0% Intro Rate Card Offers

The following cards offer introductory APR periods during which 0% interest rates are charged on applicable transactions. These transactions include purchasing, balance transfers, and cash advances. The intro period will last throughout a certain period to be mentioned as short-term, mid-term, or long-term in each card review. During an intro period, charges other than interest normally attached to a transaction (such as foreign currency loading fees for purchases and balance transfer fees) still apply. An introductory APR period may not apply to all applicants and not all applicants will enjoy similar intro periods even on the same cards. Card issuers often select card members to participate based on credit worthiness. Qualified card members will appreciate the benefit of not accumulating interest rates during the intro period. *Readers are advised to see applicable terms and conditions before applying for a card.





Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
 

 
Discover it Credit Card
  • 0% intro APR on purchases & balance transfers for 14 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • Over 5,000 cardmembers rated 4.8 out of 5 stars* and now Discover "Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie" by J.D. Power*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • 100% U.S.- based customer service - anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply".

0%*Intro APR

14 months*Intro Period

10.99% - 22.99% (V)*APR

$0*Annual Fee

5.0


US Bank Visa Platinum Card
  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud Online account management and account alerts

0%*Intro APR

15 months*Intro Period

9.99% - 23.99% (V)*APR

$0*Annual Fee

4.0


Dynamics ePlate Air Dollars Visa Signature Card
  • 35% more air dollars earns flights 50x faster than 1% rewards cards!
  • 0% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening.
  • No annual fee
  • Up To 120% Reward Value
  • Earn air dollars for any Airline!
  • No restrictions or blackout dates.
  • Automatically earn chances to win 25,000 or 50,000 air dollars in our sweepstakes with every $20.00 you spend!

0%*Intro APR

12 months on BT*Intro Period

16.99% to 20.99% (V)*APR

See Terms*Annual Fee

5.0


US Bank Business Edge Cash Rewards Card
  • 3% cash back on all cellular, gas and office supply store net purchases
  • 1% cash back on all other net purchases
  • No cap on rewards and they never expire!
  • Plus, a 25% Annual Cash Rewards bonus, up to $250
  • No annual fee

0%*Intro APR

9 months*Intro Period

11.99% - 17.99% (V)*APR

$0*Annual Fee

5.0


US Airways Premier World MasterCard
  • Earn 40,000 bonus miles after your first purchase and payment of the $89 annual fee*
  • First checked bag free on eligible bags for you and up to four companions on domestic US Airways operated flights
  • One companion certificate good for up to 2 guests to travel with you on a US Airways operated flight at $99 each, plus taxes and fees
  • Priority boarding Zone 2 on US Airways operated flights
  • Redeem miles for award travel on US Airways and American Airlines booked through usairways.com or US Airways Reservations
  • Earn miles on every purchase with 2 miles for every $1 you spend on US Airways purchases and 1 mile for every $1 on purchases everywhere else
  • Please see terms and conditions for complete details

0%*Intro APR

15 months on BT*Intro Period

24.99%, 19.99% or 15.99% (V)*APR

$89*Annual Fee

4.5


Dynamics ePlate CashPerks Visa Signature Card
  • Earn 1.25% cash back on every purchase! 50x faster than 1% cards.
  • 0% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening.
  • No annual fee
  • 1.25 UMB CashPerks for every $1 you spend!
  • Redeem cash back as a statement credit in increments of $50.00.
  • Automatically earn chances to win statement credits in our sweepstakes when you use the card!
  • No reward restrictions.

0%*Intro APR

12 months on BT*Intro Period

16.99% to 20.99% (V)*APR

See Terms*Annual Fee

4.5


Discover it Credit Card - 18 months intro
  • 0% intro APR on balance transfers for 18 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • Over 5,000 cardmembers rated 4.8 out of 5 stars* and now Discover "Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie" by J.D. Power*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee*.
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • *+See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."

0%*Intro APR

18 months on BT*Intro Period

10.99% - 22.99% (V)*APR

$0*Annual Fee

5.0


US Bank Business Edge Platinum Card
  • 0% Intro APR on purchases for the first 12 months
  • No Annual Fee
  • Zero Fraud Liability Protection
  • Free Employee Cards
  • ScoreBoard free online reporting
  • Access to "Connect", U.S. Bank site that provides small business owners with useful information, tools and resources

0%*Intro APR

12 months*Intro Period

9.99% - 17.99% (V)*APR

$0 with one purchase per year*Annual Fee

4.0


The Carnival MasterCard
  • 0% Intro APR for 15 months for each Balance Transfer made within 45 days of account opening and a variable rate of 13.99%, 16.99% or 20.99% APR thereafter, depending on creditworthiness
  • Earn 5,000 bonus points when you use your card for the first time
  • Earn Double points on any Carnival™ purchase
  • Earn 1 point per $1 spent everywhere else
  • Redeem points for cruises on Carnival™ or other eligible World's Leading Cruise Lines vacations, hotel or flight discounts, onboard gifts and services, merchandise or gift cards
  • No Annual Fee
  • Please see terms and conditions for complete details

0%*Intro APR

15 months on BT*Intro Period

13.99%, 16.99% or 20.99% (V)*APR

$0*Annual Fee

4.0


Dynamics ePlate Skip Barber Visa Signature Card
  • Get on the track with Skip Barber Racing!
  • Earn a $700 racing day on the track with only $1,250 in card spend!
  • 0% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening.
  • No annual fee
  • Redeem reward points for on track driving session with a professional instructor.
  • Every $25 of spending earns you a professional racing tip and exclusive photo.
  • After your first 30 racing tips you receive on-site classroom session from professional racing instructor

0%*Intro APR

12 months on BT*Intro Period

16.99% to 20.99% (V)*APR

See Terms*Annual Fee

4.5


USAA Cash Rewards American Express Card
  • 0% introductory APR for 12 months on balance transfers and convenience checks
  • Earn up to 2.25% cash back on gas and grocery purchases.
  • Earn up to 1.25% cash back on all other purchases.
  • No caps on amount earned.
  • The more you use your card, the greater your cash rebate.
  • Your cash rebate is awarded every January for the purchases made the previous 12 months.
  • No annual fee and zero liability for unauthorized transactions.

0%*Intro APR

12 months on BT*Intro Period

as low as 9.90% (V)*APR

$0*Annual Fee

4.0


USAA Rewards American Express Card
  • 0% introductory APR for 12 months on balance transfers and convenience checks
  • Earn 2X points on gas and grocery purchases all the time.
  • Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
  • Earn 2,500 Bonus Points after your first purchase.
  • No caps or limits on the amount you can earn.
  • Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
  • Redeem your points anytime on USAA website or from your mobile device - with no redemption fee.
  • No annual fee and no minimum finance charge

0%*Intro APR

12 months on BT*Intro Period

as low as 9.90% (V)*APR

$0*Annual Fee

4.0


USAA Rewards World MasterCard
  • 0% introductory APR for 12 months on balance transfers and convenience checks
  • Variable rates as low as 9.9% APR on purchases, balance transfers and cash advances.
  • Get 2,500 rewards bonus points credited to your account after your first purchase.
  • Earn one point for every dollar in credit card purchases with no cap or expiration date on points.
  • Earn points toward air travel with no blackout dates, brand-name merchandise, gift certificates, cash or charitable donations.
  • Redeem your rewards points anytime on USAA website or from your mobile phone - with no redemption fee.
  • No annual fee.

0%*Intro APR

12 months on BT*Intro Period

as low as 9.90% (V)*APR

$0*Annual Fee

4.5


USAA Cash Rewards Platinum Visa Credit Card
  • 0% introductory APR for 12 months on balance transfers and convenience checks
  • Get 2,500 bonus points with your first purchase.
  • Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
  • No annual fee and no minimum finance charge.
  • Earn rebates up to 1.25% on your everyday purchases.
  • Your cash rebate is awarded every January for the purchases made the previous 12 months.
  • There's no limit to the amount you can earn.

0%*Intro APR

12 months on BT*Intro Period

as low as 9.90% (V)*APR

$0*Annual Fee

4.0


USAA Cash Rewards World MasterCard
  • 0% introductory APR for 12 months on balance transfers and convenience checks
  • Exclusive travel and retail benefits with World MasterCard.
  • Make up for the holidays by getting paid cash every January for the previous year's purchases.
  • Ongoing cash rebates up to 1.25% on your USAA MasterCard purchases.
  • No annual fee.

0%*Intro APR

12 months on BT*Intro Period

as low as 9.90% (V)*APR

$0*Annual Fee

4.0


USAA Rewards Visa Platinum Credit Card
  • 0% introductory APR for 12 months on balance transfers and convenience checks
  • Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
  • No annual fee.
  • Earn 2,500 Bonus Points after your first purchase and one point for every dollar in purchases with no limit to the amount you can earn.
  • Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
  • Redeem your points anytime on USAA site or from your mobile device - with no redemption fee.
  • No minimum Finance charge.

0%*Intro APR

12 months on BT*Intro Period

as low as 9.90% (V)*APR

$0*Annual Fee

4.5


Priceline Rewards Visa Credit Card
  • Earn 5,000 bonus points after your first purchase
  • Earn 5X points on Priceline purchases
  • Earn 1 point on everything else
  • Plus, earn an additional 5,000 bonus points after spending $1,000 on qualifying transactions in the first 90 days of account opening
  • Your points can act like cash - Redeem points for statement credits against purchases made on your account
  • No limit to the number of points you can earn
  • Please see terms and conditions for complete details

0%*Intro APR

12 months*Intro Period

14.99% or 21.99% (V)*APR

$0*Annual Fee

4.0


US Bank Business Edge Select Rewards Card
  • 0% introductory APR* on purchases for 9 months
  • Get 10,000 bonus points when you spend $500 in net purchases during the first 90 days after opening your account
  • Earn 3 points per dollar on net purchases in one category of your choice: Day-to-Day Expenses, Automobile or Travel & Entertainment
  • Earn 1 point per dollar on all other net purchases
  • Unlimited points with no caps
  • No annual fee

0%*Intro APR

9 months*Intro Period

11.99% 17.99% (V)*APR

$0*Annual Fee

5.0


Discover it chrome Credit Card - 18 months intro
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed*. 1% cash back on all your other purchases.
  • No annual fee, no overlimit fee, no late fee on your first late payment and no foreign transaction fee*.
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • 100 % U.S. based customer service - anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply".

0%*Intro APR

18 months on BT*Intro Period

10.99% - 20.99% (V)*APR

$0*Annual Fee

5.0


Centennial One Platinum Card
  • $9,000 unsecured line of credit
  • No Credit Check
  • No Deposit Required
  • No Employment Verification
  • Guaranteed Approval
  • 0% Interest for 12 Months
  • Boost Your Credit

0%*Intro APR

12 months*Intro Period

7.90% *APR

N/A*Annual Fee

4.0


 


Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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