0% Intro Rate Card Offers

The following cards offer introductory APR periods during which 0% interest rates are charged on applicable transactions. These transactions include purchasing, balance transfers, and cash advances. The intro period will last throughout a certain period to be mentioned as short-term, mid-term, or long-term in each card review. During an intro period, charges other than interest normally attached to a transaction (such as foreign currency loading fees for purchases and balance transfer fees) still apply. An introductory APR period may not apply to all applicants and not all applicants will enjoy similar intro periods even on the same cards. Card issuers often select card members to participate based on credit worthiness. Qualified card members will appreciate the benefit of not accumulating interest rates during the intro period. *Readers are advised to see applicable terms and conditions before applying for a card.




Fingerhut Credit

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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Chase Freedom Visa - $100 Bonus Cash Back
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

0%* Intro APR

15 months*Intro Period

12.99% - 22.99% (V)*APR

$0.00*Annual Fee

5.0


Discover Student Card - Tropical Beach
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

9 months*Intro Period

12.99% - 18.99% (V)*APR

$0.00*Annual Fee

2.5


FREE SPIRIT Onyx World MasterCard
  • 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
  • 10,000 additional miles for balance transfers made in the first 60 days after account opening
  • Annual fee waived for the first year
  • Complimentary $9 Fare Club membership (a $39.95 value!)
  • Priority boarding and domestic priority check-in
  • 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
  • Your miles never expire and more

0%* Intro APR

6 months*Intro Period

15.24%*APR

$0.00*Annual Fee

4.5


Ink Reward Yourself with Something Special - 15,000 Bonus Points
    This card is NOT available any more. Please see The Ink℠ Classic Business – 25,000 Bonus Points credit card instead
  • 15,000 bonus points after first purchase*
  • No limit to the number of points you can earn – and points never expire
  • You earn 2 points per dollar spent when you book airfare through Ultimate Rewards*
  • Flexibility in Rewards – you can redeem your points for anything you want – from travel and merchandise to gift cards and more.
  • 0% Introductory APR for 6 months*
  • No annual fee*

0%* Intro APR

6 months*Intro Period

13.24% - 19.24% (V)*APR

$0.00*Annual Fee

5.0


Ink Plus with Ultimate Rewards - $100 Bonus Cash Back
  • Earn up to 35,000 bonus points in your first year $100 cash back after first purchase that's 10,000 bonus points*
  • Complimentary airport lounge access
  • Premium travel benefits
  • No limit to the number of points you can earn – and points never expire
  • Points are 25% more valuable than American Express Membership Rewards points when you book travel through Ultimate Rewards*
  • 0% Introductory APR*
  • First year free ($60 value)*

0%* Intro APR

6 months*Intro Period

13.24% - 19.24% (V)*APR

$60.00*Annual Fee

5.0


Discover More Card - $0 Balance Transfer Fee!
  • Limited Time Offer - $0 Balance Transfer Fee!*
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

12 months*Intro Period

10.99% - 19.99% (V)*APR

$0.00*Annual Fee

5.0


Slate from Chase MasterCard
  • 0% for up to 15 months – after that a variable APR as low as 11.99% - 21.99% after your 0% ends
  • Slate with Blueprint® helps you pay down your balances faster and save on interest
  • Transfer your higher rate balances
  • No Annual Fee

0%* Intro APR

up to 15 months*Intro Period

11.99% - 21.99% (V)*APR

$0.00*Annual Fee

4.5


American DreamCard Platinum MasterCard
  • Over $1.1 Million Awarded to Date!
  • Large Monthly Cash Jackpots!
  • Earn Entries From Everyday Shopping!
  • Get 1,000 Entries Just for Applying!
  • A New Cash Winner Every Month
  • Issued by HSBC Bank Nevada, N.A.

0%* Intro APR

5 months*Intro Period

21.99% V or 14.99% (V)*APR

See terms*Annual Fee

4.0


Household Bank Rewards MasterCard
  • Points redeembable for 2% Cash Back for every dollar spent with this card
  • 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter
  • 24/7 Online Account access for easy and self-management of your account
  • The ability to set up email and text messages notifying you of your account status
  • Free online bill pay

0%* Intro APR

9 months*Intro Period

19.90% (V)*APR

See terms*Annual Fee

4.5


TrueEarnings Card from Costco and American Express
  • American Express Card and Costco Membership Card in one — with no annual fee for Costco members
  • Cash back on the things you buy: 3% on restaurants and gasoline up to $3,000 annually, 2% for travel, and 1% almost everywhere else
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings Cardmembers from Costco and American Express Get approved in 60-seconds.

0%* Intro APR

6 months on Purchases*Intro Period

15.24% (V)*APR

$0.00*Annual Fee

4.5


Chase Slate Vertical Card with Blueprint - $75 Bonus & 15 Month Intro
  • Earn $75 Statement Credit after you make $300 in purchases in your first 3 months
  • 0% Intro APR for up to 15 months – a variable APR as low as 11.99% - 21.99% after your 0% ends
  • Slate with Blueprint® helps you pay down your balances faster and save on interest
  • Transfer your higher rate balances
  • No Annual Fee

0%* Intro APR

for up to 15 months*Intro Period

11.99% - 21.99% (V)*APR

$0.00*Annual Fee

4.5


Discover More Card - $150 Cashback Bonus
  • $150 Cashback Bonus when you spend $1,000 in the first 90 days*
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus in categories that change like gas, groceries, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

6 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

5.0


Chase Freedom Visa Card - As Low as 9.99% APR
  • 0% Intro APR for 12 months on balance transfers – a variable APR as low as 9.99% -22.99% after your 0% ends
  • 0% Intro APR for 6 months on purchases – a variable APR as low as 9.99% -22.99% after your 0% ends
  • $50 Bonus Cash Back after your first purchase
  • 5% Cash Back on up to $1,500 spent in bonus categories each quarter.
  • You'll enjoy new 5% categories every 3 months like gas, groceries, dining and even home improvement. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases without limits on what you can earn
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • Cash back rewards never expire.
  • No Annual Fee*

0%* Intro APR

See T&C*Intro Period

as low as 9.99% (V)*APR

$0.00*Annual Fee

5.0


Discover More Card - Operation Homefront $20 Donation
  • Get a great card. Help a great cause. Apply now and if approved, Discover will donate $20 to military families in need
  • Discover will donate up to $125,000 to Operation Homefront for "Works of Art, Acts of Charity"
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 11.99% - 20.99%
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • No annual fee, no rewards redemption fee, and no additional card fee

0%* Intro APR

15 months*Intro Period

11.99% - 20.99% (V)*APR

$0.00*Annual Fee

5.0


Maximum Rewards Platinum Edition Visa Card
  • 0% Intro APR for 12 billing cycles on balance transfers
  • 0% Intro APR for 6 billing cycles on purchases
  • No annual fee
  • Earn 1 point for every $1 in qualifying purchases with no limit on the number of points you can earn
  • Use rewards for travel, merchandise, gift cards and more

0%* Intro APR

12 months*Intro Period

19.99% - 11.99% (V)*APR

$0.00*Annual Fee

4.5


Centennial One Platinum Card
  • $9,000 unsecured line of credit
  • No Credit Check
  • No Deposit Required
  • No Employment Verification
  • Guaranteed Approval
  • 0% Interest for 12 Months
  • Boost Your Credit

0%* Intro APR

12 months*Intro Period

7.90%*APR

N/A*Annual Fee

4.0


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