American DreamCard™ Platinum MasterCard®


There is no online application for this card

Consumer (Stored Value) Credit Card -- HSBC Bank.


Basic Information

  • Over $1.1 Million Awarded to Date!
  • Large Monthly Cash Jackpots!
  • Earn Entries From Everyday Shopping!
  • Get 1,000 Entries Just for Applying!
  • A New Cash Winner Every Month
  • Issued by HSBC Bank Nevada, N.A.

0%*Intro APR

5 months*Intro APR Period

$39.00*Annual Fee

Accepts All*Credit Needed

23 Days (Min.)*Grace Period

$39.00*Late Payment Fee

APR:21.99% V or 14.99%* (Variable)
Card Network:MasterCard®
Card Type:- Card for Bad Credit
- Instant Decision Card
- Reward Card

Card Review

American DreamCard Platinum MasterCard is an average credit card for consumers having fair credit. Card members are entered into monthly jackpots for cash rewards. There's no annual fee to worry about and a mid term introductory APR period takes care of interest rates on purchases.

Card members better their chances of winning in the monthly jackpots based on how much they've expended for that month. 1 entry is awarded per $1 spent on a purchase, balance transfer and cash advance less than $1,000. Referrals earn 1,000 entries once successful and 50 entries if not. A card account must be in good standing to qualify for entrance into the jackpots.

Card members receive full access to their card account online through AccountCentral. 100 entries into the monthly jackpots are earned by whoever signs up to this service. Account Protection Plus and Account Benefit Plan.

See Terms and Conditions for Details

Rewards & Benefits

Reward Types:- Cash Back Reward Cards
- Other Rewards Cards
- Outdoor Reward Cards
Rewards:- Participation at monthly sweepstakes drawing for a cash prize. Entries are earned on qualified purchases, cash advances, and balance transfers.
Other Benefits:- Access to AccountCentral®, the online account servicing platform (earn 100 entries for enrolling)
- Access to online payment of the American DreamCard bill (earn 100 entries each time the bill is paid)
- Access to Account Protection Plus and Account Benefit PlanSM for an additional fee

Card Finance & Rates

Introductory APR:0%*
Applied Towards:Purchases
Introductory Period:5 months*
APR on Purchases:21.99% V or14.99%* (variable)
Annual Fee:$39.00*

Balance Transfers

Balance Transfer:Yes
Minimum Fee:$5.00
Maximum Fee:$75.00

Cash Advances

APR on Cash Advances:19.99%

Other Fees

Additional Fees: Over the Credit Limit Fee: $39.00
Transaction Fee for Cash Express: $29 for each transaction
Foreign Currency Exchange Fee: 2% of the U.S. Dollar equivalent amount of each purchase made in a foreign currency.

Notes

The information provided for the American DreamCard Platinum MasterCard is considered to be accurate at the time of posting (Jul 29, 2010). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.


Application Security

Please note that all applications feature secure SSL technology for your online protection.



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