SimplyCash® Business Card from American Express OPEN

SimplyCash Business Card from American Express OPEN

Business (Regular) Credit Card -- American Express.


Basic Information

  • Get 5% cash back on wireless services and office supply purchases*
  • Get 3% cash back on automobile gasoline*
  • Get 1% cash back on other purchases*
  • No limit to the amount of cash back you can earn
  • Cash back on purchases is automatically credited to your statement each month
  • Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
  • No annual membership fee

0%* Intro APR

for 6, 9, or 12 months*Intro APR Period

$0.00*Annual Fee

Excellent*Credit Needed

25 days*Grace Period

$38.00*Late Payment Fee

APR:12.24% - 19.24%* Variable
Card Network:American Express®
Card Type:- Low Interest Credit Card
- Reward Card

Card Review

SimplyCash Business Card from American Express is designed for business owners having excellent credit. Low interest on purchases makes this a favorite business card on which to consolidate business expenditure. An introductory APR period charges no interest on purchases on the long term. Balance transfers incur no balance transfer fee but cash advances incur a 3% transaction fee.

A cash back program awards 1% cash back on qualifying purchases. Gas purchases earn 3% cash and office equipment purchases earn 5%. Purchases under the OPEN Savings program earn up to 25% discount. Card members are allowed to earn as much cash within a billing cycle period.

There are bonus cash or miles awarded. Additional cards are delivered on request. Card members incur no annual fee.

Travel accident insurance compensates a beneficiary in case of accidental dismemberment. Auto rental insurance is also available.

Rewards & Benefits

Reward Types:- Auto Reward Cards
- Cash Back Reward Cards
- Gas Reward Cards
Rewards:- 5% cash back on wireless services
- 5% cash back on office supply purchases*
- 3% cash back on automobile gasoline*
- 1% cash back on other purchases*
- Save up to 10% automatically on business expenses from FedEx, Hertz and more with OPEN Savings
* No limit to the amount of cash back you can earn
Other Benefits:- Emergency Card Replacement
- Extended Warranty
- Global Assist Hotline
- OPEN Savings
- Purchase Protection
- Travel Accident Insurance

Card Finance & Rates

Introductory APR:0%*
Applied Towards:Purchases
Introductory Period:for 6, 9, or 12 months*
APR on Purchases:12.24% - 19.24%* Variable
Annual Fee:$0.00*

Balance Transfers

Balance Transfer:No
Transfer Fee:0.00%
Transfer Period:Life of Balance*

Cash Advances

APR on Cash Advances:21.24%
Cash Advance Fee:3.00%
Minimum Fee:$5.00

Other Fees

Additional Fees: - Foreign transaction fee: 2.7% of each transaction after conversion to US dollars.
- Returned payment fee: $38.00

Notes

The information provided for the SimplyCash Business Card from American Express OPEN is considered to be accurate at the time of posting (May 16, 2012). However, we strongly advise site visitors to check the terms and conditions provided applicable to the product on the card issuers application page prior to completing an application.


Application Security

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