0% Intro Rate Card Offers

The following cards offer introductory APR periods during which 0% interest rates are charged on applicable transactions. These transactions include purchasing, balance transfers, and cash advances. The intro period will last throughout a certain period to be mentioned as short-term, mid-term, or long-term in each card review. During an intro period, charges other than interest normally attached to a transaction (such as foreign currency loading fees for purchases and balance transfer fees) still apply. An introductory APR period may not apply to all applicants and not all applicants will enjoy similar intro periods even on the same cards. Card issuers often select card members to participate based on credit worthiness. Qualified card members will appreciate the benefit of not accumulating interest rates during the intro period. *Readers are advised to see applicable terms and conditions before applying for a card.




Fingerhut Credit

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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Household Bank Rewards MasterCard
  • Points redeembable for 2% Cash Back for every dollar spent with this card
  • 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter
  • 24/7 Online Account access for easy and self-management of your account
  • The ability to set up email and text messages notifying you of your account status
  • Free online bill pay

0%* Intro APR

9 months*Intro Period

19.90% (V)*APR

See terms*Annual Fee

4.5


1st Platinum Plus
  • Enjoy a Credit Line up to $3,500!
  • $4.95 initial user price for the Card !
  • NO Credit Checks & No Credit Turndowns!*
  • Reports to a Major Credit Bureau!
  • 0% Financing & No Finance Fees - EVER!
  • Merchandise Price Guarantee!
  • Rewards: Incredible Member Benefits! *See Terms and Conditions

0%* Intro APR

18 months*Intro Period

0*APR

N/A*Annual Fee

4.0


Centennial One Platinum Card
  • $9,000 unsecured line of credit
  • No Credit Check
  • No Deposit Required
  • No Employment Verification
  • Guaranteed Approval
  • 0% Interest for 12 Months
  • Boost Your Credit

0%* Intro APR

12 months*Intro Period

7.90%*APR

N/A*Annual Fee

4.0


Capital One MasterCard
  • Get the credit you need with no processing fees or application fees
  • $0 Fraud Liability if your card is lost or stolen
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
  • Access your account 24/7
  • Monitor your spending with free e-mail and text message alerts
  • Automatic reporting to the 3 major credit bureaus
  • Find pre-qualified card offers in 60 seconds without affecting your credit score

0%* Intro APR

See Terms*Intro Period

APR: 10.9% - 24.90% Variable on Purchases and BT

N/A*Annual Fee

4.5


Ink Classic Business
  • Up to 25,000 bonus points – 10,000 bonus points after your first purchase, plus an additional 15,000 bonus points after you spend $5,000 in the first 3 months!
  • 5X points per dollar on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2X points per dollar on the first $25,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
  • 1 point per dollar on all other card purchases with no limit on the amount you can earn
  • Cash back rewards do not expire
  • 0% Introductory APR for 12 months
  • No Annual Fee

0%* Intro APR

12 months*Intro Period

10.24% (V)*APR

N/A*Annual Fee

5.0


Capital One Platinum Prestige Credit Card
  • 0% intro APR until September 2013 on balance transfers
  • 0% intro APR until September 2013 on purchases
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own

0%* on purchases and BTIntro APR

until September 2013*Intro Period

APR: 10.9% - 18.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5


Discover Student Open Road Card
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • Double Cashback Bonus®* at gas stations and restaurants.
  • Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

9 months*Intro Period

12.99% - 18.99% (V)*APR

$0.00*Annual Fee

3.5


Discover Motiva Card
  • Earn Cashback Bonus for your good credit management
  • 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular retailers when you shop through Discover.com
  • Ranked #1 in customer loyalty -- 16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

15 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

5.0


Chase Freedom Visa
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

0%* Intro APR

15 months*Intro Period

12.99% – 22.99% (V)*APR

$0.00*Annual Fee

5.0


Discover Student Card - Monogram Collection
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

9 months*Intro Period

12.99% - 18.99% (V)*APR

$0.00*Annual Fee

3.0


SimplyCash Business Card from American Express OPEN
  • Get 5% cash back on wireless services and office supply purchases*
  • Get 3% cash back on automobile gasoline*
  • Get 1% cash back on other purchases*
  • No limit to the amount of cash back you can earn
  • Cash back on purchases is automatically credited to your statement each month
  • Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
  • No annual membership fee

0%* Intro APR

for 6, 9, or 12 months*Intro Period

12.24% - 19.24% (V)*APR

$0.00*Annual Fee

5.0


TrueEarnings Card from Costco and American Express
  • American Express Card and Costco Membership Card in one — with no annual fee for Costco members
  • Cash back on the things you buy: 3% on restaurants and gasoline up to $3,000 annually, 2% for travel, and 1% almost everywhere else
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings Cardmembers from Costco and American Express Get approved in 60-seconds.

0%* Intro APR

6 months on Purchases*Intro Period

15.24% (V)*APR

$0.00*Annual Fee

4.5


Blue Sky from American Express
  • 7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit.
  • No annual fee.
  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime.
  • Pay your bill all at once, or over time. It's up to you.
  • Blue Savings Program: big deals on big brands, all the time.
  • Get a decision in as little as 60 seconds.

0%* Intro APR

12 months*Intro Period

from 17.24 to 22.24% (V)*APR

$0.00*Annual Fee

4.5


Discover Student Card - Clear
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

9 months*Intro Period

12.99% - 18.99% (V)*APR

$0.00*Annual Fee

3.0


Discover Student Card - Tropical Beach
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

9 months*Intro Period

12.99% - 18.99% (V)*APR

$0.00*Annual Fee

2.5


Blue Cash Everyday(SM) from American Express
  • Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • No annual fee, flexibility to pay over time

0%* Intro APR

12 months on Purchases*Intro Period

17.24% - 22.24% (V)*APR

$0.00*Annual Fee

4.5


Discover Miles Card
  • Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus Miles
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

12 months*Intro Period

10.99 - 15.99% (V)*APR

$0.00*Annual Fee

4.0


Discover Open Road Card
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

15 months*Intro Period

10.99% - 19.99% (V)*APR

$0.00*Annual Fee

4.5


Discover More Card
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

15 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

4.5


Discover Student Card
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.
  • Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

9 months*Intro Period

12.99% - 18.99% (V)*APR

$0.00*Annual Fee

4.0


More: | 1 | 2 | 3 |


Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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