0% Intro Rate Card Offers

The following cards offer introductory APR periods during which 0% interest rates are charged on applicable transactions. These transactions include purchasing, balance transfers, and cash advances. The intro period will last throughout a certain period to be mentioned as short-term, mid-term, or long-term in each card review. During an intro period, charges other than interest normally attached to a transaction (such as foreign currency loading fees for purchases and balance transfer fees) still apply. An introductory APR period may not apply to all applicants and not all applicants will enjoy similar intro periods even on the same cards. Card issuers often select card members to participate based on credit worthiness. Qualified card members will appreciate the benefit of not accumulating interest rates during the intro period. *Readers are advised to see applicable terms and conditions before applying for a card.





Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
 

 
Discover it Credit Card
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred. *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.

0%*Intro APR

14 months*Intro Period

10.99% - 22.99% (V)*APR

$0*Annual Fee

5.0


The Frontier Airlines World MasterCard
  • 0% Intro APR on purchases and balance transfers for the first 12 months. After that, a variable APR, currently 15.99% or 24.99% based on credit worthiness
  • Earn 40,000 bonus miles after spending $500 in purchases in the first 90 days
  • Earn up to 10,000 bonus miles on balance transfers (1 mile per $1 transferred) in the first 90 days
  • Earn Double miles on purchases at FlyFrontier .com and 1 mile per $1 on all other purchases
  • No blackout dates! Book any roundtrip award flight on Frontier starting at 20,000 miles (subject to fees/taxes from $5)
  • $69 Annual Fee

0%*Intro APR

12 months*Intro Period

24.99% or 15.99% (V)*APR

$69*Annual Fee

4.5


US Bank Visa Platinum Card
  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud Online account management and account alerts

0%*Intro APR

15 months*Intro Period

9.99% - 23.99% (V)*APR

$0*Annual Fee

4.0


Barclaycard Arrival World MasterCard - Earn 1x on All Purchases
  • Start by earning 20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days from account opening. 20,000 bonus miles equates to $200 off your next trip!
  • 0% intro APR on balance transfers and purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
  • Earn 2X miles on travel and dining purchases,1X miles on all other purchases, and no mileage caps or foreign transaction fees
  • No mileage caps or foreign transaction fees
  • Get 10% miles back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
  • Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
  • Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
  • Complimentary one year subscription of TripIt Pro mobile travel organizer - a $49 value
  • Complimentary FICO® Scores as a benefit to active card members. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.

0%*Intro APR

12 months*Intro Period

14.99% or 18.99% (V)*APR

$0*Annual Fee

5.0


1st Platinum Plus
  • Enjoy a Credit Line up to $3,500!
  • $4.95 initial user price for the Card !
  • NO Credit Checks & No Credit Turndowns!*
  • Reports to a Major Credit Bureau!
  • 0% Financing & No Finance Fees - EVER!
  • Merchandise Price Guarantee!
  • Rewards: Incredible Member Benefits! *See Terms and Conditions

0%*Intro APR

18 months*Intro Period

0.00% *APR

N/A*Annual Fee

4.0


Upromise World MasterCard Credit Card
  • 0% introductory APR on Purchases and Balance Transfers is applicable for the first 12 billing cycles after the account is opened
  • Contribute to a Upromise 529 College Savings plan
  • Make deposits in a Sallie Mae High-Yield Savings Account
  • Make payments towards an eligible Sallie Mae serviced loan
  • You can earn 10% or more cash back on eligible online purchases through Upromise
  • Start with a $50 cash back bonus after first use
  • Earn 4% cash back at thousands of participating Upromise dining restaurants
  • Earn 3% cash back on eligible gas purchases at Exxon or Mobil locations
  • Earn 2% cash back on eligible movie theater locations
  • Earn 1% cash back on all other purchases
  • No annual fee

0%*Intro APR

12 months*Intro Period

20.99% or 12.99% (V)*APR

$0*Annual Fee

5.0


US Bank FlexPerks Cash Rewards Visa
  • 0% Intro APR* for 15 billing cycles on purchases and balance transfers
  • Earn 3% cash rewards on cellular, gas and purchases made at office supply stores and 1% on all other purchases
  • 25% annual bonus of your prior year's cash rewards up to $250
  • No cap on the cash rewards you can earn and they never expire
  • $0* annual fee if you make one purchase per year, otherwise $25*

0%*Intro APR

15 months*Intro Period

11.99% - 17.99% (V)*APR

$0*Annual Fee

5.0


US Airways Premier World MasterCard
  • Earn up to 40,000 bonus miles with qualifying transactions
  • Exclusive: Book award flights for 5,000 fewer miles - award travel starts at just 20,000 miles for cardmembers
  • Zone 2 boarding on all US Airways flights
  • Earn 2 miles per $1 on US Airways purchases
  • Earn 1 mile per $1 on purchases everywhere else
  • Annual companion certificate good for up to 2 companion tickets at $99 each, plus taxes and fees
  • First Class check-in
  • Please see terms and conditions for complete details

0%*Intro APR

12 months*Intro Period

24.99% or 15.99% (V)*APR

$89*Annual Fee

4.5


US Bank FlexPerks Business Travel Rewards Visa Card
  • Get 20,000 bonus FlexPoints after the first $3,500 in net purchases in the first 4 months
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Earn one FlexPoint for every $1 of eligible net purchases charged to your card
  • Earn two FlexPoints for every $1 spent on gas, office supplies or airline purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses
  • Earn Triple FlexPoints for your charitable donations
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
  • $0 intro Annual Fee* the first year, after that $49 $55 (+$10 for employees)
  • $0 annual fee the first year and every year after when your company has combined net spend of over $24,000 each year

0%*Intro APR

12 months*Intro Period

11.99% - 17.99% (V)*APR

$0*Annual Fee

4.5


Discover it Credit Card - 18 months intro
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.

0%*Intro APR

18 months*Intro Period

10.99% - 22.99% (V)*APR

$0*Annual Fee

5.0


Premier Miles & More World MasterCard
  • Earn 20,000 award miles after your first purchase or balance transfer
  • Earn up to 15,000 award miles with balance transfers (1 mile per $1 transferred) within 30 days of account opening
  • Earn 2 award miles per $1 on ticket purchases directly from - Miles & More integrated airline partners
  • Earn 1 mile per $1 on all other purchases
  • Annual Complimentary Companion Ticket after first purchase, then annually thereafter
  • No foreign transaction fees on purchases made outside the U.S.
  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance airlines and other partners
  • $79 Annual Fee, waived for SEN and HON Circle Members

0%*Intro APR

12 months*Intro Period

24.99% or 15.99% (V)*APR

$79*Annual Fee

4.5


The Carnival MasterCard
  • 0% APR on purchases and balance transfers for the first 12 months after account opening (after that a variable APR currently 13.99% - 20.99%)
  • Earn 5,000 bonus points when you use your card for the first time
  • Earn Double points on any Carnival™ purchase
  • Earn 1 point per $1 spent everywhere else
  • Redeem points for cruises on Carnival™ or other eligible World's Leading Cruise Lines vacations, hotel or flight discounts, onboard gifts and services, merchandise or gift cards
  • No Annual Fee
  • Please see terms and conditions for complete details

0%*Intro APR

12 months*Intro Period

N/A *APR

$0*Annual Fee

4.0


Williams-Sonoma Visa Signature Card
  • Earn 2,500 points, equal to a $25 statement credit, after your first purchase or balance transfer
  • 0% Introductory APR for 6 months on purchases and balance transfers
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.

0%*Intro APR

6 months*Intro Period

13.74%, 17.74% or 21.74% (V)*APR

$0*Annual Fee

5.0


Priceline Rewards Visa Credit Card
  • Earn 5,000 bonus points after your first purchase
  • Earn 5X points on Priceline purchases
  • Earn 1 point on everything else
  • Plus, earn an additional 5,000 bonus points after spending $1,000 on qualifying transactions in the first 90 days of account opening
  • Your points can act like cash - Redeem points for statement credits against purchases made on your account
  • No limit to the number of points you can earn
  • Please see terms and conditions for complete details

0%*Intro APR

12 months*Intro Period

14.99% or 21.99% (V)*APR

$0*Annual Fee

4.0


Centennial One Platinum Card
  • $9,000 unsecured line of credit
  • No Credit Check
  • No Deposit Required
  • No Employment Verification
  • Guaranteed Approval
  • 0% Interest for 12 Months
  • Boost Your Credit

0%*Intro APR

12 months*Intro Period

7.90% *APR

N/A*Annual Fee

4.0


 


Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

Please note that all applications feature secure SSL technology for your online protection.


Google+
Home > Credit Cards > Cards by Type > 0% Intro Rate Cards