The Business Platinum Card® from American Express OPEN

The Business Platinum Card from American Express OPEN

Business (Premium) Credit Card -- American Express Credit Card Offers.


Basic Information

  • Complimentary airport club access, including American Airlines Admirals Club® lounges
  • Concierge service to assist with your business needs from gift giving to dinner reservations
  • Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club®, Avis Preferred®, and Emerald club from National® Car Rental
  • The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide
  • Enrollment in the Membership Rewards First® program
  • No pre-set spending limit*
  • Save 3–25% on business expenses from FedEx, JetBlue®, Hertz®, Hyatt Hotels and Resorts® and more

0%*Intro APR

N/A*Intro APR Period

$0.00*Annual Fee

Good*Credit Needed

20 days*Grace Period

$39.00*Late Payment Fee

APR: N/A* (Variable)
Card Network:American Express® Cards
Card Type:- Charge Credit Card Offers
- Instant Decision Card Offers
- Reward Card

Card Review

The American Express Platinum Business Card offers more than just a rewards program. Finding a business card that has a non-restricting rewards program isn't very easy.

This card lets its cardholders earn as much reward points as they can, and points don't expire meaning cardholders continue to accumulate points provided their credit card account remains active. The rewards program lets cardholder redeem points for rewards such as gift certificates, and discounts on applicable purchases. Other benefits a cardholder may stand to gain include an insurance package for car rentals, and warranty on internet purchases. Cardholders may receive 2 additional employee cards at no extra cost. And they don't need to worry about late fees as there’s a 25-day grace period.

Rewards & Benefits

Reward Type:- Cash Back Credit Card Offers
Rewards:- 1 Point for every dollar spent

Points are redeemable for merchandise, entertainment, and travel related benefits.
Other Benefits:- Internet account related services
- Purchase protection
- Extended warranty for purchases
- Up to $100,000 in travel accident insurance
- Lost luggage insurance
- Auto rental insurance
- Emergency card replacement
- Access to OPEN: The Small Business Network services
- Discounts at FedEx, Hertz, AT&T, and other participating merchants

Card Finance & Rates

Introductory APR:0%*
Applied Towards:Purchases
Introductory Period:N/A*
APR on Purchases:N/A*
Annual Fee:$0.00*
Maximum Credit Line:$50,000

Balance Transfers

Balance Transfer:Yes
APR on Balance Transfer:4.99%
Transfer Fee:0.00%
Transfer Period:Life of Balance is submitted within 45 days*

Cash Advances

APR on Cash Advances:19.99%
Cash Advance Fee:3.00%
Minimum Fee:$5.00

Notes

The information provided for the The Business Platinum Card from American Express OPEN is considered to be accurate at the time of posting (Mar 2, 2010). However, we strongly advise site visitors to check the terms and conditions provided applicable to the product on the card issuers application page prior to completing an application.


Application Security

Please note that all applications feature secure SSL technology for your online protection.



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