0% Intro Rate Card Offers
The following cards offer introductory APR periods during which 0% interest rates are charged on applicable transactions. These transactions include purchasing, balance transfers, and cash advances. The intro period will last throughout a certain period to be mentioned as short-term, mid-term, or long-term in each card review. During an intro period, charges other than interest normally attached to a transaction (such as foreign currency loading fees for purchases and balance transfer fees) still apply. An introductory APR period may not apply to all applicants and not all applicants will enjoy similar intro periods even on the same cards. Card issuers often select card members to participate based on credit worthiness. Qualified card members will appreciate the benefit of not accumulating interest rates during the intro period. *Readers are advised to see applicable terms and conditions before applying for a card.
- The new Discover it card is out to change the way people think about credit cards.
- Fair... No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late*
- Generous... 5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases*
- Plus a Cashback Concierge(SM) who guides a free, personalized online tour to help you get the most rewards for how you use your card
- Flexible... Choose your own due date and pay up to midnight ET online or by phone
- Human... talk to a real person any time with 100% U.S.-based service
- Safe... Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee
- 0% Intro APR* on purchases and balance transfer for 14 months. Then the variable purchase APR applies, currently 10.99%-22.99%. *Click apply for Terms & Conditions
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0%*Intro APR
14 months*Intro Period
10.99% - 22.99% (V)*APR
$0*Annual Fee
- Save an Additional $.25 a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers
- Earn free groceries faster at Kroger, King Soopers, Dillons Smith's, Fry's and QFC
- 3 points per $1 spent on Kroger family of brand products
- 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers)
- 1 point per $1 spent anywhere Visa Cards are accepted
- Every 1,000 points earned gets $5 in free groceries. Rewards sent automatically every quarter
- 0% intro APR* for first 9 billing cycles on purchases and balance transfers. After that, a variable APR currently 13.99%-23.99%
- $0 annual fee*
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0%*Intro APR
9 months*Intro Period
13.99% - 23.99% (V)*APR
$0*Annual Fee
- Start by earning 20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days from account opening. 20,000 bonus miles equates to $200 off your next trip!
- 0% introductory APR on purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
- Earn 2X miles on travel and dining purchases and 1X miles on all other purchases
- No mileage caps and no foreign transaction fees
- Get 10% miles back when you redeem for travel (e.g. redeem 25,000 miles for travel and get 2,500 miles back)
- Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
- Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
- Complimentary subscription to TripIt Pro mobile travel organizer - a $49 annual value!
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0%*Intro APR
12 months*Intro Period
14.99% or 18.99% (V)*APR
$0*Annual Fee
- Enjoy a Credit Line up to $3,500!
- $4.95 initial user price for the Card !
- NO Credit Checks & No Credit Turndowns!*
- Reports to a Major Credit Bureau!
- 0% Financing & No Finance Fees - EVER!
- Merchandise Price Guarantee!
- Rewards: Incredible Member Benefits! *See Terms and Conditions
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0%*Intro APR
18 months*Intro Period
0.00% *APR
N/A*Annual Fee
- 0% Intro APR* for 15 billing cycles on purchases and balance transfers
- Earn 3% cash rewards on cellular, gas and purchases made at office supply stores and 1% on all other purchases
- 25% annual bonus of your prior year's cash rewards up to $250
- No cap on the cash rewards you can earn and they never expire
- $0* annual fee if you make one purchase per year, otherwise $25*
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0%*Intro APR
15 months*Intro Period
11.99% - 17.99% (V)*APR
$0*Annual Fee
- Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or redemption fees
- Earn one FlexPoint for every $1 of eligible net purchases charged to your card
- Earn two FlexPoints for every $1 spent on gas, office supplies or airline purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses
- Earn Triple FlexPoints for your charitable donations
- Earn 5,000 FlexPoints when you refer a friend who acquires and uses the card
- Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
- $0 Annual Fee* the first year, and every year your company spends $24,000 on card; otherwise $55*
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0%*Intro APR
12 months*Intro Period
11.99% - 17.99% (V)*APR
$0*Annual Fee
- The new Discover it card is out to change the way people think about credit cards.
- Fair... No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous... 5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback Concierge(SM) who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible... Choose your own due date and pay up to midnight ET online or by phone.
- Human... talk to a real person any time with 100% U.S.-based service.
- 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
- 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
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0%*Intro APR
18 months*Intro Period
10.99% - 22.99% (V)*APR
$0*Annual Fee
- Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days
- Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or redemption fees
- Earn one FlexPoint for every $1 of eligible net purchases charged to your card
- Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses
- Earn Triple FlexPoints for your charitable donations
- Earn 5,000 FlexPoints when you refer a friend who acquires and uses the card
- $0 Annual Fee* the first year, after that $49*
- Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases. You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel or many other rewards
- Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
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0%*Intro APR
12 months*Intro Period
13.99% - 22.99% (V)*APR
$0*Annual Fee
- Earn 40,000 bonus miles if you make $1,000 or more in purchases in the first 90 days from account opening. 40,000 bonus miles equates to $400 off your next trip!
- 0% introductory APR on purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
- Earn 2X miles on all purchases
- No mileage caps and no foreign transaction fees
- Get 10% miles back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
- Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
- Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
- Complimentary subscription to TripIt Pro mobile travel organizer - a $49 annual value!
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0%*Intro APR
12 months*Intro Period
14.99% or 18.99% (V)*APR
$89*Annual Fee
- Earn 5,000 points, equal to a $50 statement credit, after your first purchase or balance transfer
- 0% Introductory APR for 12 months on purchases and balance transfers
- No annual fee
- Earn 2 points per $1 on gas, grocery, and utility purchases
- Earn 1 points per $1 everywhere else
- Use the points you earn like cash to pay for almost any purchases you've made.
- No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
- This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts.
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0%*Intro APR
12 months*Intro Period
14.99% - 24.99% (V)*APR
$0*Annual Fee
- All 32 teams and NFL Shield card available
- 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness
- One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit
- Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases
- No cap on points earned and points never expire
- Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits
- 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
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0%*Intro APR
12 months*Intro Period
13.74% to 22.74% (V)*APR
$0*Annual Fee
- 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99% - 23.99%
- No annual fee*
- Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
- $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
- Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud Online account management and account alerts
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0%*Intro APR
15 months*Intro Period
9.99% - 23.99% (V)*APR
$0*Annual Fee
- Earn 2,500 Bonus Points after your first purchase
- 0% Introductory APR for 6 months on purchases and balance transfers
- No annual fee
- Earn 2 points per $1 on gas, grocery, and utility purchases
- Earn 1 points per $1 everywhere else
- Use the points you earn like cash to pay for almost any purchases you've made.
- No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
- This offer is for customers with Good Credit
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0%*Intro APR
6 months*Intro Period
24.99% (V)*APR
$0*Annual Fee
- Perfect credit card for New York Giants fans
- 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness
- One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit
- Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases
- No cap on points earned and points never expire
- Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits
- 20% off every purchase at NFLShop - that's $20 off every $100 you spend
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0%*Intro APR
12 months*Intro Period
13.74% - 22.74% (V)*APR
$0*Annual Fee
- Perfect credit card for Indianapolis Colts fans
- 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness
- One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit
- Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases
- No cap on points earned and points never expire
- Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits
- 20% off every purchase at NFLShop - that's $20 off every $100 you spend
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0%*Intro APR
12 months*Intro Period
13.74% - 22.74% (V)*APR
$0*Annual Fee
- Perfect credit card for Green Bay Packers fans
- 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness
- One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit
- Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases
- No cap on points earned and points never expire
- Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits
- 20% off every purchase at NFLShop - that's $20 off every $100 you spend
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0%*Intro APR
12 months*Intro Period
13.74% - 22.74% (V)*APR
$0*Annual Fee
- Perfect credit card for Houston Texans fans
- 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness
- One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit
- Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases
- No cap on points earned and points never expire
- Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits
- 20% off every purchase at NFLShop - that's $20 off every $100 you spend
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0%*Intro APR
12 months*Intro Period
13.74% - 22.74% (V)*APR
$0*Annual Fee
- Perfect credit card for Pittsburgh Steelers fans
- 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness
- One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit
- Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases
- No cap on points earned and points never expire
- Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits
- 20% off every purchase at NFLShop - that's $20 off every $100 you spend
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0%*Intro APR
12 months*Intro Period
13.74% - 22.74% (V)*APR
$0*Annual Fee
- Perfect credit card for Philadelphia Eagles fans
- 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness
- One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit
- Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases
- No cap on points earned and points never expire
- Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits
- 20% off every purchase at NFLShop - that's $20 off every $100 you spend
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0%*Intro APR
12 months*Intro Period
13.74% - 22.74% (V)*APR
$0*Annual Fee
- Perfect credit card for New England Patriots fans
- 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness
- One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit
- Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases
- No cap on points earned and points never expire
- Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits
- 20% off every purchase at NFLShop - that's $20 off every $100 you spend
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0%*Intro APR
12 months*Intro Period
13.74% - 22.74% (V)*APR
$0*Annual Fee
Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.
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