual Fee
Bad Credit OK*Credit Needed
30 days*Grace Period
$10.00*Late Payment Fee
- Co-Branded Credit Card
- Guaranteed Approval
- Shopping Card
- Reward Card
Card Review
The American Octane Onyx Card is a unique card that offers card features that are nearly non-existent in the credit card market. With the most outstanding feature being the 0% APR for the lifetime of the shopping card, users do not have to worry about accumulating interest and debt.
This card also has no hidden fees and has a simple fee plan that does not pride itself on expensive fees that are set in stone. Instead of cardholders being slapped with an automatic large fee for being late on a payment, cardholders are given a grace period. If the cardholder has not made a payment after the grace period is passed, only then is a small fee charged.
Cardholders do not have to worry about paying an annual fee. All cardholders have to worry about is the small monthly fee to keep their account open and active and the minimum monthly payment.
Benefits
- Online Bill Pay
- Zero Liability for Unauthorized Purchases
Card Finance & Rates
Other Fees
Annual Percentage Rate for Purchases: 0.00%
Cancellation Fee: None
Fee for returned checks or debits: $25.00
Late Payment (After 30 days): $10.00
Membership fee (monthly): $9.95
NSF Check Fee: $25.00
Outlet Store Residential Delivery: $10.00
Penalties for prepayment: None
Processing Fees: Varies
Notes
The information provided for the American Octane Onyx Unsecured Card is considered to be accurate at the time of posting (Oct 11, 2011). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.
Application Security
Please note that all applications feature secure SSL technology for your online protection.
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